Daymet Credit Union Dayton OH | Low Mortgage Rates & Auto Loans

Introduction

At Daymet, we believe that banking should be more than just transactions; it should be about building relationships and empowering our community. Located at 4988 Wagner Ford Rd, Dayton, OH 45414, our branch has been a trusted financial partner since 1957. With a proud membership of over 7,467 individuals, we are dedicated to serving your financial needs while fostering a sense of belonging. Our total assets stand strong at $119,805,298, reflecting our commitment to maintaining a healthy financial institution. We have successfully granted 11,255 loans and leases, assisting members in achieving their dreams from purchasing new vehicles to consolidating debt. Currently, our total deposits amount to $4,825,561, showcasing the trust our members place in us. Under the leadership of CEO Steven Shore and Board President Mike Rogers, Daymet is not only about numbers; it's about the people behind them. Our team of 24 employees works diligently to provide personalized service and support tailored to your unique circumstances. Whether you're looking for personal banking solutions like checking accounts or auto loans, or need business banking services, we have you covered. For any official correspondence, please send it to our mailing address at P.O. Box 13087, Dayton, OH 45413. We invite you to visit us or give us a call at 937-236-2562 during our lobby hours from 9:00 AM to 5:30 PM Monday through Friday, and from 8:30 AM to 12:00 PM on Saturdays for drive-thru service. Join us at Daymet where your financial goals become our mission! Explore what we can do for you by visiting our website at daymetcu.com. Your journey towards financial wellness starts here!

Branch History & Mission

Community Commitment

Our dedication extends beyond just banking; we actively participate in community outreach programs and partnerships that uplift those around us. We believe that by investing in our local community, we can create a brighter future for everyone. With modern conveniences like an ATM on-site and drive-thru banking services available during our operating hours of 9:00 am - 5:30 pm Monday through Friday and 8:30 am - 12:00 pm on Saturdays, we ensure that accessing your funds is quick and convenient. Join us at Day-met! Experience firsthand how we're not just another credit union but a part of your community's heart. Together, let's build financial success while making a positive impact in Dayton. For more information or assistance, feel free to reach out to us at 937-236-2562 or visit our website at daymetcu.com.

Our Mission

At Day-met, our mission is simple yet profound: to provide exceptional financial services while fostering community growth and support. We strive to create an environment where our members feel valued and empowered to achieve their financial goals. Our range of services includes checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards tailored to meet your needs. As we continue to adapt in this ever-changing world, we've embraced technology to offer online and mobile banking solutions that keep you connected anytime, anywhere. With features like electronic signatures and mobile payments available, managing your finances has never been easier.

Branch Location & Accessibility

Welcome to the Dayton Office of Day-met Credit Union, conveniently located at 4988 Wagner Ford Rd, Dayton, OH 45414. Our branch is situated in a bustling area, making it easy for you to stop by while running errands or visiting nearby landmarks. Whether you're heading to the local shopping centers or just passing through Montgomery County, we're here to serve your banking needs. At Day-met, we understand that accessibility is important. Our branch is designed with ADA compliance in mind, ensuring that everyone can access our services comfortably. You'll find ample parking available right outside, so you can come in without any hassle. We're proud to offer a range of services tailored to fit your financial lifestyle. Need to make a quick deposit? Our drive-thru service is open during our convenient hours: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 8:30 am to 12:00 pm. Plus, if you prefer online banking or mobile payments, we've got you covered with those options too! For any correspondence that needs to be sent via mail, please use our mailing address: P.O. Box 13087, Dayton, OH 45413. If you have questions or need assistance, don't hesitate to give us a call at 937-236-2562. We invite you to visit us today at Day-met Credit Union! Experience the welcoming atmosphere and discover how we can help with your personal banking, auto loans, mortgages, and more. Your financial journey starts here!

Member Eligibility

At Day-met, we believe that everyone deserves a chance to join a supportive community where their financial needs are prioritized. To become a member, you simply need to meet a few friendly eligibility criteria. If you're a resident of Montgomery County or work for an employer that partners with us, you're already on the right track! We welcome individuals from diverse backgrounds, so if you have family members who are already part of our credit union, you can easily become one too. Once you've determined your eligibility, opening an account is straightforward and welcoming. Just visit us at 4988 Wagner Ford Rd Dayton Oh 45414 or give us a call at (937) 236-2562 for assistance. Our team is here to guide you through the process and answer any questions you may have. For more detailed information about eligibility requirements, feel free to check out our resource. Join us today and discover the advantages of being part of the Day-met family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $68 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $232,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that help streamline your transactions. Imagine simplifying payment processing so you can focus on what matters most growing your business. Our solutions provide secure payment options and easy access to funds, ensuring your operations run smoothly. Located at 4988 Wagner Ford Rd Dayton Oh 45414, we are here to empower local businesses with the tools they need to thrive. Reach out to us at (937) 236-2562 to learn more about how we can support your journey!

Comprehensive List Of Services

Convenient Access Anytime

Accessibility is key at Day-met. Our online and mobile banking services ensure that you have 24/7 access to your accounts. You can enjoy features such as person-to-person payments, e-statements, and even mobile payments all designed for your convenience. If you prefer visiting us in person, our branch located at 4988 Wagner Ford Rd Dayton Oh 45414 is equipped with both an ATM and drive-thru service. This allows for hassle-free transactions like deposits, withdrawals, and simple banking tasks without leaving your car. We also participate in shared branching transactions for partner credit union members making it easy to access funds wherever you are.

Credit Options and Financial Support

We also recognize that sometimes life throws unexpected challenges your way. Our personal loans and debt consolidation options can help ease financial stress by providing the funds you need when you need them most. Plus, our credit cards with rewards allow you to earn points on everyday purchases turning spending into savings. For our business members, we offer comprehensive business banking solutions, including merchant services and business loans that support your enterprise's growth. We believe in empowering local businesses with the financial tools they need to thrive.

Join Us Today!

We're proud to serve the community of Dayton with these comprehensive services at Dayton Office. If you're interested in learning more about how we can assist you on your financial journey or want to explore all we have to offer, give us a call at (937) 236-2562 or visit us today! Your financial success starts here at Day-met!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts tailored to help you manage your daily finances effectively. Imagine having a checking account that fits your lifestyle easy access through our online and mobile banking services means you can check balances or make transactions anytime, anywhere. For those looking to save for future goals, our savings accounts provide competitive rates that help your money grow. When it's time to purchase a new car or refinance an existing loan, our auto loans and vehicle financing options are designed with you in mind. With flexible terms and competitive rates, getting behind the wheel of your dream car is easier than ever. Additionally, if you're planning on buying a home or refinancing your current mortgage, our mortgage loans and refinancing services offer personalized guidance to make the process smooth.

Digital & Online Banking

Key Services Available

With just a few clicks, you can visit us at https://daymetcu.com/ and explore our user-friendly online banking platform. Enjoy the flexibility of 24/7 online banking services that allow you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, our electronic signature authorization lets you complete transactions with confidence and ease. For those who prefer to manage their accounts on their mobile devices, our mobile application provides all the essential features right at your fingertips. You can make mobile payments and send money directly to friends or family using our person-to-person transfer feature no need for cash or checks!

Security and Accessibility

We prioritize your security while ensuring that our services are easy to use. Our platform includes robust security measures to protect your personal information, so you can bank worry-free. And with e-statements available, you can keep track of your finances without the clutter of paper statements. In today's fast-paced world, having instant access to your accounts is crucial. That's why we offer real-time account management through both our website and mobile app. Whether you're checking your balance during lunch or reviewing transactions before bed, managing your money has never been simpler. Join us at Day-met and experience the convenience of digital banking designed for you. Explore all that we have to offer today!

Financial Strength

Commitment to Stability

With a net worth of $10,433,176, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to maintaining a solid capital foundation is evident in our net worth ratio of 8.69%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership Trust

With a total of 13,816 share and deposit accounts, it's clear that more members are trusting us with their finances every day. Our net shares available for lending and investments stand at $1,837,451, which reinforces our ability to serve you efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Day-met is your trusted partner. Visit us at 4988 Wagner Ford Rd Dayton Oh 45414 or call (937) 236-2562 to learn more about how we can help you achieve your financial goals.

Investment in Innovation

With $7,463,486 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support across various sectors is reflected in our lending capacity currently boasting $3,902 in used auto loans and $97,987,158 in total loans and leases.

Member-Centric Savings

Your savings are secure with us! We currently hold $47,826,947 in share certificates and $9,980,317 in money market shares, providing stable and rewarding financial growth opportunities tailored for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $282,298, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $98,144, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 2 part-time employees dedicated to serving you with a knowledgeable team always ready to assist.

Loan Offering

Additional Financing Options

For those interested in broader financing needs, we have total credit lines amounting to $20,000,000 available for various purposes. This can be an excellent option if you're looking for flexibility in managing your finances. If you're considering refinancing any of these loan options or want to know more about eligibility criteria, our friendly staff at Day-met is ready to assist you. Feel free to reach out at (937) 236-2562 or visit us at our location: 4988 Wagner Ford Rd Dayton Oh 45414, Dayton, OH. We are here to help simplify your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,379,640 in used vehicle loans and $10,240,885 in new vehicle loans already helping members get on the road. We make it easy for you to get behind the wheel without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,450,636, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,263,647 in loans helping members manage their finances effectively. These cards provide convenience and help build your credit score when used responsibly.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers tailored to your needs. Each lender featured on LendMesh is thoroughly vetted to ensure that only legitimate financial institutions are included in the comparison tool.

DAY MET CREDIT UNION - Dayton, OH

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