At Datcu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially sound can give you peace of mind, so let's explore what makes Datcu a reliable partner for all your financial needs. With a
net worth of $267,513,451, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,653 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$318,346,433 in share certificates and
$142,859,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$262,349,597 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is clear; with
$25,216 in used auto loans and
$1,329,872,844 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even during challenging times, our operational efficiency shines through with a
net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
226 full-time employees and
19 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our net shares (funds available for lending and investments) stand at
$74,510,347, showcasing the robust foundation we have built together with our valued members. The total number of share accounts is impressive too:
199,613, illustrating the strong trust our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Datcu is your trusted partner. Visit us at 919 S Highway 377 Aubrey Tx 76227, Aubrey, TX 76227 or call us at (940) 365-0737 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.*