Delancey Street Credit Union San Francisco CA | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Delancey Street, your trusted financial partner located at 600 The Embarcadero, San Francisco, CA 94107. Established in 1973, we've been dedicated to serving our community with personalized banking solutions for over 50 years. Whether you're looking to open a checking account, finance a vehicle, or explore loan options, our team is here to help you every step of the way. At Delancey Street, we take pride in our commitment to our members. With a total membership of 92 and assets totaling $417,628, we focus on building lasting relationships rather than just transactions. Our leadership team, led by CEO Michael Boris and Board President Pamela Tebo, works diligently to ensure that you receive the best service possible. Our financial health speaks volumes about our dedication: we have $46,123 in total deposits and a net worth of $134,114. With only one dedicated employee ready to assist you, we ensure that you feel valued and heard whenever you reach out. We understand that banking is personal; it's not just about numbers but about the people behind them. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 600 Embarcadero, San Francisco, CA 94107. We invite you to connect with us today! Call us at 415-512-5105 or stop by during our lobby hours from Monday through Thursday between 8:00 AM and 9:00 AM. Join us in creating a brighter financial future together!

Branch History & Mission

A Legacy of Service

From the very beginning, Delancey Street has aimed to be more than just a financial institution; we strive to be a cornerstone for our community. Our mission is simple yet powerful: to provide accessible financial services that empower individuals and families while fostering economic growth within our neighborhood. We believe in helping our members achieve their financial goals through personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards.

Commitment to Community

Our commitment extends beyond transactions. We are actively engaged in local outreach efforts and partnerships that benefit residents in San Francisco. By supporting local initiatives and providing financial education, we aim to uplift those around us. Our drive-thru service may not be available, but our friendly team is always ready to assist during lobby hours from 8:00 AM to 9:00 AM, Monday through Thursday. While you can visit us at 600 The Embarcadero, official correspondence should be sent to 600 Embarcadero, San Francisco, CA 94107. This ensures that your communication reaches us promptly.

Looking Forward

As we move forward into the future, Delancey Street remains committed to embracing digital advancements while ensuring ADA compliance for all members. Although ATM services are currently unavailable at this location, our online banking options are designed with your convenience in mind. We invite you to join us on this journey of growth and community support. If you're looking for a credit union that prioritizes your needs and champions community well-being, look no further than Delancey Street. Visit us or give us a call at 415-512-5105 today! Experience firsthand how being part of our family can make a difference in your financial journey.

Branch Location & Accessibility

Welcome to the Delancey Street branch of your trusted credit union, conveniently located at 600 The Embarcadero in beautiful San Francisco, CA. Nestled along the stunning waterfront, our branch is just a stone's throw away from iconic landmarks like the Ferry Building and the Exploratorium, making it easy for you to stop by while enjoying everything our vibrant city has to offer. At our Delancey Street location, accessibility is a top priority. We ensure that all members can visit us comfortably with features such as ADA compliance and ramps for easy entry. Parking is readily available nearby, allowing you to park with ease and access our services without hassle. Our friendly team is here to assist you during our convenient operating hours from Monday through Thursday, from 8:00 AM to 9:00 AM. While we currently do not offer ATM services or drive-thru banking, rest assured that our dedicated staff is always ready to help you with personal banking needs, including checking and savings accounts, auto loans, mortgage financing, and more. If you need to reach us for any inquiries or assistance, please don't hesitate to call us at 415-512-5105. We look forward to welcoming you into our branch and helping you achieve your financial goals! Remember, while members can visit us at 600 The Embarcadero, official correspondence should be sent to our mailing address at 600 Embarcadero, San Francisco, CA 94107. Come on by we're excited to serve you!

Member Eligibility

Becoming a member of Delancey Street is like joining a welcoming family where everyone looks out for each other. If you live, work, or worship in the vibrant San Francisco area, you are likely eligible to join us! At Delancey Street, we believe that banking should be personal and community-focused. Membership here opens up a world of benefits, from tailored financial products to dedicated support from our friendly staff. You can find the specific eligibility criteria on our website at . Joining is easy! Just stop by our branch located at 600 The Embarcadero San Francisco Ca 94107 or give us a call at (415) 512-5105 for more information on how to open your account. We're excited to have you as part of our community and look forward to helping you reach your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From secure card processing to easy online payments, we provide tools that help streamline operations and enhance customer satisfaction. Located at 600 The Embarcadero San Francisco Ca 94107 in San Francisco, CA, our team is here to assist you every step of the way. Contact us at (415) 512-5105 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For small business owners, we know how crucial every dollar is. Our business banking services include merchant services that streamline payment processing and business loans designed specifically for your needs. We aim to support local entrepreneurs in achieving their goals.

Credit Cards

Shopping for a credit card? Look no further! Our credit cards with rewards offer cash back on everyday purchases and travel perks for those who love to explore. It's not just about spending; it's about getting something back while building your credit history.

Digital Banking Convenience

In today's fast-paced world, having the ability to bank from anywhere is essential. That's why we provide comprehensive online and mobile banking solutions. Check your balance, transfer money, pay bills all from the comfort of your home or on-the-go using our secure platforms. Although we currently do not have ATM services at this branch, our digital tools ensure that accessing your money is straightforward. If you're ready to explore these services further or have any questions about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (415) 512-5105 or visit us at 600 The Embarcadero San Francisco Ca 94107 during our lobby hours from Monday through Thursday from 8:00 AM until 9:00 AM. At Delancey Street, we're more than just a credit union; we're a community partner committed to helping you succeed financially!

Loans and Financing

When life calls for a little extra help, our loan options are here for you. From auto loans and vehicle financing that can get you behind the wheel of your dream car, to mortgage loans and refinancing for those looking to buy a home or lower their current mortgage rate we provide competitive rates that make borrowing easier. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can give you peace of mind.

Personal Banking

We understand that personal finance can sometimes feel overwhelming. That's why we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. Imagine having a safe place to store your money while also earning interest on your savings. Our accounts come with no hidden fees and easy online access, making it simple for you to keep track of your funds anytime, anywhere.

Digital & Online Banking

Security and Accessibility

Your security is our top priority. While electronic signature authorization is not currently offered, we emphasize safe practices in all transactions. Our members can manage their accounts with confidence, knowing that their information is protected. If you're interested in e-statements or person-to-person transfers, we encourage you to stay tuned for future updates as we expand our digital offerings. Our goal is to provide you with the tools necessary for real-time account management whenever those features become available. At Delancey Street, we're dedicated to ensuring that banking remains accessible and straightforward for all members. We look forward to enhancing your banking experience in the future! For more information on what we do offer, please visit .

User-Friendly Features

Although we do not offer mobile payments or a mobile application at this time, our commitment to member service ensures that we're here to assist you in every way possible. If you're looking for easy access to your accounts or need help with transactions, our team is ready to guide you.

Financial Strength

A Strong Team Behind You

We take pride in having 0 full-time employees and 1 part-time employees who are dedicated to serving you. This knowledgeable team is always ready to assist you with any questions or needs you may have.

Commitment to Growth

With $134,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is reflected in the $2,185 in total loans and leases available, supporting your financial goals across various sectors.

Member Trust

Our robust member base is evident through our 96, showing that many individuals trust us with their finances. This trust fuels our commitment to maintaining a reliable and secure environment for all your banking needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delancey Street is your trusted partner. Visit us at 600 The Embarcadero San Francisco Ca 94107 or call (415) 512-5105 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) ( https://www.ncua.gov ), based on the latest results.

Member-Centric Savings

Your savings are our priority. While we currently have $0 in share certificates and $0 in money market shares, these options provide stable growth opportunities for our members. Unlike traditional banks, we focus on benefiting you directly; with non-member deposits at $0, we ensure that our resources are dedicated to enhancing your financial experience.

Solid Financial Foundation

With a net worth of $134,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,211 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. While we currently have $0 in new vehicle loans and $0 in used vehicle loans available, we are eager to help you find the right financing option for your next vehicle purchase.

Business Financing

For business owners, while we currently do not have outstanding commercial loans available, we're committed to supporting local businesses with future lending options as they become available.

Credit Cards and Personal Loans

We also recognize the importance of managing everyday expenses. Our flexible terms on unsecured credit card loans have helped many members effectively manage their finances, totaling $0 in loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're considering refinancing, speak with one of our representatives about eligibility options that can help lower your monthly payments.

Why Choose Us?

Choosing Delancey Street means you'll receive guidance from knowledgeable staff who are dedicated to helping you achieve financial success. Our loan offerings are designed with your needs in mind whether it's purchasing a vehicle, securing a mortgage, or managing everyday expenses through a credit card. For more information on our loan offerings or to discuss your options, feel free to contact us at (415) 512-5105 or visit us at 600 The Embarcadero San Francisco Ca 94107 in San Francisco, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

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DELANCEY STREET FEDERAL CREDIT UNION