Day Air Credit Union Kettering OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Day Air, your trusted financial partner located at 3501 Wilmington Pike, Kettering, OH 45429. Established in 1944, we have proudly served our community for decades, helping over 52,563 members manage their finances and achieve their dreams. With total assets of $826,097,745 and deposits amounting to $36,442,721, we are dedicated to providing our members with the best possible service and support. At Day Air, we believe in building lasting relationships based on trust and reliability. Our team of experienced professionals is led by CEO William Burke and Board President Brian Hayes, who are committed to ensuring that you receive personalized service tailored to your financial needs. Whether you're looking for a personal loan, auto financing, or business banking solutions, our goal is to help you navigate your financial journey smoothly. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 292980, Kettering, OH 45429. We understand that every member's situation is unique. That's why we offer a variety of services including checking and savings accounts, mortgage loans, credit cards with rewards, and much more. Our cash reserves stand strong at $4,738,188, ensuring that we can meet the diverse financial demands of our community. As a credit union rooted in community values, we take pride in giving back and supporting local initiatives. Our commitment extends beyond just transactions; it's about making a positive impact in the lives of those we serve. Feel free to reach out to us at 937-643-2160 or explore our website at dayair.org for more information on how we can assist you today! Your financial well-being is our priority let's work together towards a brighter future.

Branch History & Mission

Community Impact

We believe that our success is intertwined with the well-being of our community. That's why we invest in various outreach programs aimed at improving the lives of those around us. Whether it's through financial education workshops or supporting local charities, Day Air is committed to making a positive impact.

Join Us

As we look toward the future, we invite you to become part of the Day Air family. Experience the benefits of membership today! Visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM or reach out at 937-643-2160 for more information about how we can help you achieve your financial goals. Your journey begins here at Day Air where your financial well-being is our top priority!

Our Journey

Since opening our doors nearly eight decades ago, Day Air has evolved significantly. We started as a small institution aimed at providing accessible financial services to our members. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, business banking services, and much more. Today, with total assets of approximately $826 million, we are proud to support our members' financial journeys while maintaining a strong commitment to community engagement and outreach. Our headquarters are based in Kettering, where we strive to create meaningful connections through partnerships and initiatives that benefit the local area. We believe that being part of the community means actively participating in its growth and development.

Our Mission

At Day Air, our mission is simple yet profound: We aim to empower our members by providing them with exceptional financial services while fostering a sense of belonging. We are here not just to offer loans and accounts but to be a supportive presence in your financial life. Our team works diligently to ensure that every member receives personalized service tailored to their unique needs. In addition to traditional banking services, we pride ourselves on embracing modern technology. From mobile banking apps that allow you to manage your finances on the go to online loan applications designed for your convenience, we continuously seek ways to enhance your experience with us. While members can visit us at 3501 Wilmington Pike, official correspondence should be sent to PO Box 292980, Kettering, OH 45429.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Wilmington Pike Branch or give us a call at 937-643-2160 if you have any questions. Our team is excited to assist you with all your financial needs! While members can visit us at 3501 Wilmington Pike, official correspondence should be sent to PO Box 292980, Kettering, OH 45429. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

You can easily find us near popular spots like the Kettering Fairmont High School and the bustling shopping areas along Wilmington Pike. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can visit us comfortably. Plus, we offer ample parking for our members right at the branch, making it easy to drop by whenever you need.

Operating Hours and Services

Our lobby hours are Monday through Friday from 9 AM to 6 PM, and we're open on Saturdays from 9 AM to 1 PM for your convenience. We pride ourselves on offering a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone at Day Air. If you prefer quicker service, take advantage of our drive-thru banking option where you can make deposits, withdrawals, and perform simple transactions without leaving your vehicle. We also provide ATM access so you can manage your cash anytime.

Member Eligibility

At Day Air, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Kettering area or nearby communities, you are eligible to join our family. We also extend membership to immediate family members of current members, creating a supportive network that values relationships and community. With us, you gain access to tailored financial products and services designed to help you thrive. To kickstart your journey with Day Air, just visit us at 3501 Wilmington Pike Kettering Oh 45429 or give us a call at (937) 643-2160 for more information. You can find detailed eligibility criteria at https://forms.joinmycu.com/mop/227/mop3/eligibility , ensuring you have all the information you need to make an informed decision. Once you're ready, opening an account is a breeze check out the easy steps at https://loans.itsme247.com/227/home/start . Join us today and experience the benefits of being part of our credit union community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $136 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,033,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having access to reliable payment processing solutions that ensure your customers can pay easily and securely, allowing you to focus on what you do best running your business. Our services are designed to enhance customer satisfaction while streamlining your operations. Visit us at 3501 Wilmington Pike Kettering Oh 45429 in Kettering, OH, or give us a call at (937) 643-2160 to learn more about how our business banking and commercial services can help your business succeed!

Comprehensive List Of Services

Accessing Funds Made Easy

Our branch provides essential ATM and cash withdrawal services to ensure you have quick access to your money when you need it most. Additionally, we offer basic drive-thru banking for deposits, withdrawals, and other simple transactions because we know that sometimes you just want to get in and out quickly.

Business Solutions for Every Entrepreneur

For local businesses, our Business Banking services provide vital support. We offer everything from Merchant Services to Business Loans, ensuring that entrepreneurs have the resources they need to thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Day Air, we offer robust Online & Mobile Banking platforms. Manage your accounts from anywhere with features like mobile payments and person-to-person transfers making banking accessible whether you're at home or on the go.

Financing Your Dreams

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are designed with you in mind. We understand that purchasing a vehicle is a significant step, and we strive to make the process straightforward and stress-free. Plus, if you're considering homeownership, our Mortgage Loans & Refinancing services can help turn that dream into reality with competitive rates and personalized support.

Personal Banking Made Simple

Whether you're opening your first checking account or looking to save for a big purchase, our Personal Banking services have you covered. With options for both checking and savings accounts, managing your finances is easier than ever. Imagine having access to tools that help you track your spending and grow your savings effortlessly.

Rewarding Experiences with Credit Cards

Don't forget about our Credit Cards with Rewards program! This is perfect for those who enjoy earning benefits while making everyday purchases. From cash back to travel points, it's a rewarding experience that can enhance your spending power.

Shared Branch Transactions

If you're a member of another credit union, you can still enjoy many of our services through basic shared branch transactions. You can conduct deposits and withdrawals conveniently at our location. We invite you to explore all these services and more at Day Air, located at 3501 Wilmington Pike Kettering Oh 45429 in Kettering, OH. If you have any questions or would like more information about how we can assist you financially, don't hesitate to call us at (937) 643-2160. Join us today and discover how easy managing your finances can be!

Support When You Need It

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether you need funds for an emergency or want to simplify your finances by consolidating debt, we're here to assist you every step of the way.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts, so you can check balances, transfer funds, and pay bills whenever it suits you. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free no more printing and mailing forms! For those who prefer to go paperless, we offer e-statements that let you view your account activity securely online. This not only helps the environment but also keeps your information safe and organized.

Mobile Banking

Stay connected on the go with our mobile application. It allows you to manage your accounts right from your smartphone. You can make person-to-person transfers easily, ensuring that sending money to friends or family is straightforward and fast. Plus, our mobile payments feature means you can pay for purchases directly from your account no need for cash or cards! With all these features combined, managing your finances has never been easier or more secure. At Day Air, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Whether you're at home or out and about, we have the tools you need to stay in control of your finances effortlessly.

Financial Strength

A Committed Team

At Day Air, we take pride in having 102 full-time employees and 7 part-time employees who are always ready to serve you with knowledge and dedication. Whether you're visiting us at our branch located at 3501 Wilmington Pike Kettering Oh 45429, Kettering, OH 45429 or calling us at (937) 643-2160, rest assured there is always someone available to assist you.

A Strong Foundation

With a net worth of $109,028,201, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further demonstrated by our net worth ratio of $1,318, which shows a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Members Come First

We prioritize our members above all else. Our commitment is highlighted by the $171,291,564 in share certificates and $27,420,637 in money market shares that secure our members' savings. These offerings provide stable and rewarding opportunities for financial growth, allowing you to save with confidence. In addition, with non-member deposits at $41,382,799, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe that our resources should work for you!

Reinvestment in You

With $96,589,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. For example, we have $12,168 in used auto loans and $663,965,102 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is also noteworthy, as shown by our $8,890,881. This allows us to continue offering competitive loan rates and solid financial products tailored for you.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. With a growing member base reflected by our total share accounts of 106,717, we are committed to being your trusted partner for all your financial needs. Whether you're saving, borrowing, or planning for the future, Day Air is here to help you achieve your goals. Visit us today or reach out through the phone let's work together towards your financial success!

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,625,544 in used vehicle loans and $128,364,834 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used one, our flexible terms make it easy for you to find the right fit.

Commercial Loans

For business owners in need of capital to grow and expand operations, our outstanding commercial loans total $43,033,173. We aim to support local businesses by providing financing solutions that are both practical and beneficial. Our team is here to guide you through each product's benefits and eligibility options. If you're considering refinancing your existing loans or exploring eligibility requirements for any of our offerings, don't hesitate to reach out! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Day Air Credit Union in Kettering, OH, we're committed to helping you secure the financial support you need whether it's for personal use or business growth. Visit us today or explore more about our loan products online!

Credit Lines and Personal Loans

For those looking for extra flexibility in managing their finances, we also offer credit lines totaling $190,504,129. This can be an excellent option for unexpected expenses or projects that require additional funding. Additionally, our unsecured credit card loans amounting to $13,770,240 are available to help you manage everyday purchases effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,366,703, make buying or refinancing simple. We understand that every homeowner's journey is unique; that's why we provide tailored advice and support throughout the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan comparison is based on verified data, providing users with confidence in the options presented.

DAY AIR CREDIT UNION