Dedham Town Employees Credit Union Dedham MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dedham Town Employees, where your financial well-being is our top priority! Located at 202 Bussey St, Dedham, MA 02026, we have been proudly serving our community since 1962. Our commitment to our members shines through in our dedication to providing personalized banking solutions tailored just for you. With a strong membership base of over 1,136 individuals and total assets amounting to an impressive $8,554,866, we strive to create a supportive financial environment. Whether you're looking for auto loans, mortgages, or personal banking services, we're here to help you achieve your financial goals. Our team, led by CEO Janis Riley and Board President Michelle MacDonald, works diligently to ensure that every member receives the care and attention they deserve. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to 202 BUSSEY ST, DEDHAM, MA 2026. Our doors are open during the week Tuesdays, Thursdays, and Fridays from 9 AM to 4 PM, and Wednesdays from 9 AM to 6 PM (we're closed on Mondays). At Dedham Town Employees, we take pride in our robust financial health with total deposits of $182,380 and net worth standing at $1,209,664. We also offer a range of services designed to meet your needs from checking and savings accounts to credit cards with rewards. With a dedicated staff of just three employees ready to assist you, we ensure that every interaction is meaningful. We invite you to explore what we have to offer by visiting us online at dedhamcu.org or calling us at 781-326-8068. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Community Engagement

Dedham Town Employees is more than just a credit union; we are an integral part of the Dedham community. Our outreach efforts focus on building partnerships that benefit local organizations and initiatives. By participating in community events and supporting local causes, we strive to create lasting relationships that uplift those around us. As we look towards the future, we continue investing in technology to enhance member experiences while ensuring ADA compliance for accessibility. Our operating hours Tuesday through Friday from 9 AM to 4 PM and Wednesday until 6 PM are designed with your needs in mind. We invite you to join us on this journey! Experience the benefits of being a member at Dedham Town Employees today. Reach out to us at 781-326-8068 or visit our website at Dedham Town Employees for more information on how you can become part of our family. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to empower our members through quality financial services while actively supporting our community. We believe that when individuals thrive financially, so does the community. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. This holistic approach ensures that we are here for you at every stage of your financial journey. While members can visit us at 202 Bussey St, official correspondence should be sent to 202 BUSSEY ST, DEDHAM, MA 2026. We are committed to making banking as accessible as possible with online banking options available for your convenience.

Branch Location & Accessibility

Accessibility and Features

At Dedham Town Employees, we prioritize accessibility for all our members. Our branch is ADA-compliant, featuring ramps and clear pathways to ensure that everyone can navigate comfortably. While there's no drive-thru service available, our lobby hours are designed with your busy schedule in mind: we're open from 9 AM to 4 PM on Tuesdays, Thursdays, and Fridays, with extended hours until 6 PM on Wednesdays. We are closed on Mondays to allow our team some well-deserved rest.

Getting in Touch

If you have questions or need assistance, don't hesitate to call us at 781-326-8068. We're here to serve you! So why wait? Visit us today at Dedham Town Employees and discover how we can help you achieve your financial goals.

Services Offered

We offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans or mortgages, our knowledgeable staff is here to help you every step of the way. We also provide online and mobile banking options so you can manage your finances from anywhere.

Member Eligibility

Becoming a member of Dedham Town Employees is like joining a close-knit family dedicated to helping you achieve your financial goals. If you're an employee of the Town of Dedham or affiliated organizations, you're already eligible to join us! We believe in making banking accessible and supportive for our members, so whether you're looking for checking and savings accounts, loans, or other services, we have something special for you. To learn more about eligibility details and ensure you fit our criteria, feel free to check out this resource. Opening an account with us is straightforward and welcoming. Simply visit our online application here or give us a call at 781-326-8068 if you have any questions. Our friendly team is here to help you every step of the way. Join us at our branch located at 202 Bussey St, Dedham, MA 02026, and experience the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you are looking for funds to purchase new equipment or manage cash flow, we have tailored solutions that meet your specific needs.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Our solutions simplify payment processing, enabling you to focus on what matters most running your business. Imagine easily accepting payments from customers while keeping track of sales effortlessly. This convenience allows you to enhance customer satisfaction and streamline operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Discover how Dedham Town Employees can be your partner in success at our branch located at 202 Bussey St Dedham Ma 02026 in Dedham, MA. Feel free to reach out at (781) 326-8068 for more information on how we can assist your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans provide flexible financing options tailored to fit your budget. With competitive interest rates and terms, getting behind the wheel has never been easier. Picture yourself driving off in your dream vehicle without the stress of complicated loan processes we handle everything with care.

Business Banking Services

For entrepreneurs and small business owners, we have tailored solutions including merchant services and business loans. Our goal is to help local businesses thrive by providing necessary financial support and resources.

Convenient Access Through Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that make managing your finances easier than ever before. You can pay bills, transfer funds, and even send money to friends through our person-to-person payment system all from the comfort of your home or on-the-go. If you're ready to explore these services further or have any questions about how we can assist you financially, please don't hesitate to reach out! Call us at 781-326-8068 or visit us at our branch in Dedham. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

Our credit cards not only provide you with purchasing power but also come with rewards that give back on everyday spending. Imagine earning points for cash back or travel rewards just by using your card for regular purchases it's an easy way to make your money work harder for you.

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, we offer a variety of mortgage loans designed to meet different financial situations. Our team is dedicated to guiding you through every step from application to closing ensuring that you understand all your options along the way.

Personal Banking Solutions

Whether you're opening your first checking account or planning for future savings, our personal banking options have got you covered. We offer checking and savings accounts that are easy to manage and come with competitive rates, making it simple for you to keep track of your money. Imagine being able to see your account balances and transactions instantly through our online banking platform, which allows for effortless access anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for home repairs or unexpected medical bills, we provide quick access to funds when you need them most. Additionally, if you're looking to simplify your finances, consider our debt consolidation options that can help streamline payments into one manageable monthly installment.

Digital & Online Banking

Key Features

You can also enjoy the benefits of e-statements with us. With Yes available, you'll receive your account statements electronically, making it easy to keep track of your transactions while reducing paper clutter. Plus, our person-to-person transfer feature allows you to send money to friends and family quickly and securely perfect for those times when cash isn't an option. While we currently do not offer mobile payments or a dedicated mobile application, our robust online platform ensures that all members can still experience user-friendly features designed for simplicity and security. It's important for us to keep your information safe; rest assured that every transaction is protected by advanced security measures. At Dedham Town Employees, we strive to provide accessible banking solutions tailored for you. Join us in embracing digital banking today and take advantage of all these features designed to enhance your financial experience! For more information or to get started, visit us at https://www.dedhamcu.org/ .

Financial Strength

Growing Member Base

We are proud of our strong community ties with a total of 1,136 share accounts, showing that more members trust us with their finances every day. This growing membership is a testament to the reliability and strength of Dedham Town Employees. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dedham Town Employees is your trusted partner. Visit us at 202 Bussey St Dedham Ma 02026 or call (781) 326-8068 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $1,228,190 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-1,034, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $872,535 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we currently have $76 in used auto loans and $2,649,111 in total loans and leases.

Strong Financial Health

With a net worth of $1,209,664, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is evident in our net worth ratio of $1,414, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,225,413 in used vehicle loans and $736,715 in new vehicle loans already helping members get on the road. We offer flexible terms to fit your budget and needs.

Business Financing

For business owners, while we do not have outstanding commercial loans at this time, our team is here to help navigate any future opportunities for growth and expansion. We invite you to visit us at 202 Bussey St, Dedham MA 02026, or call us at 781-326-8068 during our lobby hours: Tuesday, Thursday, and Friday from 9 AM to 4 PM and Wednesday from 9 AM to 6 PM. You can also explore more about membership eligibility here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're considering refinancing or exploring eligibility options for our loan products, we're here to assist you every step of the way!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Though we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team can guide you through various other mortgage solutions that suit your circumstances.

Personal Loans and Credit Lines

If you're in need of personal financing, our unsecured credit card loans provide flexible terms to help manage your finances effectively. Although we currently have $0 in unsecured credit card loans available, we encourage you to discuss potential options with our representatives. Additionally, our total credit lines stand at $300,000, giving you access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't waste time sifting through questionable offers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user gets a fair chance at finding the best deal. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature allows you to compare various options side-by-side without any hassle. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find your best loan offer? Compare real-time loan offers today at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the offers you see are not only current but also fair and transparent. Each lender listed on LendMesh has been vetted for reliability, so you can trust that the information presented is accurate and up-to-date.

DEDHAM TOWN EMPLOYEES FEDERAL CREDIT UNION - Dedham, MA