Delta Community Credit Union Alpharetta GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Delta Community, your trusted partner in financial well-being, right here in the heart of Alpharetta, GA. Located at 11575 Haynes Bridge Rd, Alpharetta, GA 30009, we've been serving our community since 1940 with a commitment to providing personalized financial solutions. With over 510,000 members and total assets exceeding $8.6 billion, we are proud to be a cornerstone of support for families and businesses alike. At Delta Community, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our aim is not just to help you manage your money but to empower you to achieve your financial dreams. We currently have $225,637,800 in deposits and provide loans that amount to 335,508, ensuring that we can support both personal and business financing needs. Led by our dedicated CEO, Hank Halter, and Board President, Linda O'Shea, our team of 1,347 employees is here to guide you every step of the way. Whether you're visiting us in person or taking advantage of our online banking services through our website at deltacommunitycu.com, we prioritize your satisfaction and security. While members can visit us at 11575 Haynes Bridge Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out at 404-715-4725. Join us today and discover how Delta Community can make a positive impact on your financial journey!

Branch History & Mission

Join Us Today!

While you can visit us at 11575 Haynes Bridge Rd, official correspondence should be directed to 11575 Haynes Bridge Road, Alpharetta, GA 30009 if needed. We also provide ATM availability and drive-thru banking for added convenience. We invite you to become part of the Delta Community family! Experience firsthand the benefits of membership where your financial goals matter as much as your dreams for the future. To learn more about joining us or exploring our services, please call us at 404-715-4725 or visit our website here. Together, let's build a stronger community through shared values and mutual support!

Our Evolution

Since opening our doors more than eight decades ago, Delta Community has continuously evolved to meet the changing needs of our members. We have expanded our services and embraced technology to provide a user-friendly experience. With total assets amounting to an impressive $8,625,518,974, we are committed to ensuring that our members have access to secure and innovative financial solutions. At Delta Community, we understand that banking is about more than just transactions; it's about building relationships and supporting our community. We strive to create a welcoming environment where everyone can feel at home. Our operating hours are designed with your convenience in mind: Lobby Hours from 8:30 a.m. to 4:30 p.m., Monday through Thursday (with extended hours until 5:30 p.m. on Fridays), and Saturday hours from 9:00 a.m. to 12:00 p.m.

Our Mission

Our mission is simple yet impactful: to provide exceptional financial services while fostering community growth and well-being. We offer a wide range of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. But beyond the numbers and services, we are dedicated to making a difference in the lives of our members. We believe in giving back and actively participate in various outreach efforts that enhance the quality of life in Alpharetta and surrounding areas. By partnering with local organizations and supporting community initiatives, we aim to uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Delta Community, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces to make your visit as smooth as possible. You'll find ample parking available right outside our doors.

Comprehensive Services

Delta Community offers a wide range of services tailored just for you! From personal checking and savings accounts to auto loans and mortgages, we're here to help with all your financial needs. Plus, with an ATM available on-site and shared services for partner credit union members, accessing your funds has never been easier. Whether you're stopping by for a quick transaction or need assistance with more complex banking matters, our friendly staff is always ready to help. Feel free to give us a call at 404-715-4725 if you have any questions or would like to learn more about what we offer. We invite you to visit us today at Delta Community in Alpharetta! Your financial journey starts here, and we're excited to be part of it!

Convenient Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours to accommodate your schedule. Our lobby is open from 8:30 a.m. to 4:30 p.m., Monday through Thursday, with extended hours until 5:30 p.m. on Fridays. Need some weekend banking? We're here for you on Saturdays from 9:00 a.m. to 12:00 p.m. For those who prefer drive-thru service, our drive-thru operates until 5:30 p.m. on weekdays and until noon on Saturdays.

Member Eligibility

At Delta Community, we believe that everyone deserves the chance to be part of a caring financial community. Becoming a member is as simple as meeting a few friendly criteria. If you live, work, worship, or attend school in certain areas of Georgia, you may qualify for membership with us. We also welcome family members of existing members, making it even easier for your loved ones to join our supportive network. For a detailed look at eligibility requirements, feel free to visit our membership page. Joining Delta Community opens the door to a world of benefits, including personalized banking services and access to various financial products designed just for you. Plus, the account opening process is straightforward and welcoming just check out this link to get started! If you have any questions or need assistance, don't hesitate to reach out at (404) 715-4725. We're excited to help you take this important step towards becoming part of our community at 11575 Haynes Bridge Rd Alpharetta Ga 30009!

Business Banking & Commercial Services

Business Loans That Propel Growth

Imagine having the financial support to launch a new product line or open a second location. With our commitment to supporting businesses, we've funded over $176 in commercial loans for our members, helping businesses scale and succeed. We also welcome the broader community, offering $0 in non-member commercial loans, providing flexible financing solutions tailored for various business needs. Our outstanding commercial loan portfolio of $830,071,645 continues to drive economic growth by financing new and expanding ventures.

Merchant Services That Simplify Transactions

In today's fast-paced world, seamless transactions are crucial for success. Our merchant services equip businesses with tools like payment processing and point-of-sale systems, making it easier for you to serve customers efficiently. Whether you're a retail store or an online shop, our services help streamline operations so you can focus on what matters most growing your business. Visit us at 11575 Haynes Bridge Rd Alpharetta Ga 30009 in Alpharetta, GA or call us at (404) 715-4725 to explore how we can help you achieve your business goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure you have access whenever you need it. Plus, with our basic drive-thru banking options for deposits and withdrawals, handling simple transactions has never been easier.

Business Banking

For small business owners, we recognize the unique challenges you face. Our Business Banking services include merchant services that simplify payment processing and business loans aimed at helping your enterprise grow.

Credit and Rewards

Looking for ways to earn while you spend? Check out our Credit Cards with Rewards that not only provide purchasing power but also give back in rewards, making every dollar spent work for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime and anywhere. Whether it's transferring funds, paying bills, or checking balances, doing it all from your smartphone is just a tap away.

Personal Banking Solutions

We understand that managing your finances is essential for achieving your goals. That's why we offer Personal Banking services including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or planning for retirement, our accounts provide the flexibility you need. Additionally, if you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel without breaking the bank. For those considering homeownership or wanting to refinance their existing mortgage, our Mortgage Loans & Refinancing programs can help you secure favorable terms and rates. If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation services are designed to help you regain control of your financial situation.

Shared Branch Transactions

If you're a member of another credit union within our network, enjoy the benefits of Basic Shared Branch Transactions where you can make deposits and withdrawals seamlessly. At Delta Community in Alpharetta, we strive to be more than just a financial institution; we aim to be your partner in achieving financial wellness. Explore all these services and more by visiting us today or check out our website at Delta Community. Your financial journey begins here!

Digital & Online Banking

24/7 Access and Support

With our 24/7 online banking services, you have the freedom to manage your money whenever it suits you. Whether it's early in the morning or late at night, our online services are always available. We're dedicated to ensuring that your banking experience is not only user-friendly but also secure. Your financial safety is our top priority as we implement advanced security measures to protect your information. In summary, Delta Community offers comprehensive digital and online banking solutions that cater to your needs. Experience the ease of managing your finances by visiting us at https://www.deltacommunitycu.com/ today!

Key Features

Our online banking services allow you to keep track of your finances in real-time. You can check balances, make transfers, and pay bills with just a few clicks. Plus, with the option for electronic signature authorization, signing important documents has never been simpler or safer. Stay organized and informed with e-statements available at your fingertips. No more paper clutter; access your statements whenever you need them, all while helping the environment. If you're always on the go, our mobile application makes banking even easier. From checking account balances to making person-to-person transfers, you can handle transactions right from your smartphone. And if you enjoy using mobile payments, rest assured that our platform supports this feature for added convenience.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 11575 Haynes Bridge Rd Alpharetta Ga 30009 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.

Dedicated Team for Support

We take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work hard to provide exceptional service tailored to your needs. Total Share Accounts: 1,152,794, show a strong and growing member base that trusts us with their finances. We are proud to be an integral part of your community's financial well-being.

Investing in Your Future

With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also impressive; with $145,578 in used auto loans and $5,656,483,981 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs by directing resources into beneficial products instead of non-member deposits; with $0 in non-member deposits, we ensure that our focus remains on you.

Strong Financial Health

With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base strengthens our ability to support our members' needs now and in the future. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This commitment to stability is part of what makes Delta Community a trusted partner in your financial journey.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans, helping our members get on the road with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses and helping them thrive.

Eligibility and Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our team is here to assist you through every step of the process. We aim to make lending accessible and straightforward for all our members. You can visit us at 11575 Haynes Bridge Rd Alpharetta Ga 30009, Alpharetta, GA or call us at (404) 715-4725 for more information about any of these loan products. Our dedicated team is ready to help you navigate your options and find the best fit for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home.

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and we offer flexible terms on unsecured credit card loans. With a total of $254,371,985 in loans available, you can enjoy the convenience of cashless transactions while building your credit history.

Loan Aggregator

Accurate Loan Comparisons

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Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*