Dannemora Credit Union Champlain NY | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Dannemora, your trusted partner in financial services located at 10 Elm St, Champlain, NY 12919. Established in 1958, we have proudly served our community for over six decades. With a commitment to providing personalized banking solutions, we currently support more than 22,000 members who rely on us for their financial needs. At Dannemora, we understand that every member has unique goals and dreams. That's why we offer a range of services tailored to meet your personal and business banking needs. Our total assets exceed $304 million, ensuring that we are well-equipped to help you with everything from checking and savings accounts to auto loans and mortgages. With $17,785,971 in deposits and an impressive net worth of $40,184,642, you can trust us to manage your finances with care. Our leadership team is dedicated to fostering a welcoming environment. Led by CEO Christopher Hay and Board President Philip Maynard Jr, our staff of 51 employees is here to provide exceptional service and support. We believe in giving back to the community and strive to make a positive impact through our various initiatives. While members can visit us at our branch address, official correspondence should be sent to the same location: 10 Elm St, Champlain, NY 12919. If you have any questions or need assistance, don't hesitate to reach out at 518-298-8833. We invite you to explore what Dannemora can do for you visit our website at dfcu.net or stop by today! Your financial success is our priority, and we look forward to serving you.

Branch History & Mission

Our Mission

At the core of our mission is a simple belief: everyone deserves access to fair financial services that foster growth and stability. We aim to provide not just products but also guidance that helps our members make informed decisions about their finances. Our community outreach efforts include partnerships with local organizations to support various initiatives, demonstrating our dedication to giving back. While members can visit us at 10 Elm St, official correspondence should be sent to the same address as we do not maintain a separate mailing location. Our operating hours accommodate busy schedules: Monday, Wednesday, and Friday from 8:30 AM to 4:30 PM; Tuesday from 8:30 AM to 4:00 PM; and Thursday until 5:30 PM. With no drive-thru service but ample ATM availability, we ensure that you can manage your finances conveniently. We invite you to join us at Dannemora. Experience firsthand how our member-focused approach can enhance your financial journey. For more information or to become a member today, visit us online or give us a call at 518-298-8833. Together, let's build a brighter future for you and our community!

Our Story

Located at 10 Elm St, Champlain, NY 12919, Dannemora has a rich history that reflects our commitment to providing exceptional service. From humble beginnings, we have evolved into a full-service credit union that prioritizes personal relationships with our members. Our mission is not just about banking; it's about building community. We strive to offer financial solutions that empower individuals and support local growth. Our headquarters in Plattsburgh, NY, oversees our operations while ensuring that we remain deeply rooted in the Champlain area. At Dannemora, we understand the importance of accessibility and convenience. That's why we offer a range of services including personal banking, auto loans, mortgages, business banking options, and online mobile banking. Plus, with ATM availability right here at our branch, your banking needs are always within reach.

Branch Location & Accessibility

A Friendly Invitation

We invite you to stop by or give us a call at 518-298-8833 for any questions or assistance. Our team is ready to welcome you with open arms and provide personalized service tailored just for you. Come experience the difference with Dannemora!

Nearby Landmarks and Accessibility

Situated in the heart of Champlain, our branch is close to local landmarks that make it easy for you to combine errands. Just a short drive from the beautiful Lake Champlain area, our location offers plenty of parking spaces for your convenience. We also prioritize accessibility with features like ADA-compliant entrances and ramps, ensuring that everyone can access our services without difficulty.

Operating Hours and Services

Our doors are open at various times throughout the week to accommodate your busy schedule. You can visit us on Monday, Wednesday, and Friday from 8:30 AM to 4:30 PM; on Tuesday from 8:30 AM to 4:00 PM; and on Thursday from 8:30 AM to 5:30 PM. We offer a wide range of services tailored to meet your needs including personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Plus, with ATM availability right here at our branch, you can easily manage your cash withdrawal needs any time.

Member Eligibility

At Dannemora, we believe that becoming a member means joining a caring community where you can thrive financially. If you're interested in joining us, you'll be pleased to know that eligibility is quite accessible. Generally, anyone who lives, works, or attends school in the area around 10 Elm St Champlain Ny 12919 can become a member. This means you don't have to feel excluded; we're here to support you! Plus, as a member of Dannemora, you'll enjoy a range of benefits, from personalized service to competitive loan rates and savings options. Getting started is simple! To find out more about the eligibility criteria and how you can join our family, visit us at https://www.dfcu.net/about-us/become-a-member.html. Once you're ready to open an account, just follow the easy steps outlined at https://online.dfcu.net/auth/enrollment. If you have any questions or need assistance, don't hesitate to call us at (518) 298-8833. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,469,032, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In today's fast-paced environment, having reliable merchant services can set your business apart. Imagine being able to accept payments quickly and securely while managing transactions seamlessly. Our tailored merchant services help you focus on what matters most growing your business while we take care of the payment processing. Visit us at 10 Elm St Champlain Ny 12919 in Champlain, NY, or call us at (518) 298-8833 to learn more about how our business banking and commercial services can work for you. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business's financial health.

Credit Cards with Rewards

We know that every little bit counts when it comes to saving money. That's why our Credit Cards with Rewards program allows you to earn points on everyday purchases. You can turn your spending into savings, making each transaction more rewarding.

Digital Convenience

In today's fast-paced world, having access to your accounts anywhere and anytime is crucial. That's why at Dannemora, we provide robust Online & Mobile Banking features. You can easily check balances, transfer funds, and even make person-to-person payments right from your smartphone. Plus, with our ATM availability for cash withdrawals and balance checks, getting your money has never been easier. As a member of Dannemora, you can expect not just products but a relationship built on trust and understanding. We're dedicated to helping you navigate your financial journey every step of the way. If you're interested in learning more about how we can assist you or if you have any questions about our services, please don't hesitate to reach out at 518-298-8833. Visit us today or explore more about what we offer on our website: dfcu.net. Let us help you take control of your financial future!

Loans Made Easy

When it comes to financing, we understand how important it is to have options. Our Auto Loans & Vehicle Financing can help you drive away in your dream car without breaking the bank. If you're considering homeownership, our Mortgage Loans & Refinancing options can guide you through every step, making the process straightforward and stress-free. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide flexible solutions tailored to your situation.

Personal Banking

Whether you're opening your first checking account or looking to save for future goals, our Personal Banking services have you covered. We offer both Checking & Savings Accounts designed to fit different lifestyles. Imagine effortlessly managing your finances online or through our mobile app while enjoying the peace of mind that comes with competitive interest rates and low fees.

Digital & Online Banking

Key Features of Our Online Banking

One of the standout features of our online banking is the ability to view your e-statements. This means no more waiting for paper statements in the mail; everything is accessible right from your device. Plus, we offer electronic signature authorization, allowing you to sign documents securely without needing to visit the branch. Managing your money on the go is simple with our mobile application. You can make mobile payments effortlessly, whether you're out shopping or dining with friends. Need to send money quickly? Our person-to-person transfer feature makes it easy to send cash directly to family or friends, even if they bank somewhere else.

Security and Accessibility

We prioritize your security, ensuring that all transactions are safe and protected. With 24/7 online banking services available, you can monitor your accounts in real time, giving you peace of mind about your finances. Whether it's checking your balance or making a quick payment, you can do it all from the comfort of your home or while on the move. With tools like these at Dannemora, managing your financial needs has never been more accessible or secure. Experience the ease of digital banking with us today!

Financial Strength

At Dannemora, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, allowing you to focus on what truly matters your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $40,184,642, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,871,677 in share certificates and $24,672,124 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,460,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,032,465 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $2,157 in used auto loans and $202,955,192 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $876,866, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $800,091, we have ample funds available for lending and investments. Total Share Accounts stand at 38,232, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dannemora is your trusted partner. Visit us at 10 Elm St Champlain Ny 12919 or call (518) 298-8833 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,059,707 in used vehicle loans and $31,030,645 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

If you're a business owner looking for funding, our outstanding commercial loans totaling $15,469,032 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses and are here to support your journey.

Credit Lines and Unsecured Loans

For those seeking flexibility, our total credit lines amounting to $44,569,184 can help manage cash flow or cover larger purchases. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $3,687,256 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,510,217, make buying or refinancing simple. We aim to provide competitive rates and terms that work for your financial situation.

Refinancing Options

We also recognize that circumstances change. If you're interested in refinancing any of your existing loans or finding out more about eligibility options, our team is ready to assist you. We'll help you explore various solutions tailored to your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Dannemora, we prioritize transparency and clarity in all our offerings. Let us help you find the right loan product that suits your needs today!

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DANNEMORA FEDERAL CREDIT UNION - Champlain, NY

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