DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION

Welcome to Delaware River & Bay Auth Emp at 43 Cape Henlopen Dr, Lewes, DE 19958! Since our establishment in 1965, we have proudly served our community, building trust and financial strength among our 443 members. At Delaware River & Bay Auth Emp, we believe that banking should be a partnership where your needs come first. With total assets of $4,559,140 and total deposits reaching $179,183, we are dedicated to providing personalized services that cater to your unique financial goals. Under the leadership of our CEO, Joseph Larotonda, and Board President, Mark Delano, our team of 5 employees is committed to making a positive impact in the lives of our members. We offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each member's journey is important to us, and we strive to make every interaction meaningful. While you can visit us at our branch location for all your banking needs, please remember that official correspondence should be directed to our mailing address: 43 Cape Henlopen Drive, Lewes, DE 19958. If you have questions or need assistance, don't hesitate to reach out at 302-644-6006. Join us today and discover how Delaware River & Bay Auth Emp can help you achieve your financial aspirations!

At Delaware River & Bay Auth Emp, we believe that becoming a member means joining a welcoming family that supports your financial journey. If you're looking to take advantage of our personalized banking services, you'll be glad to know that eligibility is straightforward! Generally, anyone who works for or is associated with the Delaware River and Bay Authority can join us. This includes employees, their families, and even certain retirees. For more specific details about eligibility criteria, feel free to visit our comprehensive resource [here](). Once you're ready to open an account, the process is designed to be smooth and welcoming. Simply give us a call at (302) 644-6006 during our operating hours from 9 AM to 3 PM, or stop by our branch located at 43 Cape Henlopen Dr Lewes De 19958. We're here to help you every step of the way as you become part of our community at Delaware River & Bay Auth Emp!

At Delaware River & Bay Auth Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your funds are safe and your credit union is financially sound. That's why we are proud to share our financial health with you. With a net worth of $1,071,287, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $727,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $562,203 in total loans and leases. Our $33,092 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 part-time employees, ensuring our branch is always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 443, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delaware River & Bay Auth Emp is your trusted partner. Visit us at 43 Cape Henlopen Dr Lewes De 19958 or call 302-644-6006 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.