Day Air Credit Union Beavercreek OH | Best Auto Loans & Business Banking

Introduction

At Day Air, we believe in building strong financial futures for our community members. Located at 2089 Dayton Xenia Rd, Beavercreek, OH 45434, our Beavercreek Branch has been a trusted partner since 1944. With a commitment to excellence and service, we are proud to support over 52,563 members with personalized banking solutions tailored to meet their unique needs. As a member-owned cooperative, we prioritize your financial well-being above all else. Our total assets stand at an impressive $826,097,745, reflecting our stability and the trust placed in us by our community. With $36,442,721 in deposits and a net worth of $109,028,201, we're not just another bank; we're your neighbor. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address as our branch location. We offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Our team of 109 dedicated employees, led by CEO William Burke and Board President Brian Hayes, is here to guide you through every step of your financial journey. With a commitment to transparency and community impact, we strive to make banking accessible and beneficial for everyone. Whether you're looking to save for a new car or need guidance on business loans (we currently hold a net member business loan balance of $7,069,903), our experts are ready to assist you. We invite you to explore how Day Air can help you achieve your financial goals. Feel free to reach out at 937-426-7687 or visit us online at dayair.org for more information. Let's take the next step together!

Branch History & Mission

A Rich Legacy

Located at 2089 Dayton Xenia Rd, Beavercreek, OH 45434, Day Air has become synonymous with reliability and care. As the years have passed, we've expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Each step of the way, we've focused on enhancing the member experience through community outreach and partnerships that strengthen our ties to local organizations. Our headquarters in Kettering, OH provides strong support as we continue to grow. With total assets exceeding $826 million, we are positioned not just as a financial institution but as a vital resource for our members. Whether it's facilitating simple transactions or complex business loans, our mission remains clear: to empower every member with accessible financial solutions.

Community Focus

Day Air is not just a place for banking; it's a hub for community engagement. We actively participate in local events and initiatives designed to uplift Beavercreek residents. By partnering with various organizations and offering educational workshops on financial literacy, we're dedicated to making a positive impact beyond just numbers. While you can visit us at our branch location for all your banking needs during our operating hours (Monday through Friday from 9 AM - 6 PM and Saturday from 9 AM - 1 PM), any official correspondence should be sent to our mailing address: 2089 Dayton-Xenia Rd, Beavercreek, OH 45434.

Join Us Today!

As we look forward to the future, we invite you to become part of the Day Air family. Experience firsthand how we can help you navigate your financial journey while contributing positively to the community around us. For inquiries or assistance, feel free to call us at 937-426-7687 or explore more about what we offer at dayair.org. Join us today together we can build a brighter tomorrow!

Our Mission

At Day Air, we believe that banking should be more than just transactions; it should be about building relationships. Our mission is simple yet impactful: to provide exceptional financial services while supporting the communities we serve. We strive to offer products that meet diverse needs from personal loans for families looking to consolidate debt to business loans for local entrepreneurs aiming to make their mark. We also embrace modern technology to ensure convenience for our members. With online banking options available alongside mobile payments and e-statements, managing finances has never been easier. Plus, for those who prefer face-to-face interactions, our drive-thru service offers a quick way to access essential banking without leaving your vehicle.

Branch Location & Accessibility

Convenient Access and Features

At Day Air, we understand that accessibility matters. Our branch is equipped with ADA-compliant features, including ramps to ensure everyone can easily access our services. While we currently do not offer ATM services on-site, we do have a drive-thru available for quick transactions such as deposits and withdrawals. This means you can get in and out without leaving the comfort of your vehicle! Our operating hours are designed with your busy schedule in mind. We are open from 9 AM to 6 PM Monday through Friday, and on Saturdays from 9 AM to 1 PM, so you can visit us when it's most convenient for you. Please note that we're closed on Sundays. If you need assistance outside of these hours or prefer digital banking options, we offer online and mobile banking services for your convenience.

Get in Touch

If you're looking for personalized financial services or just want to learn more about what we can offer, feel free to give us a call at 937-426-7687. Whether you're interested in opening an account or have questions about loans and mortgages, our dedicated team is here to help. We invite you to stop by the Day Air Beavercreek Branch today! Your financial well-being is our top priority, and we look forward to serving you soon!

Member Eligibility

At Day Air, we believe that everyone deserves to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or go to school in the area around 2089 Dayton Xenia Rd Beavercreek Oh 45434, you're already eligible to join us. We also extend membership to family members of existing members, making it easy for you to invite your loved ones into our caring network. With benefits like lower loan rates, personalized service, and access to a wide range of financial products, being part of Day Air means more than just banking; it's about building a brighter future together. For more details on eligibility criteria, check out our resource at https://forms.joinmycu.com/mop/227/mop3/eligibility. Ready to take the next step? Opening an account with us is straightforward and can be done online. Just visit https://loans.itsme247.com/227/home/start to get started! If you have any questions or need assistance, feel free to call us at (937) 426-7687. We're here for you every step of the way as you embark on this exciting journey with Day Air!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $136 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,033,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical tools that make daily operations smoother. Imagine easily processing payments from customers without the hassle of complicated systems. With services tailored for local businesses, we ensure you can focus on what you do best growing your company. Located at 2089 Dayton Xenia Rd Beavercreek Oh 45434, Beavercreek, OH 45434, we invite you to visit us or call (937) 426-7687 to learn how Day Air can empower your business today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. Our team can guide you through the process of securing funding so that you can focus on growing your business without worry.

Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. We understand that managing finances can be stressful, so we strive to provide solutions that fit your budget and timeline. Additionally, our credit cards come with rewards that can help you earn points on everyday purchases making every dollar work harder for you.

Drive-Thru Services

If you're in a hurry but still want to conduct basic banking transactions like deposits or withdrawals, take advantage of our drive-thru banking service. It's perfect for quick visits without needing to leave your car.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Day Air offers comprehensive online and mobile banking services. You can check your account balances, transfer funds, pay bills, and even deposit checks from the comfort of your home or on the go using our user-friendly mobile app. Plus, with features like person-to-person payments, sharing money with friends has never been easier.

Personal Banking Services

Our personal banking options are designed to simplify your financial life. With checking and savings accounts, you can easily manage your day-to-day expenses while saving for future goals. If you're thinking about buying a car, our auto loans and vehicle financing solutions make it easy to get behind the wheel of your dream vehicle. For those considering homeownership or refinancing an existing mortgage, we offer competitive mortgage loans that can help you achieve your housing dreams.

Shared Branch Transactions

As part of our commitment to accessibility, we also offer shared branch transactions for members of partner credit unions. This allows you to perform deposits and withdrawals at locations beyond just ours giving you flexibility wherever you go. At Day Air, we believe in making banking simple and accessible for everyone in Beavercreek and beyond. Whether you're visiting us at 2089 Dayton Xenia Rd Beavercreek Oh 45434, calling us at (937) 426-7687, or accessing us online at our website, we're here to support your financial needs every step of the way. Ready to start? Visit us today or check out our services online!

Digital & Online Banking

Easy Access and Real-Time Management

Stay organized with e-statements that allow you to view your account statements electronically no more waiting for paper copies in the mail! If you want to send money to friends or family, our person-to-person transfer feature lets you do that quickly and securely. And if you're out shopping, our mobile payments option means you can pay right from your phone without digging for your wallet. At Day Air, we believe that banking should be straightforward and user-friendly. With features like these, managing your accounts is not just easier but also tailored to fit seamlessly into your life. Explore all these great digital banking options today!

Key Services

With our robust online banking platform available at https://dayair.org/, you can check balances, pay bills, and transfer money with just a few clicks. Our 24/7 online banking services ensure that you have access to your account whenever you need it. Plus, our mobile application makes banking even more accessible allowing you to manage your finances right from your smartphone. Security is our top priority. We use advanced security measures to keep your information safe. For added convenience, we also provide electronic signature authorization, making it easier for you to complete transactions without the hassle of paperwork.

Financial Strength

A Solid Foundation

With a net worth of $109,028,201, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

We take pride in having 102 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $12,168 in used auto loans and $663,965,102 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Total Share Accounts stand at 106,717, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings

Members' savings are secured through $171,291,564 in share certificates and $27,420,637 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,382,799, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Earnings for Better Services

With $96,589,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operational efficiency is reflected in our $4,911,634, enabling us to continue offering competitive loan rates and solid financial products for our members.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Day Air is your trusted partner. Visit us at 2089 Dayton Xenia Rd Beavercreek Oh 45434 or call (937) 426-7687 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering any of these loan products or want to learn more about refinancing options and eligibility criteria, don't hesitate to reach out! You can contact us at 937-426-7687 or visit us during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. For performance insights and financial data on our offerings, you can refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Day Air, we are committed to helping you navigate your financial journey with ease and confidence. Explore your loan options today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,625,544 in used vehicle loans and $128,364,834 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our loan options make it easy for you to drive away satisfied.

Business Loans

For business owners, we understand the need for capital to grow and expand. Our outstanding commercial loans total $43,033,173, providing essential funding to help businesses thrive in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $54,366,703, making buying or refinancing simple. We offer competitive rates and terms designed to fit your budget. Plus, if you're looking to refinance an existing mortgage, we can help you explore your options for potentially lowering your monthly payments.

Unsecured Credit Card Loans

Managing expenses is easier with our flexible terms on unsecured credit card loans. We have helped our members with a total of $13,770,240 in loans designed to help manage finances effectively. These credit cards come with various benefits that can enhance your purchasing power while providing peace of mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate your options without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons through a robust data sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy helps users feel confident that they are getting reliable information. The benefits of using LendMesh are clear: - Verified Data: All loan offers are sourced from legitimate financial institutions, providing transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the value that many have found in using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DAY AIR CREDIT UNION - Beavercreek, OH

Compare Loan Rates Near You

Loan rates in Beavercreek, OH (45434)