DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION

Welcome to the Delaware River & Bay Auth Emp, your trusted financial partner located at 1200 Lincoln Blvd, North Cape May, NJ 08204. Since our establishment in 1965, we have proudly served a vibrant community of 443 members, helping them achieve their financial goals with personalized services tailored to their needs. At Delaware River & Bay Auth Emp, we understand that banking is more than just transactions it's about building relationships. With total assets of $4,559,140 and total deposits of $179,183, our credit union is committed to providing you with secure and reliable financial solutions. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we have you covered. Our leadership team, led by CEO Joseph Larotonda and Board President Mark Delano, is dedicated to ensuring that our members receive exceptional service. With a total of 5 employees, we pride ourselves on being accessible and responsive to your needs. If you need assistance or have any questions, don't hesitate to reach out to us at 609-889-7242 during our lobby hours from 9 AM to 3 PM on weekdays. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 827, Cape May, NJ 8204. Join us as we continue to make a positive impact in the community through responsible lending practices and member-focused services. We invite you to explore what we offer and discover how Delaware River & Bay Auth Emp can help you navigate your financial journey!

At Delaware River & Bay Auth Emp, we believe that becoming a member is like joining a caring family that supports your financial journey. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for you to connect with our community. To ensure you're up-to-date on all the specific eligibility criteria, we recommend checking out this helpful resource: . Once you're ready to take the next step, opening an account at Delaware River & Bay Auth Emp is a breeze! Our friendly team is here to guide you through the process, ensuring you have all the information you need. If you have any questions or would like more details, feel free to give us a call at (609) 889-7242. Join us today and experience the benefits of being part of something special at 1200 Lincoln Blvd North Cape May Nj 08204!

At Delaware River & Bay Auth Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, allowing us to serve you better. With a net worth of $1,071,287, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2350% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $727,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $562,203 in total loans and leases. Our $33,092 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 443, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delaware River & Bay Auth Emp is your trusted partner. Visit us at 1200 Lincoln Blvd North Cape May Nj 08204 or call 609-889-7242 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.