Daviess County Teachers Credit Union Owensboro KY | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Daviess County Teachers Federal Credit Union, your trusted partner in financial wellness since 1971. Located at 1900 Southeastern Pkwy, Owensboro, KY 42303, we are dedicated to serving our community and providing our members with the best possible banking experience. With a strong membership base of 5,280 and total assets exceeding $63,540,348, we stand as a pillar of support for individuals and families in Daviess County. Our commitment goes beyond just numbers. Under the leadership of our CEO, Alesha Saalwaechter, and Board President Joseph Mason, we strive to create lasting relationships with our members. We offer a variety of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. While you can visit us at our branch for all your financial needs, please note that official correspondence should be sent to our mailing address: P.O. Box 1986, Owensboro, KY 42302. At Daviess County Teachers Federal Credit Union, we prioritize your financial goals. Our robust offerings include over $9,925,672 in total deposits and an impressive total loan portfolio of 3,669 loans serving various member needs. We also maintain a solid net worth of $7,786,162, ensuring stability and security for all our members. Whether you're looking to open a new account or explore financing options for your next vehicle or home project, we're here to help. You can reach us at (270) 684-8954 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Join us today and discover how Daviess County Teachers Federal Credit Union can empower you on your financial journey! For more information about becoming a member or exploring our services further, visit us online at dctfcu.com.

Branch History & Mission

Community Impact

Our impact is amplified through partnerships with local organizations and initiatives aimed at improving the quality of life in Owensboro. Whether it's sponsoring educational events or providing resources for local charities, we strive to be more than just a credit union; we aim to be a positive force in the lives of our members and neighbors. As technology evolves, so do we. Our digital banking services are designed with your convenience in mind. Enjoy online banking, mobile payments, and electronic statements that make managing your finances easier than ever before. We prioritize accessibility by ensuring compliance with ADA standards so that everyone can benefit from our services.

Join Us

We invite you to become part of the Daviess County Teachers family! Discover how our wide range of services from checking accounts to auto loans can help you achieve your financial dreams. Visit us online at Daviess County Teachers Federal Credit Union or call us at 270-684-8954 to learn more about membership eligibility or open an account today! Join us as we continue this journey together where every member matters and community comes first!

Our Mission

The heart of Daviess County Teachers lies in our mission: to empower our members through exceptional financial services while fostering a sense of community. We believe that by supporting our members' financial goals whether it's saving for a home, financing a vehicle, or managing personal debt we can also uplift the community as a whole. Our commitment extends beyond banking; we actively engage in outreach programs that enrich lives and enhance opportunities for all. While members can visit us at 1900 Southeastern Pkwy, official correspondence should be sent to P O Box 1986, Owensboro, KY 42302.

Branch Location & Accessibility

A Call to Action

We invite you to visit Daviess County Teachers Federal Credit Union today! If you have any questions or need further information, feel free to give us a call at 270-684-8954. Our team looks forward to welcoming you and helping you with all your banking needs!

Convenient Access and Amenities

At Daviess County Teachers Federal Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and accessible entrances to ensure a comfortable experience for everyone. We also offer ample parking space right outside the building, making it easy to stop in without any hassle. For your convenience, we provide drive-thru banking services for quick transactions like deposits and withdrawals. If you prefer using an ATM, rest assured that one is available on-site for your cash withdrawal and balance checking needs.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, giving you plenty of time during the week to come in and take care of your financial needs. Whether you're looking to open a new account or have questions about our loan offerings, our dedicated staff is ready to assist you during these hours.

Member Eligibility

Becoming a member of Daviess County Teachers is like joining a family that supports your financial journey. If you're someone who lives, works, or goes to school in Daviess County, you're already on the right path! We also welcome family members of existing members, which makes it even easier to share the benefits. By joining us at our friendly branch located at 1900 Southeastern Pkwy Owensboro Ky 42303, you can access a wide range of services designed just for you, from checking and savings accounts to auto loans and credit cards with rewards. Starting the membership process is simple just visit us or check out the eligibility details at http://www.dctfcu.com/become-a-member . If you have questions or need assistance, don't hesitate to call us at (270) 684-8954. Your financial well-being is our priority, and we can't wait to welcome you into our community! For more information about opening an account, visit https://apps-daviess.ns3web.com/nsloan .

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services tailored for your everyday transactions. Picture this: your customers can easily make purchases using various payment methods, all while you enjoy quick access to your funds. Our merchant services ensure that you can focus on what you do best running your business while we handle the financial transactions efficiently. For more information about how our services can benefit your business, visit us at 1900 Southeastern Pkwy Owensboro Ky 42303 in Owensboro, KY, or contact us at (270) 684-8954. Let's work together towards achieving your business goals!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to offering flexible financing solutions that can adapt as your business grows. Imagine having access to funds when you need them most whether it's for purchasing new equipment, managing cash flow, or investing in marketing strategies. We aim to empower local entrepreneurs by providing the financial resources they require to take their businesses to the next level.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we understand that managing a business is no small feat. Our Business Banking services, including Merchant Services & Business Loans, are designed to help local businesses thrive. Whether you need funding for expansion or efficient payment solutions, we've got you covered.

Connect With Us

At Daviess County Teachers, we are committed to ensuring that all our members feel valued and supported in their financial journeys. Our friendly staff is always ready to assist you with any questions or concerns. Don't hesitate to reach out at 270-684-8954 or visit us at 1900 Southeastern Pkwy Owensboro, KY 42303. Explore all the possibilities with us today! For more information about becoming a member or opening an account, visit our website or check out our membership eligibility page. Join us in making your financial dreams come true!

Credit Cards and Rewards

We also offer Credit Cards with Rewards that not only provide purchasing power but also allow you to earn points for everyday spending. Imagine using your card for groceries and then redeeming points for travel or cash back!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer comprehensive Online & Mobile Banking services. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with features like ATM & Cash Withdrawal Services, accessing your money has never been easier.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. We also provide basic ATM access for quick withdrawals and balance checks at your convenience.

Personal Banking Solutions

Navigating personal finances can be challenging, but with our Personal Banking options, it doesn't have to be. We provide various Checking & Savings Accounts designed for different lifestyles and financial goals. If you're considering purchasing a new car or need funds for an unexpected expense, our Auto Loans & Vehicle Financing make the process straightforward and accessible. For those dreaming of home ownership or wanting to refinance their existing mortgage, our Mortgage Loans & Refinancing options are crafted to help you secure the best rates available. Additionally, if you're facing debt challenges, our Personal Loans & Debt Consolidation services can help simplify your payments and reduce stress.

Digital & Online Banking

Easy Management

Managing your money has never been easier. Our digital services ensure that whether you're at home or out and about, you have real-time access to all your financial needs. Join us at Daviess County Teachers and experience the ease of modern banking designed for busy lives like yours!

Key Features

Our online banking platform offers 24/7 access, ensuring you can check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. Plus, with electronic signature authorization, signing important documents is as simple as clicking a button no need for paper or ink!

Security and Accessibility

Your safety is our priority. We implement robust security measures to protect your personal information while you manage your accounts online. You can feel secure knowing that your transactions are safe. For those on the go, our mobile application offers all the functionality of online banking right in your pocket. Want to make payments using just your phone? Our mobile payments feature lets you do just that! Plus, enjoy the convenience of e-statements, which allow you to receive your account statements electronically saving time and paper.

Financial Strength

Committed Team

We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can trust that our staff is here to assist you every step of the way.

Growing Member Base

Total Share and Deposit Accounts: 10,153, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has in us as their trusted financial partner. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Daviess County Teachers is your trusted partner. Visit us at 1900 Southeastern Pkwy Owensboro Ky 42303 or call (270) 684-8954 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $7,322,192 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvesting means that when you choose Daviess County Teachers, you're choosing a credit union dedicated to your financial success.

Secure Savings Options

Members' savings are secured through $12,562,512 in share certificates and $6,037,821 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $7,786,162, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,225 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $1,538 in used auto loans and $44,862,986 in total loans and leases. This diverse range of offerings ensures that whether you're looking for an auto loan or other financing options, we've got you covered.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $21,306,227 in used vehicle loans and $5,306,572 in new vehicle loans, helping many members get on the road comfortably and affordably. Whether you're considering a brand-new model or a reliable used car, we have options that fit your budget.

Credit Lines and Unsecured Credit Cards

For those needing flexibility in managing expenses, we provide total credit lines amounting to $14,210,000. Additionally, we offer flexible terms on unsecured credit card loans with a total of $1,637,045 available to help our members manage their finances effectively. At Daviess County Teachers, we prioritize our members' needs and strive to create lending solutions that work for you. Whether you're looking for an auto loan, a mortgage option, or an unsecured credit card loan, we are here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information on eligibility or to start your application process today, visit us online at http://www.dctfcu.com .

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,125,115, making it easier for you to invest in your future.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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DAVIESS COUNTY TEACHERS FEDERAL CREDIT UNION - Owensboro, KY