Del-One Credit Union Dagsboro DE | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Del-one, your trusted partner in financial services located at 29772 Armory Rd, Dagsboro, DE 19939. Since our establishment in 1960, we have proudly served our community with dedication and integrity. With a total membership of 84,678 and assets exceeding $689 million, we are committed to providing you with personalized banking solutions that fit your needs. At Del-one, we understand the importance of community and strive to make a positive impact through our various services including personal banking, auto loans, mortgages, credit cards, and business banking. Our total deposits stand at $20,537,254, reflecting the trust our members place in us. Additionally, we boast an impressive net worth of $61,804,914, ensuring stability and security for all our members. Led by our CEO, Dan McCarthy, and Board President Steven Smith, our team of 188 employees is here to assist you every step of the way. We take pride in maintaining a warm atmosphere where everyone feels valued and supported. You can reach us at 302-732-1500 during our lobby hours from 11 AM to 1 PM on weekdays. While members can visit us at 29772 Armory Rd, official correspondence should be sent to the same address for convenience. Explore our website at del-one.org for more information about our services or to become a member today! Join us at Del-one where your financial success is our top priority!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking. At Del-one, we actively engage with our community through outreach programs and partnerships aimed at improving the quality of life in Dagsboro and surrounding areas. Whether it's sponsoring local events or supporting educational initiatives, we believe in giving back to the community that has supported us throughout the years. We take pride in being ADA compliant and continually strive to improve accessibility for all members. Although we do not currently offer drive-thru banking or ATM services directly at this location, our online services ensure you can manage your accounts anytime and anywhere. As part of our ongoing efforts to enhance member experience, we invite anyone looking for a supportive financial partner to join Del-one. Experience firsthand how we can help you achieve your financial dreams while being part of a caring community. For more information about joining us or exploring our services further, please visit Del-one's website or call us at 302-732-1500 today!

Our Mission

Del-one's mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community support. We believe in making banking easier and more inclusive for everyone. Our initiatives focus not just on financial growth but also on enriching the lives of those we serve. While members can visit us at 29772 Armory Rd for all their banking needs, official correspondence should be sent to our mailing address at 29772 Armory Rd, Dagsboro, DE 19939-4354. We understand that convenience is key; therefore, we offer various digital services including online banking and mobile payments to ensure that managing finances is straightforward and hassle-free.

Branch Location & Accessibility

Convenient Hours and Services

We understand that your time is valuable. That's why we're open during lunch periods from 11 AM to 1 PM on weekdays, making it simple for you to stop by and take care of your banking needs without disrupting your day. At Del-one, we offer a wide range of personal banking services, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and even business banking options. We are committed to providing high-quality service tailored to your needs.

Easy Access for Everyone

Whether you're driving in or walking over, you'll appreciate the ample parking available at our location. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps to ensure that everyone can enjoy our services comfortably. While members can visit us at 29772 Armory Rd, official correspondence should be sent to the same address since our mailing address matches our physical location.

Get in Touch!

If you have any questions or would like more information about our services, feel free to give us a call at 302-732-1500. We're excited to assist you! Stop by today and experience the welcoming atmosphere at Del-one where we put our members first.

Member Eligibility

At Del-one, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're interested in joining us, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in the communities we serve. This means that whether you're a local resident or simply looking for supportive financial services, you can find a home here with us at Del-one. For more detailed information on eligibility criteria, feel free to check out our website at https://www.del-one.org/become-a-member/ . Opening an account is straightforward and welcoming! You can start your journey towards membership by visiting us online at https://olb.del-one.org/registration . If you have any questions or need assistance, don't hesitate to call us at (302) 732-1500. We're here to help you take this important step towards securing your financial future right here at our branch located at 29772 Armory Rd Dagsboro De 19939.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,737,706, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for you. Imagine being able to accept payments effortlessly, whether it's online or in-person. Our solutions ensure you can focus on what matters most running your business while we handle the transaction details. Visit us at 29772 Armory Rd Dagsboro De 19939 in Dagsboro, DE, or call us at (302) 732-1500 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Made Easy

At Del-one, we recognize the importance of supporting local businesses. Our business banking services, including merchant services and business loans, ensure that entrepreneurs have the tools they need to succeed. From processing payments to securing funding for expansion, we're here every step of the way.

Connect With Us

If you're ready to explore how Del-one can support your financial journey, don't hesitate to reach out! Call us at 302-732-1500 or visit our website at del-one.org for more information about our services and how to become a member. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we've invested in robust online and mobile banking platforms that allow you to manage your finances anytime and anywhere. With features like person-to-person payments and e-statements, staying on top of your finances has never been easier. Even if you prefer traditional banking methods, we provide essential ATM and cash withdrawal services when you need quick access to your funds.

Financial Support When You Need It

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options are here to help you navigate those tricky financial moments. Whether you're looking to consolidate existing debts or fund a major purchase, we aim to provide solutions that ease your financial burden. For those who enjoy rewards for their spending, consider our credit cards with rewards. These cards not only offer great benefits but also help you earn points for future purchases just by using them for everyday expenses.

Personal Banking Solutions

We understand that managing your finances is essential. That's why we offer personal banking services that include checking and savings accounts. Whether you're saving for a dream vacation or planning for your child's education, our savings accounts can help you reach those goals. Plus, our checking accounts come with features that simplify everyday transactions. When it comes to larger purchases, like a new car or home, we've got you covered with competitive auto loans and vehicle financing options as well as mortgage loans and refinancing solutions. Imagine driving away in your dream car or moving into a home that suits your family perfectly all made possible with flexible loan terms designed to fit your budget.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://www.del-one.org/ , you can access your accounts 24/7. Check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. It's like having a branch right in your pocket! Plus, our mobile application makes this even easier, giving you all the tools you need at your fingertips.

E-Statements Made Easy

Say goodbye to paper clutter with e-statements. They're not only environmentally friendly but also convenient, allowing you to access your financial statements anytime through our secure portal. You'll never have to worry about misplacing important documents again.

Effortless Payments and Transfers

Need to send money quickly? Our person-to-person transfer service lets you send money directly to friends or family with just a few taps on your smartphone. Additionally, if you're always on the go, our mobile payments feature allows you to make purchases easily without fumbling for cash or cards. At Del-one, we're committed to providing accessible and user-friendly services that keep your financial life organized and manageable. Whether it's through online banking or our mobile app, enjoy real-time account management with just a click or tap. Join us today and experience the convenience of banking made simple!

Secure Transactions

Your security is our top priority. Enjoy peace of mind knowing that our electronic signature authorization feature allows you to sign documents securely online without needing to visit us in person. This means less time spent on paperwork and more time focusing on what matters most to you.

Financial Strength

A Committed Team

We also take pride in having 181 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you every step of the way.

Growing Membership Trust

Total Share Accounts: 167,974, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Del-one is your trusted partner. Visit us at 29772 Armory Rd Dagsboro De 19939 or call (302) 732-1500 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $107,995,214 in share certificates and $66,458,102 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,157,501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Member Services

With $52,688,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to improvement means more effective services tailored to your needs.

Strong Capital Foundation

Our net worth ratio of $897 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This resilience is vital in fostering trust among our members.

Supporting Your Financial Goals

With $9,284 in used auto loans and $568,527,695 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,591,471 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $141,642,138 in used vehicle loans and $94,223,497 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used car, our financing options can fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $24,737,706 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering competitive rates and personalized service. At Del-one, we prioritize your financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is ready to assist you every step of the way. Feel free to reach out to us at (302) 732-1500 or visit us at 29772 Armory Rd Dagsboro De 19939, Dagsboro, DE for more information on how we can help you meet your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those needing flexible access to funds, we offer total credit lines of $290,073,093, which can be an excellent choice for ongoing expenses or unexpected costs. Additionally, our unsecured credit card loans amounting to $12,174,552 provide you with the ability to manage your finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,308,777, make buying or refinancing simple. We're here to guide you through the process, ensuring you find the right mortgage solution tailored to your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted tool for anyone looking to make informed borrowing decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers, making it easier to choose the right loan. LendMesh offers several key benefits that build trust among its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh not only simplifies the search for loans but also leads to significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DEL ONE FEDERAL CREDIT UNION