Delta Community Credit Union Cumming GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Delta Community, your trusted financial partner right here in Cumming, GA! Located at 445 Peachtree Pkwy, our branch is dedicated to serving our community with reliable banking solutions tailored just for you. Established in 1940, we have proudly grown to support over 510,916 members, showcasing our commitment to providing exceptional service and fostering financial wellness. At Delta Community, we understand that every member's financial journey is unique. With total assets reaching an impressive $8,625,518,974 and deposits amounting to $225,637,800, we stand as a pillar of strength in the community. Our diverse offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking services. We believe that everyone deserves access to quality financial products designed to help them thrive. Under the leadership of our CEO Hank Halter and Board President Linda O'Shea, our dedicated team of 1,347 employees works tirelessly to ensure you receive personalized attention and expert advice. Whether you're looking for a new vehicle loan or seeking assistance with your savings plan, we are here to help every step of the way. While members can visit us at 445 Peachtree Pkwy, official correspondence should be sent to 445 Peachtree Pkwy, Cumming, GA 30041-7228. If you have any questions or need assistance, don't hesitate to call us at 404-715-4725. We invite you to explore our services further by visiting our website at www.deltacommunitycu.com. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Call to Action

We invite you to join Delta Community today! Experience firsthand how we can help you reach your financial goals while being part of a supportive community. Whether you're looking for personal banking options or business services tailored just for you, we're here to make your journey easier. Visit us online or call us at 404-715-4725 for more information on becoming a member. Together, let's build a brighter financial future!

Mission Statement

At Delta Community, our mission is clear: to provide exceptional financial services while positively impacting our community. We strive to create an inclusive environment where everyone feels valued and empowered to achieve their financial goals. Whether it's through offering competitive loan rates or providing access to online and mobile banking services for convenience, we are here to support you every step of the way. While members can visit us at 445 Peachtree Pkwy for all their banking needs be it utilizing our drive-thru services or accessing ATMs we also ensure that correspondence can be sent to our mailing address at 445 Peachtree Pkwy, Cumming, GA 30041-7228.

Our Journey

From the very beginning, Delta Community was established with a mission to promote financial well-being among its members. Over the decades, we have embraced growth and change while staying true to our core values of trust, service, and community support. With each passing year, we have expanded our services to meet the evolving needs of our members offering personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment goes beyond just financial transactions; we aim to enhance the lives of those we serve. This is evident through our partnerships with local organizations and our active involvement in community outreach efforts. We believe that by supporting our neighbors, we can help build a stronger community for everyone.

Branch Location & Accessibility

Accessibility Features

At Delta Community, we understand the importance of accessibility. Our branch is designed with features that comply with ADA standards, ensuring that everyone can comfortably access our services. Ample parking is available right outside the entrance, along with ramps for easy entry.

Call-to-Action

We invite you to come visit us at Delta Community in Cumming! Whether you're stopping by for advice on loans or just need a quick deposit, our friendly staff is ready to help you achieve your financial goals. Feel free to call us at 404-715-4725 if you have any questions or need assistance before your visit. We look forward to welcoming you!

Operating Hours

We want to make your banking experience as convenient as possible. Our lobby hours are from 8:30 a.m. to 4:30 p.m., Monday through Thursday, and we extend our hours on Friday until 5:30 p.m. Need us on Saturday? We're open from 9:00 a.m. to 12:00 p.m., so you can handle your banking even on weekends. If you're looking for drive-thru service, we offer those hours as well 8:30 a.m. to 5:30 p.m. during the week and the same Saturday hours!

Services Offered

At our Cumming branch, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're here for you every step of the way. You can also take advantage of our ATM services and basic drive-thru banking options for quick transactions. For those who are members of partner credit unions, we provide shared branch transactions too!

Member Eligibility

At Delta Community, we believe that becoming a member is like stepping into a warm, welcoming community where your financial well-being is our top priority. Joining us is easy! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member. We also welcome family members of existing members, creating an even broader circle of support. To get all the specifics about eligibility criteria, feel free to check out this resource. Once you've confirmed your eligibility, opening an account is a straightforward process that you can start online. Simply visit our account opening page to begin. Our team is here to help every step of the way if you have any questions or need assistance, don't hesitate to give us a call at (404) 715-4725. We look forward to welcoming you to Delta Community at 445 Peachtree Pkwy Cumming Ga 30041!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify daily operations for business owners. Imagine having a reliable payment processing system that allows you to accept payments easily, whether in-store or online. This service can help streamline your transactions, giving you more time to focus on what truly matters growing your business. Located at 445 Peachtree Pkwy Cumming Ga 30041 in Cumming, GA, our dedicated team is ready to assist you with your business needs. Reach out at (404) 715-4725 and let's discuss how we can support your ambitions today!

Comprehensive List Of Services

Business Banking Assistance

For local businesses, we offer specialized services such as merchant services and business loans. Our goal is to empower small business owners by providing financial products that help drive growth and success.

Collaborative Banking Experience

At Delta Community, we believe in working together with other credit unions to better serve our members. With our shared branch transactions, members of partner credit unions can perform basic transactions such as deposits and withdrawals right here at our location. No matter what your financial needs may be, we invite you to explore all that Delta Community has to offer. If you're ready to take the next step or have questions about any of our services, don't hesitate to reach out! Call us at (404) 715-4725, visit us at 445 Peachtree Pkwy Cumming Ga 30041, or check out our website at Cumming for more information. We're here for you!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments right from your smartphone. We also provide easy access to an ATM for cash withdrawals and basic drive-thru banking services for quick transactions like deposits and withdrawals.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. For those considering a new vehicle, our auto loans and vehicle financing options make it easier to get behind the wheel without breaking the bank. Additionally, we offer mortgage loans and refinancing solutions that can help you secure your dream home or lower your current mortgage payments. If you're facing unexpected expenses or want to consolidate existing debt, our personal loans and debt consolidation options can provide the relief you need. And don't forget about our credit cards with rewards, which allow you to earn while you spend on everyday purchases.

Digital & Online Banking

Accessibility and Security

Rest assured that all your transactions are protected with top-notch security measures. We prioritize safeguarding your personal information while providing you with real-time account management tools that help you stay on top of your finances. With 24/7 access to our online banking services, you can bank whenever it suits you best. At Delta Community, we're committed to making your banking experience as accessible and secure as possible so that you can focus on what truly matters in life.

Key Features

One of the standout features is our Mobile Application. It brings all the power of online banking right to your fingertips. You can perform transactions, view e-statements, and even authorize electronic signatures securely all from your mobile device. Plus, with E-Statements available at your convenience, you can keep track of your finances without the clutter of paper statements. For those who enjoy the simplicity of making payments directly between friends or family, our Person-to-Person Transfers feature makes sending money quick and straightforward. And if you're out shopping or dining, take advantage of our Mobile Payments option for fast checkout.

Financial Strength

Commitment to Growth

We have $1,012,290,263 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $145,578 in used auto loans and $5,656,483,981 in total loans and leases. This means we're here to support your financial goals across various sectors.

Operational Efficiency

Our operations reflect efficiency with a net income of $22,494,858, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,019,367,779, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares available for lending and investments stand at $28,158,900, demonstrating our commitment to maintaining liquidity while supporting your needs. Total Share Accounts have reached 1,152,794, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 445 Peachtree Pkwy Cumming Ga 30041 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Delta Community, we understand that everyone has unique financial needs, whether you're looking to buy a car, purchase your first home, or manage your day-to-day expenses. Our diverse range of loan products is designed to help you achieve your financial goals with ease and confidence. With over 335508 loans issued, we've helped thousands of members achieve their financial goals. If you're considering a new vehicle, our auto loans offer some of the lowest rates in the industry. We have already issued more than $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans, enabling many members to get on the road smoothly. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424. We make buying or refinancing straightforward, giving you access to competitive rates and terms tailored to fit your situation. For those managing ongoing expenses or seeking flexibility in their finances, we also provide unsecured credit card loans with a total value of $254,371,985. These loans can help you cover unexpected costs or consolidate debt without the burden of collateral. Business owners can benefit from our outstanding commercial loans totaling $830,071,645, which provide essential capital for growth and expansion. Whether you're starting a new venture or need funds to expand an existing business, we have options available for you. Refinancing opportunities exist across all our loan products. If you're looking to lower your monthly payments or adjust your loan terms for better affordability, our team is here to guide you through the process. You can also check eligibility easily through our website. Our dedicated team is ready to assist you with any questions you may have about our loan offerings. Feel free to reach out at 404-715-4725 or visit us at our branch located at 445 Peachtree Pkwy, Cumming GA 30041. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Delta Community be your partner in achieving financial success!

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DELTA COMMUNITY CREDIT UNION - Cumming, GA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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