Datcu Credit Union Denton TX | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Datcu, your trusted financial partner located at 1155 Union Cir, Denton, TX 76203. Since our establishment in 1936, we have been dedicated to serving our community with a member-first approach. With a robust membership of over 107,568 individuals, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At Datcu, we understand that managing finances can be daunting. That's why we're here to guide you every step of the way. Our total assets exceed $1.6 billion, and with deposits totaling $186,768,552, we stand ready to support you through various financial journeys, whether it's securing an auto loan or planning for a mortgage. While members can visit us at our branch address, official correspondence should be sent to PO Box 827, Denton, TX 76202. We are committed to being transparent and approachable; feel free to reach out to us at 940-387-8585 if you have any questions or need assistance. Led by our CEO, Glen McKenzie, and Board President, Lee Howell, our team of 245 dedicated employees is here to serve you. Our commitment goes beyond just numbers; it's about building lasting relationships within our community. Join us today and discover how Datcu can help you achieve your financial goals! Visit our website at www.datcu.org for more information or start your membership journey here. We look forward to welcoming you into the Datcu family!

Branch History & Mission

Community Engagement

Our journey has been marked by strong partnerships and active community outreach. We participate in local events and initiatives that foster economic development and social well-being. It's not just about numbers; it's about making a real difference in people's lives. As we continue to evolve and adapt to the changing landscape of financial services, we invite you to join us on this journey. Explore the benefits of becoming a member at Datcu today! Experience firsthand how we can support your financial goals while building a stronger community together. For more information or inquiries, don't hesitate to contact us at (940) 387-8585 during our operating hours from 9 AM to 5 PM, Monday through Friday. We look forward to welcoming you!

Our Mission

At Datcu, our mission goes beyond just providing financial services; it's about uplifting our community. We believe in empowering our members through accessible banking options and support. With total assets reaching an impressive $1,613,423,730, we are dedicated to ensuring financial stability and growth for each member. Our services include personal banking, auto loans, mortgages, and business banking solutions tailored to meet the diverse needs of our members. We are also proud to embrace technology in serving you better. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. We strive for ADA compliance and offer various customer-centric initiatives that reflect our commitment to inclusivity.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

You can easily access our branch with ample parking available for your convenience. If you're coming by public transport, we're also situated close to several bus stops. The location is ADA-compliant, ensuring that everyone can visit us without hassle. Not far from notable landmarks like the Denton Civic Center and the University of North Texas, our branch is perfectly positioned for both residents and students alike. While members can visit us at 1155 Union Cir, official correspondence should be sent to PO Box 827, Denton, TX 76202.

Get In Touch!

We invite you to come by our branch or give us a call at 940-387-8585. Our dedicated staff is eager to welcome you and assist with all your banking needs. Experience the difference of community-focused banking with Datcu today!

Operating Hours and Services

Our friendly team is ready to serve you during lobby hours from Monday to Friday, opening at 9 AM and closing at 5 PM. We understand that life gets busy, which is why we also offer ATM services on-site for quick cash withdrawals and balance checks outside of regular hours. At Datcu, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing options, our goal is to help you achieve your financial dreams. Plus, if you have any questions or need assistance with our online or mobile banking services, don't hesitate to reach out!

Member Eligibility

At Datcu, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or attend school in the areas we serve. This means if you're part of our local community, you are likely eligible to join us! Membership comes with many advantages, including access to our wide range of financial products and services tailored to help you achieve your goals. Whether you're looking for personal loans, checking accounts, or convenient online banking options, we've got you covered. To get started on your membership journey at Datcu, just visit us at our location at 1155 Union Cir Denton Tx 76203 or give us a call at (940) 387-8585. For more detailed information about eligibility criteria, feel free to check out our website at http://WWW.DATCU.ORG/more/membership . We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $67,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify everyday operations. Imagine having the ability to accept payments quickly and securely, allowing you to focus on what matters most growing your business. Whether it's point-of-sale systems or online payment solutions, we've got you covered. Discover how Datcu can support your business journey. Visit us at 1155 Union Cir Denton Tx 76203 in Denton, TX or call us at (940) 387-8585 for more information!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer merchant services and business loans that empower you to grow your enterprise. We know how crucial it is for businesses to have access to quick funding and efficient banking tools; that's why we're here to support your journey.

Convenient Access

Whether you're visiting us in person or using our digital platforms, accessing your accounts is easy. Our branch features an ATM, giving you the ability to withdraw cash or check balances at your convenience. While we currently do not offer drive-thru service, our lobby hours from 9 AM to 5 PM on weekdays ensure we're available when you need us most.

Financial Flexibility

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We aim to help you manage those costs without adding stress to your life. Plus, if you're looking for a reliable credit card option, our credit cards with rewards offer benefits that can help you earn while you spend.

Get Started Today!

Ready to explore what Datcu has to offer? Reach out today at (940) 387-8585, or visit us online at Unt for more information on how we can assist you with all your financial needs! We're excited to help you take the next step towards achieving your financial goals.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to make informed decisions. We guide you through the mortgage process, ensuring that everything is clear and straightforward so that you can focus on making your house a home.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why our personal banking services include checking and savings accounts that cater to various preferences and goals. You can easily access your funds through our online and mobile banking, allowing you to check balances, transfer money, and pay bills from anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are designed to help you drive away with confidence. With competitive rates and flexible terms, getting into your dream car has never been easier.

Digital & Online Banking

Key Features for Your Convenience

Our online banking system allows you to view account balances, transfer funds, and pay bills all in one place. You can also set up electronic statements to keep track of your transactions without the clutter of paper. E-statements are available to help you manage your finances easily and securely, giving you peace of mind while keeping everything organized. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends and family with just a few taps on your phone. Plus, if you're always on the move, our mobile application makes it easy for you to stay connected to your accounts wherever you are. You can even make mobile payments directly from your smartphone, making checkout faster than ever.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for added protection when handling sensitive documents online. This feature ensures that your transactions are safe and secure, so you can bank with confidence. At Datcu, we aim to make banking simple and accessible for everyone. With easy-to-use tools and features tailored to fit your lifestyle, managing your finances has never been easier. Explore all that our digital and online banking services have to offer today!

Financial Strength

Commitment to Growth

With $262,349,597 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $25,216 in used auto loans and $1,329,872,844 in total loans and leases supporting members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 199,613, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $74,510,347, further showcasing our dedication to empowering you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Datcu is your trusted partner. Visit us at 1155 Union Cir Denton Tx 76203 or call (940) 387-8585 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 226 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $318,346,433 in share certificates and $142,859,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $267,513,451, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,653 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

If you're considering expanding your business, our outstanding commercial loans totaling $67,485 provide the capital needed for growth. Additionally, we have various credit lines available for those needing flexible access to funds. At Datcu, we're committed to supporting our members through every step of their financial journey. For more information on eligibility and refinancing options, feel free to reach out at (940) 387-8585 or visit us at 1155 Union Cir Denton Tx 76203 in Denton, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,987,788 in used vehicle loans and $249,644,639 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we've got financing options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,934,943, make buying or refinancing simple. We provide competitive rates and flexible terms to make your journey toward owning a home easier than ever.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans, with a total of $35,008,522 in loans helping members manage their finances effectively. These cards can help you handle unexpected expenses while giving you the freedom to spend wisely.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Every comparison is grounded in reliable information, helping you avoid misleading or outdated rates.

Key Benefits of Using LendMesh

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DATCU CREDIT UNION