Delaware State Police Credit Union Georgetown DE | Affordable Auto Loans & ATM Services

Introduction

Welcome to Delaware State Police, your trusted financial partner located at 700 N Bedford St, Georgetown, DE 19947. Since our establishment in 1960, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With over 8,500 members and total assets of $130,222,999, we are dedicated to ensuring that your financial journey is smooth and rewarding. At Delaware State Police, we believe that banking should be more than just transactions; it's about building relationships and empowering our members. Under the leadership of our CEO, Felicia Davis, and Board President, Ronnie Gaines, we strive to create an inclusive environment where everyone feels valued. Our team of 22 employees is here to assist you with a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. In addition to our robust offerings, we maintain a strong financial foundation with total deposits amounting to $8,308,324 and a net worth of $13,845,555. Our commitment to sound financial management ensures that your funds are secure while also allowing us to provide competitive loan options for all your needs. We currently manage a total loan portfolio of 3,216 loans and leases, demonstrating our dedication to supporting our members' aspirations. While you can visit us at our branch location for your banking needs, please note that official correspondence should be sent to the same address: 700 N Bedford St, Georgetown, DE 19947. Feel free to reach out to us at 302-276-8600 during our operating hours from 9:00 am - 4:00 pm Monday through Thursday and until 5:00 pm on Fridays. We invite you to explore what Delaware State Police has to offer by visiting our website at dspfcu.com. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Commitment

Our commitment doesn't stop with financial services; we actively seek partnerships with local organizations to amplify our impact. Whether it's sponsoring community events or providing educational resources on financial literacy, we aim to uplift those around us. As technology evolves, so do we. Our digital offerings such as online banking are designed with your convenience in mind while ensuring compliance with ADA standards for accessibility. We invite you to join Delaware State Police Credit Union today! Experience firsthand how we blend solid financial solutions with a heartfelt commitment to serving our community. Visit us online at dspfcu.com or call us at 302-276-8600 for more information on becoming a member or exploring our services. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors more than six decades ago, we have embraced growth and innovation while staying true to our mission. We started as a small credit union dedicated to supporting law enforcement personnel and their families. Over time, our membership expanded to include all residents of Delaware. This evolution reflects our dedication to inclusivity and service for everyone in our community. Our headquarters in Georgetown is more than just a location; it's a hub of activity where members can access a range of financial products and services designed for every life stage. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to empower our members with the resources they need to achieve their financial goals.

Our Mission

At Delaware State Police, our mission is clear: we are here to provide reliable financial solutions while fostering strong community ties. We believe that banking should be about people not just numbers. We take pride in offering personalized service and support that makes every member feel valued. We understand that financial wellness extends beyond transactions; it's about building relationships within the community. That's why we engage in outreach initiatives that support local events and programs aimed at improving lives right here in Georgetown. While members can visit us at 700 N Bedford St for in-person assistance, official correspondence should be sent to the same address. We're open Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM. For your convenience, we also offer ATM access and drive-thru banking services.

Branch Location & Accessibility

Convenient Access and Features

At our Georgetown location, you'll find ample parking available for your convenience. We also prioritize accessibility, featuring ADA-compliant facilities to ensure everyone can visit us comfortably. If you're driving by, you can take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 700 N Bedford St, official correspondence should be sent to the same address. Our lobby hours are designed to fit your schedule: we are open from 9:00 am to 4:00 pm Monday through Thursday and extend our hours until 5:00 pm on Fridays. If you have any questions or need assistance, feel free to give us a call at 302-276-8600.

Services Offered

We offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Plus, enjoy the convenience of our ATM availability for cash withdrawals and balance checks whenever you need them. As part of our dedication to community service, we also participate in shared services for partner credit union members. This means even more flexibility when it comes to handling your transactions. We invite you to stop by the Delaware State Police Credit Union in Georgetown today! Experience firsthand how we can assist you with all your banking needs. Your financial well-being is important to us, and we look forward to serving you soon!

Member Eligibility

Joining the Delaware State Police Credit Union is like stepping into a close-knit community where your financial well-being is prioritized. If you're a current or retired member of the Delaware State Police, you are already eligible to join us! But we welcome more than just law enforcement; spouses, children, and even siblings can become members too. Our goal is to ensure everyone feels included and supported as they navigate their financial journey. To learn more about eligibility criteria or if you have any questions, feel free to check out our detailed guide at this link. Becoming a member is easy! Just visit us at 700 N Bedford St, Georgetown, DE 19947, or give us a call at 302-276-8600 during our convenient hours. We're here Monday through Thursday from 9:00 am to 4:00 pm and Friday until 5:00 pm. You'll find that opening an account with us is straightforward and rewarding. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,032, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services make it easier for you to handle everyday transactions. Imagine having a streamlined way to accept payments from your customers, whether they pay with cards or mobile wallets. This not only enhances customer satisfaction but also keeps your cash flow steady. Located at 700 N Bedford St Georgetown De 19947 in Georgetown, DE, we invite you to explore how Delaware State Police can help your business thrive. Contact us at (302) 276-8600 to learn more about our offerings today!

Comprehensive List Of Services

ATM and Cash Services

We understand the importance of easy access to cash. That's why we offer ATM services for withdrawals and balance checks right here at Georgetown. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Business Banking

For local businesses, Delaware State Police offers tailored business banking services. Our merchant services and business loans are designed to help entrepreneurs thrive in their ventures, ensuring they have the necessary support when they need it most.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking features that allow you to manage your accounts from anywhere at any time. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly platforms make it effortless.

Loans and Credit Options

Life can sometimes throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those challenges effectively. Plus, with our credit cards offering rewards, you can earn while you spend making every purchase count.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts designed with your lifestyle in mind. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. If you're considering buying a home, our mortgage loans and refinancing solutions can help make that dream a reality.

Shared Branch Transactions

As part of our commitment to serving our members better, we also provide basic shared branch transactions for partner credit union members. This means more locations where you can perform deposits and withdrawals conveniently. At Delaware State Police, we believe that financial success should be within everyone's reach. Our friendly team is here to assist you with any questions or concerns about our services. For more information or if you're ready to take the next step in your financial journey, give us a call at (302) 276-8600 or visit us online at https://dspfcu.com/ . We look forward to helping you achieve your financial goals!

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our electronic signature authorization. This allows you to sign documents digitally, streamlining processes like loan applications without needing to visit a branch. Plus, with e-statements available, you can review your account statements electronically saving time and helping the environment. If you're looking to send money quickly to friends or family, our person-to-person transfers make it easy. Just a few taps on your mobile device and you're done! Speaking of mobile devices, our mobile application is designed for simplicity and efficiency, providing an intuitive experience right in your pocket.

Security You Can Trust

We prioritize security in all our digital offerings. Rest assured that your personal information is protected through advanced encryption and security measures. You can bank with confidence knowing that we are committed to keeping your data safe. Whether you're at home or out running errands, Delaware State Police's digital banking tools provide the accessibility and ease-of-use you need for real-time account management. Join us today and experience a modern approach to banking that fits your lifestyle!

Financial Strength

Growing Membership Base

Total Share Accounts: 15,813, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Delaware State Police is your trusted partner. Visit us at 700 N Bedford St Georgetown De 19947 or call us at 302-276-8600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $12,486,667 in share certificates and $13,931,444 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,174,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $894,939 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored to our members' needs. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Better Services

With $12,950,616 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,060 in used auto loans and a total of $56,769,463 in loans and leases.

Solid Financial Health

With a net worth of $13,845,555, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,628,364 in used vehicle loans and $7,021,937 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $44,032 provide the capital needed to grow and expand. Whether you need funds for equipment or operational costs, we're here to support your business ambitions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,051,211 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases and building credit without tying up collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,535,829, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, feel free to reach out. Our team at Delaware State Police is ready to assist you in finding the best solution tailored to your financial situation. At Delaware State Police, we prioritize your financial well-being. For more details about our loan offerings or to discuss how we can assist you further, contact us at (302) 276-8600, or visit us at our branch located at 700 N Bedford St Georgetown De 19947 in Georgetown, DE. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your dreams!

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DELAWARE STATE POLICE FEDERAL CREDIT UNION - Georgetown, DE