Datcu Credit Union Denton TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Datcu, your trusted partner in financial well-being located at 2216 Emery St, Denton, TX 76201. Established in 1936, our credit union has grown to serve over 107,568 members with a commitment to community and personalized service. With total assets exceeding $1.6 billion, we are proud to offer a range of financial solutions tailored to meet your needs, including auto loans, mortgages, and personal banking services. At Datcu, we believe in empowering our members through financial education and support. Our dedicated team of 245 employees, led by CEO Glen McKenzie and Board President Lee Howell, is here to provide you with the guidance and resources needed for your financial journey. Whether you're looking to purchase a new vehicle or save for your dream home, we have the expertise and tools to help you succeed. While members can visit us at our branch location, official correspondence should be sent to the same address: 2216 Emery St, Denton, TX 76201. With total deposits of $186,768,552 and robust cash reserves of $7,269,241, we ensure that your funds are safe and readily accessible when you need them. We invite you to explore our website at Datcu for more information about our services or give us a call at 940-387-8585. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Community Commitment

We take pride in being more than just a bank; we are an integral part of the Denton community. Our outreach efforts include partnerships with local organizations and initiatives aimed at supporting education, health, and financial literacy programs. We understand that when our community thrives, so do we. As we look towards the future, we invite you to join us on this exciting journey. Experience the benefits of membership at Datcu, where your financial success is our priority. Visit us today or learn more about how you can become part of our growing family by calling us at (940) 387-8585 or exploring our website at https://www.datcu.org/ . Together, let's build a brighter future!

Mission Statement

Our mission is clear: we strive to empower individuals and families through exceptional financial services while fostering a sense of community. We believe that everyone deserves access to affordable banking options and educational resources to achieve their financial goals. At Datcu, we are not just here to provide loans and accounts; we are dedicated to enhancing lives through meaningful support and guidance. While members can visit us at 2216 Emery St Denton Tx 76201, official correspondence should be sent to 2216 Emery St, Denton, TX 76201 if different. Our branch is equipped with an ATM for your convenience and offers drive-thru banking services for quick transactions. Our operating hours are designed with you in mind: - Lobby Hours: - Monday - Thursday: 9 a.m. - 5 p.m. - Friday: 9 a.m. - 5 p.m. - Saturday: 9 a.m. - 1 p.m. - Drive-Thru Hours: - Monday - Friday: 8 a.m. - 6 p.m. - Saturday: 9 a.m. - 1 p.m.

Our Evolution

Since opening our doors, Datcu has focused on providing accessible financial services tailored to meet the diverse needs of our community. From our humble beginnings, we have continually evolved, expanding our range of services and adapting to the changing financial landscape. Our commitment to innovation is evident in our digital offerings that ensure convenience for all members. Whether you prefer visiting us in person or accessing your accounts online, we've made banking simple and efficient.

Branch Location & Accessibility

Operating Hours

At Datcu, we're here when you need us! Our lobby hours are from 9 a.m. to 5 p.m. Monday through Friday, and we're open from 9 a.m. to 1 p.m. on Saturdays. If you're looking for drive-thru banking, we have that too! The drive-thru operates from 8 a.m. to 6 p.m. on weekdays and 9 a.m. to 1 p.m. on Saturdays, providing flexibility for your busy schedule.

Parking and Accessibility

We understand that convenience is key. That's why we offer ample parking right outside our branch, making it hassle-free for you to stop in. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances, ensuring everyone can enjoy our services comfortably.

Services Available

When you step into our branch, you'll find friendly staff ready to assist you with various personal and business banking services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. So why wait? Visit us today at 2216 Emery St Denton Tx 76201 or give us a call at (940) 387-8585 for more information about how we can support your financial goals. We look forward to welcoming you!

Member Eligibility

Becoming a member of Datcu is like joining a welcoming family that cares about your financial well-being. If you're looking to join our community, eligibility is simple and inclusive. You can become a member if you live, work, worship, or attend school in the areas we serve. This means that whether you're in Denton or nearby, you have a place with us! Plus, being part of Datcu opens the door to an array of benefits including competitive rates on loans and personalized service tailored just for you. To get started, simply check out the detailed eligibility criteria at http://WWW.DATCU.ORG/more/membership . Once you see that you qualify, opening an account is just as easy! You can find all the necessary steps at https://www.datcu.org/loan-application . If you have any questions along the way, feel free to give us a call at (940) 387-8585. We're excited to welcome you into our community at 2216 Emery St Denton Tx 76201!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $67,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine being able to accept payments quickly and easily, giving your customers a smooth shopping experience. Our merchant services provide the tools you need to handle transactions efficiently, whether in-store or online. From credit card processing to point-of-sale systems, we have you covered so you can focus on what matters most growing your business. Visit us at 2216 Emery St Denton Tx 76201 in Denton, TX, or call us at (940) 387-8585 to explore how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For small business owners, we provide robust Business Banking services including Merchant Services & Business Loans that cater specifically to your unique needs. We understand that running a business comes with its own set of financial challenges, and we're here to help streamline those processes.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions. Check balances, transfer funds, and even pay bills from the comfort of your home or while on the go. Our ATM & Cash Withdrawal Services ensure that you have access to your money whenever you need it. With 24/7 ATM access and basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier.

Flexible Loan Options

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. Plus, our Credit Cards with Rewards offer you perks for everyday purchases, making it even more rewarding to shop smartly.

Get Started Today!

With everything from personal banking to business solutions and advanced digital banking features at Datcu, we strive to be your trusted partner in finance. If you're ready to explore how we can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at (940) 387-8585 or visit us online at Denton West. Your journey toward better financial health starts here!

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include various Checking & Savings Accounts designed to help you save more and spend wisely. Need a vehicle? Our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel of your dream car without breaking the bank. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services that can help you secure the best rates available.

Digital & Online Banking

Easy Access Anytime

Managing your account has never been simpler. With our online banking services, you can view transaction history, manage your budget, and monitor spending in real time. Whether it's checking your account balance or making an urgent transfer, everything is at your fingertips whenever you need it. At Datcu, we are committed to providing you with user-friendly digital solutions tailored to fit your lifestyle. Join us today and experience the convenience of modern banking!

Key Features for Your Convenience

With our mobile application, you can check balances, transfer funds, and pay bills right from your smartphone. Enjoy the ease of mobile payments, allowing you to make purchases quickly and securely without needing cash or cards. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. We prioritize your security with features like electronic signature authorization. This ensures that all transactions are verified and protected. You can also opt for e-statements to receive your bank statements electronically no more waiting for the mail!

Financial Strength

Committed Team Ready to Serve

We also take pride in having 226 full-time employees and 19 part-time employees dedicated to serving you with knowledge and commitment. You can always rely on our friendly team at Datcu to assist you with your banking needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Datcu is your trusted partner. Visit us at 2216 Emery St Denton Tx 76201 or call (940) 387-8585 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are in good hands at Datcu. Members' savings are secured through $318,346,433 in share certificates and $142,859,719 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits currently at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $262,349,597 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to support your financial goals effectively.

Robust Lending Capacity

Our lending capacity is another testament to our strength. With $25,216 in used auto loans and $1,329,872,844 in total loans and leases, we are here to support your financial aspirations across various sectors. Moreover, our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products tailored for you.

Solid Financial Health

With a net worth of $267,513,451, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,653 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,987,788 in used vehicle loans and $249,644,639 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles so you can find an option that fits your budget perfectly.

Credit Lines and Unsecured Loans

For those looking to manage daily expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans, with a total of $35,008,522 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $177,543,548 provide convenient access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,934,943, make buying or refinancing simple. Whether it's your first home or you're looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss eligibility options that could save you money over time. Whether it's for an auto loan or a mortgage, we can help find solutions that work for you. We invite you to visit us at 2216 Emery St Denton Tx 76201 in Denton, TX, or give us a call at (940) 387-8585 for more information about our loan offerings. Let us help you achieve your financial dreams today!

Loan Aggregator

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DATCU CREDIT UNION