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Mortgage Loans
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Personal Loans
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Vehicle Loans
Introduction
Welcome to Delta Community, your trusted partner in financial well-being, located at 3250 Riverwood Pkwy SE, Atlanta, GA 30339. Since our establishment in 1940, we have proudly served our community with a commitment to excellence and reliability. With a membership base of over 510,916, we are more than just a credit union; we are a community that supports each other's financial goals. At Delta Community, our financial strength speaks volumes. We boast total assets of $8,625,518,974 and total deposits amounting to $225,637,800. Our net worth stands strong at $1,019,367,779, ensuring that our members' investments are secure. Whether you're looking for auto loans where we currently manage 335,508 leases or personal banking solutions such as checking and savings accounts, our offerings cater to all your financial needs. Our team is led by CEO Hank Halter and Board President Linda O'Shea, who bring a wealth of experience and a personal touch to our services. With a dedicated workforce of 1,347 employees, we're here to ensure that your experience with us is not just satisfactory but exceptional. While you can reach us directly at 404-715-4725, please note that official correspondence should be sent to the same address: 3250 Riverwood Pkwy SE, Atlanta, GA 30339-6419. Explore how we can help you achieve your financial aspirations today! Visit our website at Delta Community or drop by for personalized assistance. We look forward to welcoming you into our family!
Branch History & Mission
Advancing Together
In today's fast-paced world, we've embraced technology while ensuring ADA compliance so that all members feel welcome and valued. From online banking and mobile payments to ATM access, we continuously strive to enhance your banking experience. Our efforts don't stop with personal finance; we're dedicated to giving back through various outreach programs that support local schools, charities, and events. By nurturing these relationships, we aim not only to serve but also uplift our community as a whole. Join us at Delta Community where your financial needs are met with care and expertise. Experience firsthand how banking can be both rewarding and impactful. Discover more about becoming a member today by visiting our website or calling us at 404-715-4725. Let's grow together!
Our Mission
Delta Community strives to make banking accessible and beneficial for everyone. We believe that by providing reliable financial services ranging from checking accounts and auto loans to mortgage solutions we can enhance the lives of our members. Our commitment goes beyond transactions; it extends to supporting local initiatives and building partnerships that foster community well-being. While members can visit us at 3250 Riverwood Pkwy SE, official correspondence should be sent to 3250 Riverwood Pkwy SE, Atlanta, GA 30339-6419. Our friendly team operates with extended hours: lobby hours are Monday through Thursday from 8:30 a.m. to 4:30 p.m., with Friday hours extending until 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. The drive-thru is open during similar times, making it easy for you to access your accounts.
Branch Location & Accessibility
Accessibility Features
At Delta Community, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and accessible parking spots to ensure everyone can visit us comfortably.
Call-to-Action
We invite you to come visit us at our Vinings branch! For any questions or assistance, feel free to give us a call at 404-715-4725. We're here to help you with all your banking needs!
Nearby Landmarks
Nestled in Cobb County, our branch is close to local favorites like SunTrust Park and the scenic Chattahoochee River National Recreation Area. This makes it not only a great spot for banking but also a convenient stop if you're out enjoying the area.
Operating Hours
We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open from 8:30 a.m. to 4:30 p.m. on weekdays (with extended hours until 5:30 p.m. on Fridays) and Saturday mornings from 9:00 a.m. to 12:00 p.m. If you prefer drive-thru banking, we have you covered too! Drive-thru hours are from 8:30 a.m. to 5:30 p.m. on weekdays and 9:00 a.m. to 12:00 p.m. on Saturdays.
Services Offered
At Delta Community, we offer a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services along with online and mobile banking for your convenience.
Member Eligibility
At Delta Community, we believe that becoming a member means joining a supportive community that truly cares about your financial well-being. If you're looking to become part of our family, the process is straightforward and welcoming. You're eligible to join if you live, work, or worship in certain areas of Georgia, or if you have a family member who is already a member with us. This inclusivity allows us to connect with a diverse range of people who can benefit from our personalized services and competitive rates. To learn more about the specific eligibility criteria, feel free to check out this resource: Membership Eligibility. Opening an account with us is just as easy! You can start your journey toward membership by visiting our account opening page at Account Opening. Our friendly team at Delta Community, located at 3250 Riverwood Pkwy Se Atlanta Ga 30339, is here to assist you every step of the way. If you have any questions, don't hesitate to give us a call at 4047154725. We can't wait for you to join our vibrant community!
Business Banking & Commercial Services
Loan Options That Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.
Practical Merchant Services
In addition to loans, our merchant services simplify transactions for your business. Imagine having the ability to accept payments seamlessly, providing your customers with a range of options from credit cards to mobile payments. This not only enhances customer satisfaction but also improves cash flow essential for any growing business. If you're ready to take your business to the next level, visit us at 3250 Riverwood Pkwy Se Atlanta Ga 30339, Atlanta, GA, or call us at (404) 715-4725. Let's work together to turn your vision into reality!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
If you're planning to buy a new car or refinance an existing auto loan, our auto loans and vehicle financing options are tailored just for you. We offer competitive rates to help make your dream vehicle more affordable. Imagine driving off the lot in your new car without breaking the bank our friendly team is ready to guide you through every step of the financing process.
Business Banking Services
For our business members, we offer comprehensive banking solutions including merchant services and business loans. We understand the importance of cash flow in running a business, so we're committed to providing tools that help streamline your operations.
Convenient Access
At Delta Community, convenience is key. Our drive-thru service allows for quick transactions like deposits and withdrawals without needing to leave your car. Additionally, our ATM services ensure you have access to cash whenever you need it. We invite you to visit us at 3250 Riverwood Pkwy Se Atlanta Ga 30339 or give us a call at (404) 715-4725 to learn more about how we can assist you with all your financial needs. Explore all our services today because at Delta Community, membership means more!
Credit Cards with Rewards
Want to earn while you spend? Our credit cards come with rewards programs that let you earn points on every purchase. These points can be redeemed for travel, merchandise, or cash back making each transaction more rewarding!
Mortgage Loans & Refinancing
Homeownership is a significant milestone for many families. At Delta Community, we offer mortgage loans and refinancing options that make buying a home easier than ever. Our knowledgeable staff will work with you to find a mortgage solution that fits your budget while ensuring you understand every detail along the way.
Personal Banking Solutions
We understand that managing your money can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed to fit various lifestyles. You can easily access your funds through our online and mobile banking platforms, allowing you to check balances, make transfers, and pay bills right from your smartphone. Plus, with features like electronic signatures and e-statements, managing your finances has never been simpler.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses at us when we least expect it. Our personal loans are designed to help you cover those costs without stress. Whether it's for home repairs or consolidating debt into one manageable payment, we're here to provide support and flexible terms that fit your needs.
Digital & Online Banking
Accessibility and Security
Security is a top priority at Delta Community. We use advanced encryption technology to protect your personal information during transactions. Our mobile application is designed with a straightforward interface that makes navigating your finances a breeze. With our comprehensive digital banking services, managing your accounts is accessible anytime and anywhere. Whether you're checking your balance during lunch or transferring funds after hours, our tools are here to support you every step of the way. Experience the ease of banking digitally with Delta Community today!
Key Services for You
Our online banking system allows you to check balances, pay bills, and transfer funds with just a few clicks. With our electronic signature authorization feature, signing documents is as easy as tapping your screen no need for printing or mailing. If you prefer paperless communication, you can opt for e-statements, making it easier than ever to stay organized while reducing clutter. For those moments when you need to send money quickly, our person-to-person transfer feature lets you send cash securely to friends and family in real-time. Plus, with mobile payments available through our user-friendly mobile application, paying for groceries or dining out has never been more convenient.
Financial Strength
Growing Member Base
We currently serve 1,152,794 members through total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $28,158,900, reinforcing our ability to meet your needs now and into the future. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 3250 Riverwood Pkwy Se Atlanta Ga 30339 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.
Investment in Growth
Our commitment to reinvesting in our services is evident with $1,012,290,263 in undivided earnings. This allows us to enhance innovative banking tools, strengthen lending options, and improve security measures for your peace of mind. Additionally, with $145,578 in used auto loans and $5,656,483,981 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Member Savings Security
Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees who are always ready to serve you with a knowledgeable, committed team.
Strong Capital Foundation
With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We believe that financing should be simple and accessible, which is why we provide various options to fit your budget.
Business Loans
For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand. We understand that businesses require reliable funding sources to thrive, and we're here to support your ambitions.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through each step of the process.
Refinancing Options
If you're considering refinancing any existing loans, we can assist with that as well. Our refinancing options can help reduce your monthly payments or lower your interest rate making it easier for you to manage your finances. To learn more about our loan offerings or discuss eligibility options, don't hesitate to reach out at (404) 715-4725 or visit us at our branch located at 3250 Riverwood Pkwy Se Atlanta Ga 30339, Atlanta, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Delta Community, we're dedicated to providing personalized service and financial solutions tailored just for you.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $254,371,985 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit you as you spend.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs.