Dakotaland Credit Union Woonsocket SD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dakotaland, your trusted partner in financial well-being, located at 719 E 7th St Ste 2, Woonsocket, SD 57385. Since our establishment in 1935, we have proudly served our community and helped over 40,264 members achieve their financial goals. With assets totaling an impressive $658,664,712, we are dedicated to providing personalized services tailored to your needs. At Dakotaland, we understand that every member's journey is unique. Our team of 180 employees, led by CEO Ryan Goehner and Board President Lance Howe, is committed to offering a wide range of financial products. From checking and savings accounts to auto loans and mortgages, we strive to empower you with the tools necessary for success. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 719 E 7th St Ste 2, Woonsocket, SD 57385. We take pride in our transparent operations, with total deposits amounting to $77,168,706 and a net worth of $65,314,480. We encourage you to explore our services further on our website at www.dakotalandfcu.com. Whether you're looking for personal loans or business banking solutions, we are here for you every step of the way. Feel free to call us at 605-796-4186 during our operating hours from 8:30 AM to 5:30 PM on weekdays. Join the Dakotaland family today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Looking Ahead

In an increasingly digital world, Dakotaland remains committed to providing modern conveniences like online banking and mobile payments, ensuring that every member can manage their finances easily and securely. We invite you to join Dakotaland Credit Union today! Experience firsthand how we prioritize your needs while helping you achieve your financial goals. Together, let's build a brighter future for ourselves and our community. If you have any questions or want more information about becoming a member, please don't hesitate to call us at 605-796-4186 or visit our website at Dakotaland FCU.

Our Journey

Located at 719 E 7th St Ste 2, our branch stands as a testament to our commitment to the people of Sanborn County. From humble beginnings, we've embraced change and innovation while remaining true to our mission: to provide exceptional financial services and support for our members' dreams. As we evolved, we've introduced various services tailored to meet the diverse needs of our community. From personal banking options like checking and savings accounts to loans for vehicles and homes, we strive to empower every member with the tools they need for financial success.

Our Mission

At Dakotaland, our mission goes beyond just providing financial products; it's about enhancing lives within our community. We believe in fostering strong relationships with our members while making a positive impact through community outreach initiatives. We are proud to participate in local events and partner with organizations that help uplift those around us. While members can visit us at 719 E 7th St Ste 2, official correspondence should be sent to 719 E 7th St Ste 2, Woonsocket, SD 57385. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM for drive-up services and 9:00 AM to 4:00 PM for lobby access.

Branch Location & Accessibility

Get in Touch!

We're excited to help you achieve your financial goals! If you have questions or need more information about our services, feel free to give us a call at 605-796-4186. Come visit us today at the Dakotaland Woonsocket Branch where your financial well-being is our top priority!

Nearby Landmarks and Accessibility

Our branch is situated close to local landmarks that make it a breeze to stop by. If you're near Woonsocket's City Park or the local library, you're just a few minutes away from accessing our services. We prioritize accessibility for everyone; our building complies with ADA standards and features ramps for easy entry. Parking is available right outside our branch, so you won't have to worry about finding a spot. Whether you're visiting for personal banking or business services, you'll find us ready and waiting.

Operating Hours and Services

At Dakotaland, we value your time. Our lobby hours are Monday through Friday from 9:00 AM to 4:00 PM. If you need assistance earlier in the day, our drive-up service is open from 8:30 AM to 5:30 PM on weekdays for added convenience. We offer a variety of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Plus, you can manage your finances online or through mobile banking whenever it suits you.

Member Eligibility

At Dakotaland, we believe that becoming a member is like joining a supportive family where everyone has a voice and a stake in our community. If you're wondering whether you can become part of our vibrant group, we're here to help! Membership is open to those who live, work, or worship in certain areas, as well as their family members. This means that if you're connected to our community in any of these ways, you can take advantage of all the benefits we offer. Plus, being a member gives you access to lower loan rates, higher savings yields, and personalized service that makes your banking experience truly special. For full details on eligibility requirements, feel free to check out our website at https://www.dakotalandfcu.com/membership/member-advantages/education/buyers-guide . When you're ready to open an account and join us at Dakotaland, the process is simple and welcoming. Just visit us at 719 E 7Th St Ste 2 Woonsocket Sd 57385, or give us a call at (605) 796-4186 for more information. You can also find all the forms you need to get started by visiting https://www.dakotalandfcu.com/forms . We can't wait to welcome you into our credit union family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $669 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,972,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your payment processing. Our merchant services allow you to accept payments seamlessly, giving your customers more ways to shop with you. This not only enhances customer experience but also helps boost your sales. Explore how Dakotaland can be a part of your success story. Visit us at 719 E 7Th St Ste 2 Woonsocket Sd 57385, Woonsocket, SD, or call us at (605) 796-4186 to learn more about our business banking and commercial services today!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're considering a new car, our auto loans and vehicle financing options make it easy for you to drive away in the vehicle of your dreams. We offer competitive rates and flexible terms that can be customized to suit your budget. Our friendly staff is here to walk you through the process so you feel confident every step of the way.

Business Banking Support

For local entrepreneurs, our business banking services include merchant services and business loans that cater specifically to small businesses. We understand the unique challenges faced by local businesses and are committed to providing solutions that help them thrive.

Credit Cards with Rewards

Our credit cards with rewards not only provide purchasing power but also allow you to earn points on everyday spending. Whether it's groceries or gas, using one of our cards means you can enjoy perks like cash back or travel rewards.

Easy Access with Digital Features

We know convenience is key for our members, which is why we offer robust features like ATM & cash withdrawal services, even though we don't have ATMs at this branch. You can still manage your finances easily through online platforms. With features like mobile payments and person-to-person transfers, handling transactions has never been simpler. At Dakotaland in Woonsocket, located at 719 E 7Th St Ste 2, we're dedicated to ensuring all members have access to quality financial products that suit their needs. For questions or assistance with any of our services, feel free to give us a call at 605-796-4186. Join us today! Visit Dakotaland's website for more information on how we can support your financial journey.

Home Financing Options

Thinking about purchasing a home? Our mortgage loans and refinancing solutions provide various options that fit different financial situations. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better terms, we have dedicated loan officers ready to assist you.

Personal Banking Solutions

For those managing day-to-day finances, our personal banking services include checking and savings accounts that are tailored to fit your lifestyle. Imagine being able to easily access your funds anytime through our online and mobile banking platforms. You can check your balance, transfer money, or pay bills right from your smartphone or computer making banking not only convenient but also efficient.

Personal Loans for Various Needs

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation services come into play. If you're facing high-interest debt or need funds for a special project, our personal loans offer a straightforward solution with manageable repayment plans.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, ensuring that you can check your balance, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you have real-time access to your account information. Plus, with our mobile application, managing your finances is even simpler. You can download it and carry the bank right in your pocket! We also prioritize your security. Our electronic signature authorization feature allows you to sign important documents securely online without needing to visit a branch. This means less hassle and more time for the things you enjoy.

Pay on the Go

Don't forget about our mobile payments feature! You can use your smartphone to make purchases directly from your account, streamlining how you handle everyday expenses. In short, Dakotaland provides a comprehensive suite of digital banking services tailored to fit your lifestyle. Whether you're looking for convenience or security, we've got you covered every step of the way! Explore all these features today by visiting us at https://www.dakotalandfcu.com/ .

Simplified Transactions

Sending money to friends or family? With our person-to-person transfer feature, it's quick and easy. Just a few taps on your smartphone, and you're done! And if you prefer paperless transactions, our e-statements keep all of your financial information organized while being eco-friendly.

Financial Strength

Capital Foundation

Our net worth ratio of $991 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We understand that financial strength builds trust, and we're here to provide that assurance.

Lending Capacity

With $7,294 in used auto loans and $438,402,962 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This capability allows us to meet the diverse needs of our community while fostering an environment of mutual growth.

Member Savings Security

Members' savings are secured through $202,127,323 in share certificates and $106,200,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $61,073,332 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to growth ensures that we remain a trusted partner in your financial journey.

Trustworthy Banking Relationship

Total Share and Deposit Accounts: 83,760, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakotaland is your trusted partner. Visit us at 719 E 7Th St Ste 2 Woonsocket Sd 57385 or call (605) 796-4186 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,947,595 in used vehicle loans and $12,003,909 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek sedan or a rugged SUV, our team is here to assist you every step of the way.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $56,972,933 provide essential funding for various business needs. We understand the challenges of running a business and are committed to supporting local enterprises. If you're considering refinancing any existing loans or want to learn more about eligibility options available at Dakotaland, don't hesitate to reach out. Our knowledgeable staff is ready to guide you through the process and help you find the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have questions about any of our loan products or want to explore how we can assist you further, feel free to call us at 605-796-4186 or visit us at 719 E 7th St Ste 2 Woonsocket SD 57385. Your financial journey starts here!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,435,513, make buying or refinancing simple. We strive to provide competitive rates and flexible terms tailored to your unique situation.

Unsecured Credit Card Loans

Managing expenses has never been easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $5,508,807 in loans helping members manage their finances effectively. This option allows you to tackle unexpected costs without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for consumers. By working only with verified lenders, LendMesh guarantees that all loan comparisons reflect current market conditions and accurate rates.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that put you first. - Real-Time Rate Comparisons: You have access to up-to-date loan rates from multiple institutions at your fingertips, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and credibility of this tool. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DAKOTALAND FEDERAL CREDIT UNION