Del-One Credit Union Georgetown DE | Low Mortgage Rates & Business Banking

Introduction

Welcome to Del-One, your trusted financial partner located at 30 Georgetown Plz, Georgetown, DE 19947. Since our establishment in 1960, we have been dedicated to providing exceptional banking services tailored to the needs of our community. With a commitment to fostering strong relationships, we proudly serve over 84,678 members and manage total assets of $689,013,198. At Del-One, we understand that navigating financial decisions can be overwhelming. That's why we're here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, our knowledgeable team is ready to help you achieve your financial goals. While members can visit us at our branch in Georgetown, official correspondence should be sent to the same address: 30 Georgetown Plz, Georgetown, DE 19947-2300. Our friendly staff is here during regular business hours from Monday to Friday, 9:00 AM to 4:30 PM, ready to assist you with any inquiries you might have. Under the leadership of CEO Dan McCarthy and Board President Steven Smith, Del-One has established a solid reputation for reliability and integrity in the financial sector. We believe that community matters and strive to create a positive impact through our services and initiatives. With total deposits reaching $20,537,254 and a net worth of $61,804,914, we take pride in our financial strength and stability. Our members benefit from competitive loan rates and personalized service designed for all stages of life. We invite you to explore all that Del-One has to offer. For more information about our services or to become a member today, please visit us online at Del-One or call us at 302-856-5100. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Del-one is not just about numbers; it's about people. We actively engage in community outreach programs and partnerships that uplift those around us. Our team is dedicated to making a positive impact on local initiatives, whether through financial education workshops or charitable contributions. As technology advances, so do we. We offer modern conveniences like online banking and mobile payments to ensure that managing your money is as straightforward as possible. We're also committed to accessibility for all members of our community. Join us on this journey! Experience the benefits of being a member of Del-one. Discover how we can support your financial goals today by visiting our website at Del-one or give us a call at 302-856-5100. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to empower individuals and businesses through accessible financial services while nurturing a sense of community. At Del-one, we believe that everyone deserves the opportunity for financial success. We strive to create lasting relationships with our members by providing personalized service that makes banking easier and more convenient. While members can visit us at 30 Georgetown Plz for all their banking needs, official correspondence should be sent to our mailing address at 30 Georgetown Plz, Georgetown, DE 19947-2300. We understand that convenience is key; that's why we offer ATM availability right here at our branch along with shared service center options for members from partner credit unions. Our operating hours are designed with your schedule in mind Monday through Friday from 9:00 AM to 4:30 PM making it easy for you to manage your finances.

Branch Location & Accessibility

Call or Visit Us Today!

While you can reach out to us at 302-856-5100 for any inquiries, we encourage you to visit us in person at 30 Georgetown Plz. Experience firsthand the friendly service that makes Del-One Credit Union a trusted choice in the community. If mailing correspondence, please use our mailing address: 30 Georgetown Plz, Georgetown, DE 19947-2300. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility Features

Located near popular spots like the Sussex County Courthouse and a variety of local shops, our branch is right in the heart of Georgetown. We offer ample parking and ensure that our facilities are ADA compliant, making it easy for everyone to visit us. If you have specific accessibility needs, rest assured that we are here to help.

Operating Hours and Services Offered

Our branch operates Monday through Friday from 9:00 AM to 4:30 PM. We pride ourselves on offering a range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, members can take advantage of our shared services for basic transactions if they belong to partner credit unions.

Member Eligibility

At Del-one, we believe that becoming a member means joining a supportive community that truly cares about your financial well-being. If you're wondering how to become part of our family, the good news is that the eligibility criteria are simple and friendly! You can join if you live, work, or worship in Sussex County, or if you have a family member who is already a member. This means we welcome everyone from various backgrounds, making it easy for you to step into a world of personalized banking services tailored just for you. To kick off your membership journey with us at Del-one, just visit our website for more details on eligibility at https://www.del-one.org/become-a-member/ . When you're ready to open an account, the process is straightforward simply follow the steps outlined at https://olb.del-one.org/registration . If you have any questions or need assistance, feel free to give us a call at (302) 856-5100. We can't wait to welcome you to our branch located at 30 Georgetown Plz Georgetown De 19947, where your financial goals become our priority!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services provide practical benefits that can enhance your operations. From seamless payment processing to convenient mobile solutions, we ensure that managing transactions is as smooth as possible. Picture this: a busy Saturday at your store where customers can pay quickly and easily this means happier clients and less stress for you. Whether you're looking to grow or streamline your operations, Del-one is here to partner with you on this journey. Visit us at 30 Georgetown Plz Georgetown De 19947, Georgetown, DE or call us at (302) 856-5100 to learn how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,737,706, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Shared Branching

Need cash on the go? Our ATM services ensure you can access funds whenever necessary. Plus, through our basic shared branch transactions, members from partner credit unions can also perform deposits and withdrawals at our location. To learn more about how Del-one can serve you better or if you have questions about specific services, feel free to give us a call at 302-856-5100 during our operating hours from Monday to Friday between 9:00 AM and 4:30 PM. We're excited to assist you in reaching your financial dreams! Explore all that we have to offer by visiting us in person or online at Del-one. Your financial journey begins here!

Business Banking Services

For our business members, Del-one offers comprehensive banking solutions including merchant services and business loans. We understand the unique challenges faced by small businesses and are here to support your growth with tailored financial products.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With services like mobile payments, e-statements, and person-to-person transfers, handling your finances has never been easier.

Credit Options That Reward You

Our credit cards come with rewards that can enhance your everyday purchases. Enjoy benefits like cash back or points redeemable for travel making each transaction more rewarding.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that fit every lifestyle. Our straightforward account options make it easy for you to manage your money while enjoying competitive interest rates. If you're dreaming of owning a new car or upgrading your current one, our auto loans and vehicle financing solutions provide flexible terms tailored to your budget. When it comes to homeownership, Del-one is here to assist with mortgage loans and refinancing options that can save you money over time. For those unexpected expenses or plans that require extra funds, our personal loans and debt consolidation services can help get you back on track without the stress.

Digital & Online Banking

24/7 Access

Enjoy the freedom of 24/7 online banking services. No more waiting in line or rushing to the bank before closing hours; your account is always just a click away. This means you can check your balance during lunch or make a transfer late at night whatever fits your schedule. In summary, Del-one offers a comprehensive suite of digital and online banking solutions tailored to meet your needs. With our commitment to security and ease of use, managing your finances has never been simpler! Explore all these features today by visiting us online at https://www.del-one.org/ .

Key Features

With just a few clicks, you can access your accounts through our user-friendly online banking platform at https://www.del-one.org/ . Here, you can view balances, transfer funds, pay bills, and even set up e-statements for a paperless experience all while keeping your information secure with electronic signature authorization. Plus, e-statements help you stay organized without the clutter of paperwork. Our mobile application makes banking even more convenient. You can make mobile payments easily and securely right from your smartphone, allowing you to shop or send money to friends through person-to-person transfers without any hassle. The app is designed for quick navigation so that even if you're new to digital banking, you'll feel right at home.

Financial Strength

Commitment to Member Services

With $52,688,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing extensive lending capacity; currently, we have $9,284 in used auto loans and $568,527,695 in total loans and leases available to support your financial goals across various sectors.

Growing Member Base

With a total of 167,974 share and deposit accounts, we have built a strong and growing member base that trusts us with their finances. This trust is essential as it reinforces our ability to serve your needs effectively while maintaining robust financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Del-one is your trusted partner. Visit us at 30 Georgetown Plz Georgetown De 19947 or call (302) 856-5100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,591,471 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 181 full-time employees and 7 part-time employees ready to assist you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $107,995,214 in share certificates and $66,458,102 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,157,501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $61,804,914, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $897 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $141,642,138 in used vehicle loans and $94,223,497 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, we can assist with financing that fits your budget.

Credit Lines and Unsecured Loans

For those who need extra flexibility in managing their finances, we provide various credit lines and unsecured credit card loans. With a total of $290,073,093 in credit lines available and $12,174,552 in unsecured credit card loans helping our members effectively manage their expenses. These products come with flexible terms designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $56,308,777. Our team is here to guide you through the mortgage process and ensure you find the right solution for your needs.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is ready to assist. We believe in making it easy for you to access the best possible rates and terms tailored to your individual situation. Our dedicated staff can be reached at (302) 856-5100 during business hours from Monday through Friday between 9:00 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our comprehensive loan offerings today and discover how Del-one can support your financial journey!

Loan Aggregator

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DEL ONE FEDERAL CREDIT UNION