Delta Community Credit Union Buford GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Delta Community at our Buford (Kroger) branch, located at 3300 Hamilton Mill Rd, Buford, GA 30519. Established in 1940, we have been a cornerstone of financial support for our community for over 80 years. With a strong commitment to our members, we proudly serve a growing family of 510,916 members, helping them achieve their financial dreams. At Delta Community, we understand the importance of trust and reliability in banking. That's why we've built a solid foundation with total assets exceeding $8.6 billion and total deposits reaching $225.6 million. Our dedication to responsible lending is evident through the 335,508 loans and leases we provide, ensuring that our members have access to the funds they need when they need them. Our leadership team, led by CEO Hank Halter and Board President Linda O'Shea, is passionate about fostering an environment where every member feels valued. We employ a dedicated team of 1,347 professionals who are ready to assist you with personalized services tailored to your unique needs. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 3300 Hamilton Mill Road, Buford, GA 30519-4080. Join us today and discover how Delta Community can make a difference in your financial journey. Whether you're looking for personal banking solutions or business services, we're here for you! For more information or assistance, feel free to call us at 404-715-4725 or visit our website at deltacommunitycu.com. Let's work together to build a brighter financial future!

Branch History & Mission

Welcome to Delta Community, a cornerstone of financial service in Buford, GA. Since our opening in 1940, we have been dedicated to serving our members with exceptional care and a commitment to community growth. Our branch is located at 3300 Hamilton Mill Rd, Buford, GA 30519, a convenient spot near local shops and amenities that makes banking accessible for everyone. Over the years, Delta Community has evolved significantly. From our humble beginnings, we have grown into a trusted institution with over 510,000 members and total assets reaching an impressive $8,625,518,974. This growth reflects our dedication to providing valuable services tailored to the needs of our members. We are proud to offer a variety of financial products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards designed to help you achieve your financial goals. Our mission goes beyond just banking; it is about empowering our members and enhancing the communities we serve. We strive to make a positive impact through various outreach initiatives and partnerships that support local charities and events. By fostering strong relationships within the community, we aim to create an environment where everyone can thrive. While members can visit us at 3300 Hamilton Mill Rd for all their banking needs, official correspondence should be sent to our mailing address at 3300 Hamilton Mill Road, Buford, GA 30519-4080. Our operating hours are Monday through Friday from 10:00 a.m. to 6:00 p.m., and Saturday from 10:00 a.m. to 2:00 p.m., making it easy for you to find time for your banking activities. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments. We ensure that all members have access to user-friendly digital platforms while also maintaining ADA compliance so that everyone can engage comfortably with our services. At Delta Community, we understand that financial decisions can be overwhelming. That's why we focus on personalized service, helping you navigate your options with ease. Whether you're looking for advice on personal loans or exploring business banking solutions, our dedicated team is here for you every step of the way. Join us today and discover how Delta Community can help you reach your financial dreams while being part of a supportive community network. Experience the difference membership brings! For more information or assistance, please call us at 404-715-4725 or visit our website at Delta Community.

Branch Location & Accessibility

Welcome to Delta Community, your friendly neighborhood credit union located at 3300 Hamilton Mill Rd in Buford, GA. This convenient spot is not just easy to find but also close to various local landmarks, making it a perfect place for all your banking needs. If you're looking for us, we're situated near the bustling Kroger shopping center, so you can easily drop by while running errands. While members can visit us at our branch address, official correspondence should be sent to 3300 Hamilton Mill Road, Buford, GA 30519-4080. Our location is designed with accessibility in mind, featuring ADA-compliant facilities and ample parking to ensure that everyone can enjoy their banking experience without hassle. At Delta Community, we understand that your time is valuable. That's why our lobby hours are set from 10:00 a.m. to 6:00 p.m., Monday through Friday, and from 10:00 a.m. to 2:00 p.m. on Saturdays. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgages, our team is here to help during these convenient hours. We also offer ATM services for quick cash withdrawals and balance checks perfect for those who prefer a fast and easy way to manage their finances. While we do not have drive-thru banking available at this location, our shared service center allows members of partner credit unions to make basic transactions like deposits and withdrawals right here at Delta Community. Feel free to give us a call at 404-715-4725 if you have any questions or need more information about our services. We look forward to welcoming you soon!

Member Eligibility

At Delta Community, we believe that becoming a member is like joining a caring family that supports you every step of the way. If you're looking to join us at our location in 3300 Hamilton Mill Rd Buford Ga 30519, you'll be glad to know that membership is open to individuals who live, work, worship, or attend school in certain areas we serve. This means whether you're new to the community or a long-time resident, there's a place for you here! To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.deltacommunitycu.com/home/membership-means-more.html. Opening an account with us is easy and straightforward. We aim to make your transition into membership as seamless as possible. You can start the process online by visiting https://apply.deltacommunitycu.com/pop/servlet/smartform.html?formcode=originationform or give us a call at (404) 715-4725 if you have any questions. We're excited to welcome you into our community and help you take advantage of all the benefits that come with being a member of Delta Community!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to secure the funds you need to launch a new product line or upgrade your equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Picture this: a local café using our payment processing solutions allows customers to pay with ease, ensuring a smooth transaction every time. Our merchant services simplify operations, so you can focus on what you do best running your business. Explore how Delta Community, located at 3300 Hamilton Mill Rd Buford Ga 30519 in Buford, GA, can be your trusted partner in achieving your business goals. For more information, give us a call at (404) 715-4725 or visit our website at Delta Community.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans that can help propel your enterprise forward. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Convenient Access & Support

Accessing your accounts has never been easier with our ATM services available around the clock for cash withdrawals and balance checks. If you're part of another credit union, you can also benefit from basic shared branch transactions at our location. With everything from basic transactions to more complex banking needs, Delta Community is committed to being there for you whenever you need us. If you have questions or want to learn more about how we can assist you, don't hesitate to reach out at (404) 715-4725 during our lobby hours: 10:00 AM - 6:00 PM on weekdays and 10:00 AM - 2:00 PM on Saturdays. Ready to take control of your finances? Visit us today or explore more about what we offer online at our website. Your journey towards financial wellness starts here!

Home Financing Options

Are you thinking about buying a home? At Delta Community, we provide comprehensive mortgage loans and refinancing options tailored just for you. With our friendly guidance, navigating the home loan process becomes a breeze. Picture yourself settling into a new home, knowing you've secured an excellent rate thanks to our dedicated team.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed for your lifestyle. Imagine being able to manage your finances effortlessly through online and mobile banking. You can check balances, transfer funds, and pay bills all from the palm of your hand. Plus, we offer competitive rates on auto loans and vehicle financing so you can drive away in the car of your dreams without breaking the bank.

Personal Loans & Credit Solutions

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Our credit cards with rewards allow you to earn points for every dollar spent, making it easier to treat yourself while managing your budget effectively.

Digital & Online Banking

Access Your Statements Anytime

Stay organized with e-statements available at your fingertips. You'll receive notifications when your statements are ready, so you can review them whenever you want no more waiting for mail delivery!

Convenient Online Banking Services

Explore our online banking services at https://www.deltacommunitycu.com/ where you can check your balance, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking availability means you can access your accounts whenever it suits you, whether you're at home or on the go.

Effortless Transfers and Payments

Need to send money to a friend? Our person-to-person transfer service makes it easy to send cash quickly and securely. And with our dedicated mobile application, managing your finances while on the move is as simple as tapping a button. In today's fast-paced world, having access to reliable digital banking tools is essential. At Delta Community, we're committed to providing a seamless experience that empowers you to take charge of your financial life. Join us today and discover how easy banking can be!

Enhanced Security Features

Your security is our top priority. We provide electronic signature authorization for transactions, making it easy to approve documents without the hassle of printing or mailing. Plus, our mobile payments feature allows you to make quick and secure transactions directly from your smartphone.

Financial Strength

A Growing Member Base

We are honored to have built a strong community of trust with our members. Total Share Accounts stand at 1,152,794, showcasing a growing member base that believes in the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 3300 Hamilton Mill Rd Buford Ga 30519 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

Our commitment to you extends beyond basic banking. With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $145,578 in used auto loans and $5,656,483,981 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our operations reflect efficiency and dedication to service excellence. Our $22,494,858 underscores our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are secure with us. We have $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, making buying or refinancing simple. Our experienced team will guide you through the process to ensure you find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team can help evaluate your current financial situation and determine the best steps forward. For more information on our loan offerings or to discuss which product suits your needs best, please contact us at 404-715-4725. We're here to assist you during our operating hours: Monday through Friday from 10:00 a.m. to 6:00 p.m., and Saturday from 10:00 a.m. to 2:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $254,371,985 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates to help you make the most of your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are getting real information from trusted sources. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see options based solely on what best fits your needs rather than who pays the most for visibility. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. You won't waste time searching through outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in helping borrowers secure better deals. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover options tailored to your financial needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender featured on LendMesh undergoes a thorough vetting process to guarantee that their rates and terms are accurate and reliable.

DELTA COMMUNITY CREDIT UNION - Buford, GA

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Buford, GA (30519)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access & Support

Home Financing Options

Personal Banking Solutions

Personal Loans & Credit Solutions

Digital & Online Banking

Access Your Statements Anytime

Convenient Online Banking Services

Effortless Transfers and Payments

Enhanced Security Features

Financial Strength

A Growing Member Base

Investing in Our Members

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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