Datcu Credit Union Flower Mound TX | Best Auto Loans & Business Banking

Introduction

Welcome to Datcu, your trusted partner in financial wellness since 1936! Located conveniently at 2935 Long Prairie Rd, Flower Mound, TX 75022, we pride ourselves on being more than just a credit union; we are a community-focused institution dedicated to enhancing the lives of our members. With over 107,568 members and total assets amounting to an impressive $1,613,423,730, we have the resources and commitment to help you achieve your financial goals. At Datcu, we understand that every member's needs are unique. That's why we offer a wide range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and even business banking services. Our total deposits stand at $186,768,552, reflecting the trust our members place in us. Led by our CEO Glen McKenzie and Board President Lee Howell, our dedicated team of 245 employees is here to provide personalized support tailored to your financial journey. Whether you're looking for straightforward banking or need assistance with loans like our total loans currently reaching 65,882 we're ready to serve you. For any official correspondence, please note that our mailing address is PO BOX 827, DENTON, TX 76202. While you can always visit us at our Flower Mound location for all your banking needs. We encourage you to reach out at 972-906-8200 or explore our website at www.datcu.org for more information. Experience the Datcu difference today where community meets financial expertise!

Branch History & Mission

Community Engagement

Datcu is more than just a financial institution; we are a vital part of the Flower Mound community. We pride ourselves on our involvement in local events and initiatives that support education, health, and economic development. Whether it's sponsoring local sports teams or hosting financial literacy workshops, we strive to make a positive impact where it matters most.

Join Us Today!

We invite you to experience the benefits of membership with Datcu. With convenient operating hours Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. and services including ATM access and drive-thru banking available for your convenience, we are here to serve you! Join us today and discover how Datcu can help you achieve your financial goals while being part of a community-focused organization dedicated to your success. For more information or assistance, don't hesitate to call us at (972) 906-8200 or visit our website at datcu.org.

Our Journey

From our humble beginnings, Datcu has grown significantly, fueled by our dedication to member satisfaction and community support. We opened our Flower Mound branch at 2935 Long Prairie Rd, strategically situated near local landmarks that make it easy for members to access our services. As we expanded our reach, we also embraced technological advancements that allowed us to enhance convenience for our members through digital banking options.

Our Mission

At the core of Datcu's mission is the belief that everyone deserves access to quality financial services tailored to their needs. We focus not only on providing personal banking solutions like checking and savings accounts but also on fostering community growth through partnerships and outreach programs. Our mission statement emphasizes empowering individuals and families by offering tools for financial wellness while actively participating in local initiatives that uplift our neighborhoods. While members can visit us at 2935 Long Prairie Rd Flower Mound Tx 75022, official correspondence should be sent to PO BOX 827, Denton, TX 76202.

Branch Location & Accessibility

Comprehensive Banking Services

From checking and savings accounts to auto loans and mortgages, Datcu offers a full suite of services tailored to meet your financial needs. Our friendly team is ready to assist you with everything from simple transactions at the ATM (available right at our location) to more complex banking inquiries. While members can visit us at 2935 Long Prairie Rd Flower Mound Tx 75022, official correspondence should be sent to PO BOX 827, DENTON, TX 76202 if it's different.

Convenient Access and Features

Our branch not only offers easy access but also provides ample parking space for your convenience. We ensure that everyone can visit us without any hassle, with ADA-compliant features such as ramps and accessible entrances. Plus, if you prefer a quick banking experience, take advantage of our drive-thru service, which operates during extended hours for your convenience.

Get in Touch!

We invite you to stop by and experience the friendly service that makes Datcu a trusted name in the community. Have questions? Call us at (972) 906-8200 today, or visit our website at https://www.datcu.org/ for more information. We look forward to welcoming you soon!

Operating Hours

At Datcu, we understand that life can be busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 a.m. to 5 p.m., and Saturdays from 9 a.m. to 1 p.m. Need to use the drive-thru? It's available Monday through Friday from 8 a.m. to 6 p.m. and on Saturday until 1 p.m.

Member Eligibility

At Datcu, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. If you live, work, worship, or attend school in the area around 2935 Long Prairie Rd Flower Mound Tx 75022, you're already on the right track to becoming part of our community. We welcome everyone who meets our eligibility criteria, which you can explore in detail at http://WWW.DATCU.ORG/more/membership . Joining us means you'll have access to an array of services designed to support your financial goals, from checking and savings accounts to loans and credit options tailored just for you. Opening your account with Datcu is straightforward and friendly! Simply visit us or check out the easy-to-follow instructions available at https://www.datcu.org/loan-application . If you have any questions or need assistance, feel free to reach out to us at (972) 906-8200. We're excited to help you embark on this journey with us!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $67,485, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we provide essential merchant services that make daily operations smoother. Imagine being able to accept payments easily from customers whether they pay by card or mobile app. Our services help streamline transactions so you can focus on what matters most: growing your business. If you're ready to take the next step, visit us at 2935 Long Prairie Rd Flower Mound Tx 75022 in Flower Mound, TX, or call us at (972) 906-8200 for more information on how we can assist you today!

Comprehensive List Of Services

Accessibility and Support

At Datcu, we also prioritize accessibility. Our Basic Drive-Thru Banking allows you to conduct simple transactions without leaving your vehicle, while our ATM services enable quick cash withdrawals and balance checks whenever you need them. With friendly staff ready to assist you at every turn and a commitment to member satisfaction, we invite you to explore all that Datcu has to offer. If you're ready to take the next step in managing your finances or have questions about any of our services, please don't hesitate to call us at (972) 906-8200 or visit us during lobby hours: Monday through Friday from 9 a.m. - 5 p.m., and Saturday from 9 a.m. - 1 p.m. Join us today at Flower Mound and discover how we can help make your financial dreams a reality!

Business Banking Solutions

For our business members, we offer a variety of services including Merchant Services & Business Loans designed to support your entrepreneurial journey. Whether you need funding for expansion or tools to streamline transactions, we're here to assist.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we have invested in robust Online & Mobile Banking platforms that allow you to manage your accounts from anywhere at any time. With features like ATM & Cash Withdrawal Services, basic drive-thru banking for deposits and withdrawals, and user-friendly apps, accessing your finances has never been easier.

Loans and Credit Options

We understand that life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions tailored to help ease financial burdens. Our Credit Cards with Rewards not only provide purchasing power but also let you earn rewards on everyday spending, giving you even more value.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking services have you covered. We provide Checking & Savings Accounts that cater to different lifestyles and preferences, making it easy for you to manage your day-to-day finances. If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel with competitive rates and flexible terms. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services make the process straightforward and stress-free.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check your balance, transfer funds, and pay bills with just a few clicks. If you're looking to send money quickly to a friend or family member, our person-to-person transfer feature makes it simple and fast. Plus, you can enjoy the flexibility of mobile payments, letting you use your smartphone for transactions on the go. For those who prefer keeping track of their finances digitally, we offer e-statements that allow you to view your account statements online. This not only helps reduce paper clutter but also gives you immediate access to your financial information whenever you need it. And if you're concerned about signing documents electronically, rest assured that we provide electronic signature authorization for a secure way to finalize transactions without the hassle of printing.

Stay Connected Anytime

With our mobile application available for download, managing your money has never been easier. You can deposit checks from your phone, view recent transactions, and get real-time alerts about your account activity. Whether you're at home or out and about in 2935 Long Prairie Rd Flower Mound Tx 75022, everything you need is right at your fingertips. At Datcu, we prioritize both accessibility and security in all our digital banking services. Experience the peace of mind knowing that your information is protected while enjoying the freedom to manage your finances whenever it suits you best. Join us today and explore how our digital banking can enhance your financial journey!

Financial Strength

Commitment to Growth and Innovation

With $262,349,597 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $25,216 in used auto loans and a total of $1,329,872,844 in loans and leases.

Growing Member Base

Total Share Accounts stand at 199,613, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $74,510,347. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Datcu is your trusted partner. Visit us at 2935 Long Prairie Rd Flower Mound Tx 75022 or call (972) 906-8200 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Invested

Members' savings are secured through $318,346,433 in share certificates and $142,859,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, which highlights our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 226 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $267,513,451, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,653 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $505,987,788 in used vehicle loans and $249,644,639 in new vehicle loans already helping members get on the road. Whether you're eyeing a shiny new model or a reliable used vehicle, our team is ready to assist you through the financing process.

Credit Lines

For those who want more flexibility in their spending, our credit lines allow you to access funds when you need them most. With total credit lines amounting to $177,543,548, our solutions are designed to give you financial freedom without unnecessary stress. If you're considering refinancing any existing loans or would like to learn about eligibility options, our knowledgeable team at Datcu is here to help. You can reach us at (972) 906-8200, or visit us at our branch located at 2935 Long Prairie Rd Flower Mound Tx 75022 in Flower Mound, TX. We invite you to explore these opportunities further by visiting our website at https://www.datcu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in making your financial goals a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,934,943, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process smoothly.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $35,008,522 in loans helping members manage their finances effectively. Enjoy peace of mind with easy payment options and rewards programs tailored to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, providing peace of mind and transparency in the comparison process. - No Sponsored Listings: LendMesh prioritizes unbiased results over paid promotions. This means users can trust they are seeing all available options without any hidden agendas. - Real-Time Rate Comparisons: The platform updates loan rates in real time from multiple institutions, allowing users to make timely and informed choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulations guarantees fair and transparent offers, as all information is based on the latest results available (Source: https://www.ncua.gov ). Users can trust that the loan options they see are not only up-to-date but also reflect genuine offerings from reputable lenders.

DATCU CREDIT UNION