Day Air Credit Union Dayton OH | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Day Air, where your financial journey is our priority! Located at 7919 N Dixie Dr, Dayton, OH 45414, we have been serving our community since 1944 with dedication and a commitment to member satisfaction. With a strong membership base of over 52,563 members, we pride ourselves on being more than just a financial institution; we are a trusted partner in helping you achieve your financial goals. At Day Air, we understand the importance of having secure and accessible banking options. Our total assets amount to an impressive $826,097,745, reflecting our stability and capability to support your needs. Whether you're looking for auto loans, personal loans, or business banking services, we've got you covered with over 34,975 loans and leases currently available to our members. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address at 3501 Wilmington Pike, Kettering, OH 45429. Feel free to reach out to us at 937-643-2160 or visit our website at dayair.org for more information. Under the leadership of CEO William Burke and Board President Brian Hayes, our team of 109 dedicated employees is here to provide you with excellent service. We are proud of our financial health as demonstrated by our net worth of $109,028,201 and cash in hand totaling $4,738,188. At Day Air Credit Union, we believe in making a positive impact in the community while ensuring that our members feel valued and supported every step of the way. Join us today and discover how we can help you achieve your financial dreams! Call us or stop by to learn more about how we can assist you on your path to financial success.

Branch History & Mission

Join Us

As we look towards the future, Day Air remains dedicated to embracing technology while ensuring that all our services are ADA compliant and customer-centric. We offer online and mobile banking options for your convenience, along with personal assistance when needed. We invite you to become part of our growing family at Day Air! Experience firsthand how our values translate into exceptional service and support. For more information or to open an account today, please call us at 937-643-2160 or visit our website at dayair.org. Together, let's achieve your financial goals!

Our Mission

Our mission at Day Air is simple yet impactful: to empower individuals and businesses through personalized financial solutions while fostering a sense of community. We believe that everyone deserves a chance at financial wellness, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We are also committed to giving back to the community through various outreach initiatives and partnerships that promote local growth and development. Whether it's supporting local charities or providing educational resources about financial literacy, we strive to make a positive difference in the lives of those around us. While members can visit us at 7919 N Dixie Dr Dayton Oh 45414, official correspondence should be sent to 3501 Wilmington Pike, Kettering, OH 45429. This allows us to maintain efficient communication as we continue serving you better.

Branch Location & Accessibility

Welcome to Day Air, your friendly neighborhood credit union! Conveniently located at 7919 N Dixie Dr in Dayton, OH, our North Dixie Financial Center is here to serve all your banking needs. Whether you're stopping by for a quick transaction or exploring our range of services, we prioritize making your visit easy and enjoyable. If you need to send us official correspondence, please note that our mailing address is 3501 Wilmington Pike, Kettering, OH 45429. We're nestled in a vibrant area near local landmarks, which makes finding us a breeze. With plenty of parking available and ADA-compliant features, we ensure that everyone can access our services without any hassle. Our lobby hours are designed for your convenience: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. If you're in a rush or prefer the ease of drive-thru banking, we also offer that option for quick deposits and withdrawals! At Day Air, we understand the importance of accessibility. That's why we provide ATM services right at our branch for your cash withdrawal needs. Plus, with our online and mobile banking options, managing your finances has never been easier. Ready to experience personalized banking? Give us a call at 937-643-2160 or stop by today! We can't wait to welcome you into the Day Air family.

Member Eligibility

At Day Air, we believe in creating a welcoming community where everyone feels at home. If you're wondering how to become a member, it's quite simple! You can join us if you live, work, worship, or attend school in the Montgomery County area. We also welcome family members of existing members. This inclusivity means that you can enjoy all the benefits we offer, from competitive savings rates to personalized loans tailored just for you. To get started on your membership journey, check out our detailed eligibility criteria at https://forms.joinmycu.com/mop/227/mop3/eligibility . Once you confirm your eligibility, opening an account with us is a breeze! Our friendly team is ready to assist you every step of the way. You can find more information about the account opening process by visiting https://loans.itsme247.com/227/home/start . If you have any questions or need assistance, feel free to call us at (937) 643-2160. We can't wait to welcome you to the Day Air family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $136 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,033,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Picture this: you're at a busy market, and customers are eager to buy your products. With our easy payment solutions, you can accept credit cards and mobile payments on the spot, allowing you to serve customers without delay. This not only enhances customer satisfaction but also boosts your sales potential. Located at 7919 N Dixie Dr Dayton Oh 45414 in Dayton, OH, we are here to help you navigate the financial landscape of your business. Reach out to us today at (937) 643-2160 to explore how we can support your business goals!

Comprehensive List Of Services

Business Banking Solutions

If you're an entrepreneur or a small business owner, our business banking services are designed with you in mind. From merchant services that facilitate payments to business loans that can help fuel your growth, we provide the tools needed to succeed.

Convenient Access Anytime

We know convenience matters, which is why we offer ATM and cash withdrawal services so that you can access your money when you need it most. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days! Additionally, our basic ATM access allows for easy withdrawals and balance checks at any time. With one branch location and a commitment to accessibility, getting assistance is just a phone call away at (937) 643-2160.

Credit Cards That Reward You

With our credit cards featuring rewards programs, you can earn points on everyday purchases that can be redeemed for various benefits. It's a smart way to get more from the money you spend.

Join Us Today!

At Day Air, we believe in building lasting relationships with our members by providing personalized service and reliable financial solutions. Whether you're visiting us at the North Dixie Financial Center or connecting online via our website at https://dayair.org/ , we're here for all your financial needs. Ready to experience the difference? Stop by our branch or give us a call today! Your financial journey starts here with us at Day Air.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts tailored to fit your lifestyle. Whether you want a simple account for everyday transactions or a high-yield savings option for your future goals, we've got you covered. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to manage your finances anytime, anywhere. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car of your dreams. Our mortgage loans and refinancing services can help you navigate the home-buying process smoothly. We also offer personal loans and debt consolidation solutions to help simplify your financial obligations.

Digital & Online Banking

Always Accessible

With 24/7 online banking services, managing your account is never out of reach. Whether you're checking on your savings late at night or making an urgent payment on the weekend, we've got you covered. The combination of security features and user-friendly design ensures that your financial management is both safe and straightforward. Experience the ease of digital banking with us at Day Air today!

Easy Payments and Transfers

Need to send money quickly? Our person-to-person transfer service makes it easy to send money to friends or family in real-time. Whether it's splitting a bill or sending a gift, you can do it all with just a few taps on your smartphone. And if you're someone who prefers using mobile payments, you'll be glad to know that we support this feature as well. It's a convenient way to make purchases without needing cash or cards just use your phone!

Key Services

Our online banking platform, available at https://dayair.org/ , allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can take advantage of features like electronic signature authorization, making it simple and secure to sign important documents without needing to visit a branch. E-statements are another great feature we offer. Instead of waiting for paper statements in the mail, you can receive your financial information digitally, helping you stay organized while also being eco-friendly. Plus, our mobile application enhances your experience even further, giving you access to all these services right at your fingertips.

Financial Strength

A Committed Team

Our dedication is reflected not only in our numbers but also in our people. We take pride in having 102 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to deliver exceptional service tailored to your needs.

Investing Back into Our Community

With $96,589,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $12,168 in used auto loans and $663,965,102 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $171,291,564 in share certificates and $27,420,637 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,382,799, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $109,028,201, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,318 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Us with Your Future

Our $8,890,881 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With net shares available for lending and investments totaling $171,384,932, alongside a robust member base of 106,717, we stand ready to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Day Air is your trusted partner. Visit us at 7919 N Dixie Dr Dayton Oh 45414 or call (937) 643-2160 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,625,544 in used vehicle loans and $128,364,834 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options are designed to fit your budget.

Business Loans

For business owners looking for growth opportunities, we provide outstanding commercial loans totaling $43,033,173. These loans can help fund expansions or manage cash flow effectively so you can focus on what really matters running your business.

Credit Lines

Our total credit lines amount to $190,504,129, giving you access to funds when you need them most. This flexibility allows you to manage expenses without the stress of high-interest rates typically associated with other forms of borrowing. At Day Air Credit Union, we prioritize transparency and accessibility. You can find more details on eligibility and how to apply by visiting our website or calling us directly at 937-643-2160 during our operating hours (M-F 9 am - 6 pm; Sat 9 am - 1 pm). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,366,703, allowing you to invest in your future with confidence. If you're considering refinancing your existing mortgage, we have competitive rates that could help lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $13,770,240 in unsecured credit card loans available to assist members in effectively managing their finances. Whether it's for emergencies or daily purchases, our credit cards come with great benefits tailored for our members.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to regulatory compliance guarantees that all offers are fair and transparent. One of the key benefits of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions this means there are No Sponsored Listings in their search results. The primary goal is to provide unbiased results that users can trust. With Real-Time Rate Comparisons, users gain access to up-to-date loan rates from multiple institutions. This helps individuals make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to secure the best loan for your needs, compare real-time loan offers today at LendMesh and find the best rates available. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DAY AIR CREDIT UNION