Dale Community Credit Union Columbus NE | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Dale Community, your trusted partner in financial services located at 2759 33Rd Ave, Columbus, NE 68601. Since our establishment in 1952, we have been dedicated to serving our community with a personal touch and a commitment to making banking easy and accessible. With a strong membership base of 2,614 individuals, we pride ourselves on being more than just a credit union; we are a supportive community that believes in helping each other thrive. At Dale Community, we manage total assets of $29,633,943 and offer various services tailored to meet your needs from checking accounts to auto loans and personal loans. Our members benefit from total deposits amounting to $550,970, reflecting the trust and confidence you place in us. We are also proud of our net worth of $3,870,302, ensuring stability and security for all our members. Led by our experienced CEO Eric Nystrom and Board President Ron Miksch, our team is here to guide you through every step of your financial journey. With just 5 dedicated employees, we ensure personalized service that makes you feel valued. Whether you're looking for financing options or simply need advice on managing your money, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 2759 33rd AVE, Columbus, NE 68601. Feel free to reach out by calling us at 402-564-3253 or faxing us at 402-562-5936 during our lobby hours from 8 AM to 5 PM Monday through Friday. We invite you to explore how Dale Community can support your financial goals. Visit us today or check out our website at dalecu.com for more information about our services!

Branch History & Mission

Community Engagement

Dale Community Credit Union is more than just numbers; it's about people and relationships. We actively engage in community outreach programs that support local initiatives and promote financial literacy. Through partnerships with various organizations, we strive to uplift those around us and create a brighter future for all. Our commitment extends beyond traditional banking hours; we're open Monday through Friday from 8:00 AM to 5:00 PM. Although we don't currently offer ATM or drive-thru services, our shared service center provides essential transactions for partner credit union members, ensuring convenience for those who need it. We are proud of our digital advancements too offering online and mobile banking services so you can manage your finances anytime and anywhere.

Join Us

As we continue to grow and adapt, we invite you to become part of the Dale Community family. Experience personalized service, competitive rates, and a commitment to making your financial dreams come true. Reach out today at 402-564-3253 or visit us online at dalecu.com. Together, let's build a brighter future!

Our Mission

At Dale Community Credit Union, our mission is straightforward: to improve the financial well-being of our members while supporting the local community. We believe that everyone deserves access to fair and responsible banking solutions. This principle drives us to offer competitive rates on savings and loans while maintaining a strong focus on member service. We aim not just to be a financial institution but a trusted partner in achieving your goals. Whether you're looking for auto loans, mortgage refinancing, or personal banking solutions, we're here every step of the way. Our member-centric approach ensures that your needs are at the forefront of everything we do. While members can visit us at 2759 33Rd Ave, official correspondence should be sent to 2759 33rd AVE, Columbus, NE 68601 if different.

Branch Location & Accessibility

Welcome to Dale Community, your friendly credit union located at 2759 33rd Ave in beautiful Columbus, NE. Nestled conveniently in Platte County, our branch is easy to find and accessible for all members of the community. If you're looking for a reliable place to handle your banking needs, you've come to the right spot! While members can visit us at 2759 33rd Ave, official correspondence should be sent to the same address. Our branch is located near several local landmarks, making it a familiar stop for those who live or work nearby. We prioritize convenience, ensuring that parking is available and our facilities are fully compliant with ADA standards, allowing easy access for everyone. At Dale Community, we understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or business services, our dedicated staff is here to help you every step of the way. While we currently do not have ATM services or drive-thru banking available at this location, we are part of a shared service center network. This means that if you're a member of another participating credit union, you can complete basic transactions like deposits and withdrawals right here. Have questions? Feel free to give us a call at 402-564-3253. We invite you to visit us at Dale Community and experience how we can support your financial journey!

Member Eligibility

At Dale Community, we believe that everyone deserves a chance to belong to a supportive community that prioritizes your financial well-being. If you're looking to join our family, becoming a member is both simple and welcoming! To qualify, you generally need to live, work, worship, or attend school in the Columbus area. This means if you're part of our vibrant community, you're already on your way to enjoying all the benefits of membership. For detailed eligibility criteria, feel free to check out this link. Joining us opens up a world of opportunities from personalized banking solutions like checking and savings accounts to loans tailored just for you. Once you're ready to start your journey with us, opening an account is a breeze! You can find all the information you need by visiting our account opening page at this link. If you have any questions or need assistance, don't hesitate to reach out to us at (402) 564-3253. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine a seamless way to process payments and manage transactions. Our merchant services provide just that streamlined solutions to help you accept payments easily, whether in-store or online. This means more time for you to focus on what matters: growing your business. Located at 2759 33Rd Ave Columbus Ne 68601, Columbus, NE, our team is ready to assist you with personalized service and expert advice. Reach out today at (402) 564-3253 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $356,693, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're looking to buy a car, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. We understand that purchasing a vehicle is a significant investment, and we aim to provide competitive rates and flexible terms. Picture driving off in your new car while knowing you've secured an affordable loan tailored just for you.

Business Banking

For our members who own businesses, we offer specialized services under Business Banking. This includes Merchant Services & Business Loans designed to help entrepreneurs thrive. From managing cash flow to securing funding for growth, we're here for all your business needs.

Convenient Services

In addition to these offerings, we provide essential services like ATM & Cash Withdrawal Services and basic shared branch transactions, which allow members of partner credit unions to conduct deposits and withdrawals conveniently. Our goal is always ease of access and convenience. We invite you to explore how these services can benefit you personally or professionally. For more information about what we offer at Main Office, feel free to reach out by calling us at (402) 564-3253 or visit us in person! Your financial journey starts here, and we're excited to be part of it!

Credit Cards

With our Credit Cards with Rewards, not only can you make purchases with ease, but you'll also earn rewards along the way. This means that every time you swipe your card, you're working towards benefits that can enhance your lifestyle.

Home Loans

When it comes to buying a home, we offer Mortgage Loans & Refinancing options to help you find the perfect fit for your financial situation. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Personal Banking

Whether you are opening your first checking account or saving for a big purchase, our personal banking services have you covered. We offer Checking & Savings Accounts that come with user-friendly online and mobile banking options, making it easy to manage your finances on the go. Imagine being able to check your balance or transfer funds from anywhere our digital banking features make this possible!

Personal Loans

For those unexpected expenses or plans that require extra cash, our Personal Loans & Debt Consolidation services can provide the support you need. Life can throw surprises at us think home repairs or medical bills and having a reliable source of funding makes all the difference.

Digital & Online Banking

24/7 Access

With our 24/7 online banking services, you're never far from your financial information. Whether it's early morning or late at night, your account is just a click away. This level of accessibility ensures that you have real-time control over your finances whenever you need it.

Key Services

Our online banking platform at https://dalecu.com/ offers a user-friendly interface that makes it simple to check balances, pay bills, and transfer funds. You can also enjoy the benefits of e-statements, allowing you to receive your account statements electronically no more waiting for mail or worrying about lost paperwork. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. For those who prefer mobile banking, our dedicated mobile application provides a seamless experience right from your smartphone. You can manage your accounts with ease while on the go. If you ever need to send money to friends or family, our person-to-person transfer feature makes it fast and straightforward.

Security First

We prioritize your security by employing top-notch measures to protect your personal information. Our digital banking tools are designed not only for convenience but also for peace of mind. You can bank confidently knowing that we have safeguards in place. Discover how easy banking can be with the digital services offered at Dale Community! Join us today and take advantage of all the features we provide to help you manage your money effortlessly.

Financial Strength

Dedicated Team

We take pride in having 5 full-time employees and no part-time employees at this branch. Our team is always ready to serve you with knowledge and dedication.

Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Trust

Total Share and Deposit Accounts stand at 4,549, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dale Community is your trusted partner. Visit us at 2759 33Rd Ave Columbus Ne 68601 or call (402) 564-3253 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $5,860,123 in share certificates, offering stable and rewarding financial growth opportunities. Although we have no money market shares at this time, our commitment remains to provide excellent saving options tailored for our members.

Operational Efficiency

Despite facing challenges with a net income of $-247,447, our operational efficiency enables us to remain committed to offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $4,117,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach empowers us to continuously improve our offerings.

Strong Capital Foundation

Our net worth ratio of $1,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability allows us to focus on what matters most serving you.

Supporting Your Financial Goals

With $503 in used auto loans and $21,006,385 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a vehicle or finance other needs, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,482,409 in used vehicle loans and $1,373,727 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget. Plus, refinancing options are available if you're looking to lower your monthly payments or tap into your vehicle's equity.

Business Loans

For business owners, our outstanding commercial loans totaling $356,693 provide the capital needed to grow and expand. We understand how crucial it is for businesses to have reliable funding sources; that's why we work closely with local entrepreneurs to help them thrive. At Dale Community located at 2759 33Rd Ave Columbus NE 68601, our dedicated staff is ready to assist you with all your lending needs. Feel free to reach out at 402-564-3253 during our lobby hours from 8 AM to 5 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,118,007, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll ever make. That's why our team is here to guide you through every step of the process to ensure you find the best solution for your unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently we have $0 in unsecured credit card loans outstanding, we provide options that help members manage their finances effectively when they need access to cash quickly.

Loan Aggregator

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DALE COMMUNITY FEDERAL CREDIT UNION - Columbus, NE

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