Dakotaland Credit Union Mitchell SD | Best Auto Loans & Business Banking

Introduction

Welcome to Dakotaland at our Mitchell Branch, your trusted partner in financial success since 1935. Located conveniently at 301 S Ohlman St, Mitchell, SD 57301, we have proudly served our community for decades, building strong relationships with over 40,264 members who rely on us for their banking needs. At Dakotaland, we believe in the power of community and strive to provide you with personalized banking solutions. With total assets reaching an impressive $658,664,712 and total deposits of $77,168,706, our financial stability allows us to offer competitive rates on loans and savings accounts. We currently manage a robust loan portfolio with 21,833 loans and leases, supporting our members' dreams from auto purchases to home ownership. Our dedicated team of 180 employees, led by CEO Ryan Goehner and Board President Lance Howe, is committed to ensuring that you receive exceptional service every time you visit us or connect with us online. We offer a range of services including personal banking, business loans, mortgage financing, and convenient online banking options. While members can visit us at our branch location, official correspondence should be sent to the same address: 301 South Ohlman Street, Mitchell, SD 57301. For any inquiries or assistance, feel free to call us at 605-996-4431. Join us today as we continue to empower our members and strengthen the community we cherish. Visit our website at Dakotaland FCU to explore more about our services and how we can assist you in achieving your financial goals!

Branch History & Mission

Community Focus

Dakotaland remains committed to serving the Mitchell area with a customer-first approach. We take pride in partnering with local organizations for community outreach initiatives aimed at making a positive impact on those around us. Whether it's sponsoring educational programs or participating in local events, we believe in contributing to the growth and well-being of our neighbors. As we look toward the future, Dakotaland continues embracing digital advancements to enhance member experience while ensuring ADA compliance across all platforms. Our online and mobile banking services offer convenience without compromising security.

Join Us

We invite you to become part of the Dakotaland family! Experience firsthand how we can help you achieve your financial goals while being an active participant in your community's growth. Connect with us today by calling (605) 996-4431 or visiting our website at Dakotaland FCU. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, Dakotaland has focused on providing exceptional financial services tailored to meet the diverse needs of our community. Our journey is marked by significant milestones, including expanding our range of services to include personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. We are proud to support local families and businesses alike through our commitment to financial education and accessibility.

Our Mission

Our mission at Dakotaland is clear: to empower our members by offering quality financial products while nurturing a spirit of community support. We believe that everyone deserves access to safe and affordable financial services. With this in mind, we strive to create an environment where our members feel valued and understood. We are dedicated not only to enhancing their financial well-being but also to giving back through various outreach programs that strengthen the communities we serve. While members can visit us at 301 S Ohlman St Mitchell Sd 57301, official correspondence should be sent to 301 South Ohlman Street, Mitchell, SD 57301. Our branch is equipped with modern conveniences such as ATM availability and drive-thru banking services for added convenience. We operate Monday through Friday from 9:00 AM to 4:00 PM for lobby hours and extend drive-up service until 5:30 PM.

Branch Location & Accessibility

Accessibility and Features

Our branch offers ample parking and is fully accessible, ensuring everyone can easily reach us without any hassle. Whether you're stopping by to open an account or discussing loan options, our staff is here to assist you with a smile. If you're in a hurry, take advantage of our drive-thru banking service, available Monday through Friday from 8:00 AM to 5:30 PM. You can quickly make deposits or withdrawals without leaving your vehicle.

Operating Hours

We understand that life can get busy, which is why we offer flexible lobby hours from 9:00 AM to 4:00 PM on weekdays. This allows you to drop by at a time that works best for your schedule.

Services Offered

At Dakotaland, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got what you need to manage your finances effectively. And don't forget about our ATM availability enjoy quick cash access whenever you need it! While members can visit us at 301 S Ohlman St Mitchell Sd 57301, official correspondence should be sent to 301 South Ohlman Street, Mitchell, SD 57301.

Visit Us Today!

We invite you to stop by the Dakotaland Mitchell Branch today! Whether you're looking for financial advice or just want to chat about how we can help with your banking needs, we're here for you. Give us a call at (605) 996-4431 if you have any questions or need assistance before your visit. We look forward to serving you!

Member Eligibility

At Dakotaland, we believe that becoming a member is like joining a close-knit community where you can feel supported and valued. If you're looking to take advantage of our various financial services, you'll be happy to know that eligibility is open to anyone who lives, works, or worships in the areas we serve. We also welcome family members of current members! This means that whether you're just starting out or looking for better financial options, you have a place here with us at Dakotaland. Opening an account is straightforward and designed to make your experience as smooth as possible. You can find all the details about our eligibility criteria by visiting this link. If you're ready to get started, check out the account opening information here. Should you have any questions or need assistance, feel free to give us a call at (605) 996-4431. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's competitive market, efficient payment solutions can set your business apart. Our merchant services offer everything from credit card processing to point-of-sale systems, making transactions easier for you and your customers. Imagine serving your customers quickly and efficiently while keeping track of sales data in real-time; that's what we provide at Dakotaland. Visit us at 301 S Ohlman St Mitchell Sd 57301, Mitchell, SD, or call us at (605) 996-4431 to learn how our business banking solutions can help you thrive.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $669 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,972,933, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're an entrepreneur or run a small business, our business banking services, including merchant services and business loans, will give you the tools needed to thrive. We know how hard it can be to manage cash flow and grow your operations; that's why we're here to assist every step of the way.

Credit and Rewards

At Dakotaland, we also offer credit cards with rewards that allow you to earn points on everyday purchases. Imagine traveling or treating yourself with the benefits you gain from your spending! Our credit card program is designed not just for convenience but also to reward you for being a valued member.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking features let you manage your accounts right from your smartphone or computer. You can check balances, transfer funds, and even make person-to-person payments with ease. Plus, we have ATMs available for quick cash withdrawals and balance checks just another way we ensure you have access when you need it most.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, our ATM service provides straightforward access for all your basic banking needs. We invite you to explore these services further by reaching out at 605-996-4431 or visiting us at the branch during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM in the lobby and until 5:30 PM at the drive-thru. At Dakotaland in Mitchell, SD, we're committed to making banking easier for you! Don't hesitate reach out today or visit us online at Dakotaland FCU to learn more about how we can assist you on your financial journey!

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options to simplify your life. Open a checking or savings account with us and enjoy easy access to your funds anytime. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you drive away in the car of your dreams. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with personalized support throughout the process. And if unexpected expenses arise, our personal loans and debt consolidation services are designed to help you navigate through tough times without added stress.

Digital & Online Banking

Easy Access

Whether you're at home or on the go, our mobile payments feature lets you make transactions effortlessly. No need to carry cash or cards simply use your smartphone for quick payments at participating merchants. All these features combine to give you real-time management of your accounts while ensuring convenience and accessibility. Experience the modern way of banking at Dakotaland where technology meets personal service!

Key Services

Our online banking services allow you to view your account balances, make transfers, and pay bills with just a few clicks. Want to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds quickly and securely. Plus, with our mobile application, you have all these tools right in your pocket!

Security and Convenience

Security is our top priority. That's why we offer electronic signature authorization, so you can sign documents digitally without the hassle of printing or mailing them. You can also choose e-statements for easy access to your financial records while reducing paper clutter. Enjoy peace of mind knowing that your sensitive information is protected.

Financial Strength

A Team You Can Rely On

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Commitment to Growth

With $61,073,332 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,294 in used auto loans and a total of $438,402,962 in loans and leases.

Growing Together

Total Share Accounts stand at 83,760, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0 net shares, which means we focus entirely on ensuring every dollar works hard for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakotaland is your trusted partner. Visit us at 301 S Ohlman St Mitchell SD 57301 or call 605-996-4431 to learn more about how we can help you achieve your financial goals.

Our Financial Health

With a net worth of $65,314,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Members

Members' savings are secured through $202,127,323 in share certificates and $106,200,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,947,595 in used vehicle loans and $12,003,909 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can drive away with confidence. If you're considering refinancing your existing auto loan, we have options available to help lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $56,972,933 provide the capital needed to grow and expand. Whether you're looking to purchase equipment or need working capital for daily operations, we are here to support your business aspirations. Our team at Dakotaland, located at 301 S Ohlman St Mitchell Sd 57301 in Mitchell, SD, is dedicated to helping you find the right loan product that fits your unique needs. Feel free to reach out at (605) 996-4431 during our operating hours from 9:00 AM to 4:00 PM - Lobby M-F and 8:00 AM to 5:30 PM - Drive Up M-F. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the first step towards reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,435,513, make buying or refinancing simple. We offer personalized service to guide you through the process and ensure that you understand every step along the way. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,508,807 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making it easier for you to handle unexpected expenses without added stress.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees fair and transparent offers for all users. By partnering with reputable financial institutions, LendMesh verifies that all loan offers presented are legitimate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Take control of your financial future today by comparing real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DAKOTALAND FEDERAL CREDIT UNION