Dakotaland Credit Union Huron SD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dakotaland, your trusted financial partner located at 2297 Kansas Ave Se, Huron, SD 57350. Since our establishment in 1935, we have been dedicated to serving our community and fostering strong financial relationships with our members. With a robust membership of over 40,264 individuals, we pride ourselves on offering tailored services that meet the diverse needs of our community. At Dakotaland, we understand that every member's journey is unique. That's why we provide a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our total assets stand at an impressive $658,664,712, which reflects our commitment to stability and growth for our members. With total deposits amounting to $77,168,706 and a net worth of $65,314,480, Dakotaland remains well-positioned to support your financial aspirations. Our leadership team, led by CEO Ryan Goehner and Board President Lance Howe, is dedicated to ensuring that you receive exceptional service every time you visit or reach out to us. While members can visit us at 2297 Kansas Ave Se, official correspondence should be sent to the same address. We encourage you to explore our website at www.dakotalandfcu.com for more information about our offerings or call us at 605-352-2845 during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday. Join us in building a brighter financial future together! Whether you're looking for loans or investment advice, Dakotaland is here for you every step of the way.

Branch History & Mission

Join Us

As Dakotaland continues its journey toward a brighter future for Huron and its residents, we invite you to join us. Experience the benefits of being part of a credit union that puts its members first. Visit us at 2297 Kansas Ave SE or check out our website at Dakotaland for more information on how you can become a member today! Together, let's build a strong financial foundation for our community.

Our Mission

At Dakotaland, our mission is simple yet impactful: to provide exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to affordable banking options that can help them achieve their financial goals. From personal checking accounts to auto loans and mortgages, we aim to meet diverse financial needs with integrity and care. We also understand the importance of giving back. Our community outreach initiatives focus on supporting local organizations and events that uplift those around us. By partnering with schools, charities, and local businesses, we strive to make a difference beyond just banking. As we embrace modern advancements in technology, we remain committed to accessibility for all members. Our digital services include online banking and mobile payments that enhance your banking experience while ensuring compliance with ADA standards.

Branch Location & Accessibility

Call or Visit Us Today!

While members can visit us at 2297 Kansas Ave SE, official correspondence should be sent to the same address for mailing. If you have questions or need assistance, don't hesitate to give us a call at 605-352-2845. We look forward to welcoming you into our branch and helping you with all your financial needs!

Convenient Access and Amenities

At Dakotaland, we understand that accessibility is essential. Our branch features ADA-compliant facilities, ensuring everyone can easily access our services. Ample parking is available right outside our doors, making your visit hassle-free. If you prefer the convenience of drive-thru banking, we've got you covered with our dedicated drive-thru service for quick transactions. For those who need cash on the go, our ATM is readily available for withdrawals and balance checks, providing added convenience whenever you need it.

Friendly Hours of Operation

We are open Monday through Friday from 8:00 AM to 5:00 PM, so you can plan your visit according to your schedule. Whether you're stopping by before work or during your lunch break, we are here to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

At Dakotaland, we believe that becoming a member means joining a close-knit community where your financial goals are supported and celebrated. If you're looking to join us at our branch located at 2297 Kansas Ave Se Huron Sd 57350, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, or worships in our area can become a member. We also extend membership to family members of existing members, making it easier for you and your loved ones to take advantage of our fantastic services. For the most current and detailed eligibility criteria, feel free to visit our website at https://www.dakotalandfcu.com/membership/member-advantages/education/buyers-guide. Joining is simple! You can easily open an account with us by visiting https://www.dakotalandfcu.com/forms. If you have any questions or need assistance during the process, don't hesitate to call us at (605) 352-2845. We're here to help you every step of the way as you embark on this journey with Dakotaland.

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $669 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,972,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to make transactions easier for you and your customers. Imagine being able to accept payments quickly and securely, whether online or in-person. This means happier customers and a smoother operation for your team. At Dakotaland, we're here to ensure you have the tools needed to thrive in today's competitive market. Visit us at 2297 Kansas Ave Se Huron Sd 57350 in Huron, SD, or give us a call at (605) 352-2845 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Accessibility and Support

At Dakotaland, we're proud to offer both basic ATM access and drive-thru services to cater to all member needs. Whether it's checking your balance or completing simple transactions, we strive to make banking as accessible as possible. If you're ready to explore what we have to offer or have any questions about our services, don't hesitate to give us a call at (605) 352-2845. We invite you to visit us at 2297 Kansas Ave Se Huron Sd 57350 in Huron, SD, where our friendly team is eager to assist you in achieving your financial goals. Join us today and discover how we can help enhance your financial journey!

Credit Cards and Business Banking

Don't forget about our credit card offerings! With Credit Cards with Rewards, you can earn points on your purchases while enjoying the convenience of cashless transactions. It's a simple way to make your spending work for you. For entrepreneurs and small business owners, Dakotaland offers comprehensive Business Banking services. From merchant services that streamline payment processing to tailored business loans that help fund your growth, we're here to support your ventures every step of the way.

Digital Banking Convenience

We understand that life gets busy, which is why our Online & Mobile Banking features are designed for ease and convenience. Access your accounts from anywhere at any time with just a few taps on your phone or clicks on your computer. Our ATM & Cash Withdrawal Services ensure that you can access cash whenever you need it, while basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking services stand out. You can open checking and savings accounts that suit your lifestyle, helping you save for future goals or manage everyday expenses easily. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier than ever to drive away in the car you want. Homeownership is within reach with our Mortgage Loans & Refinancing services. We guide you through every step of the process, ensuring that you understand your options and find the best fit for your budget. Additionally, if you face unexpected expenses or wish to consolidate debt, our Personal Loans & Debt Consolidation services are designed to provide relief and financial flexibility.

Digital & Online Banking

Accessibility and User-Friendly Experience

With our dedicated mobile application, accessing your accounts has never been easier. You can download it today and enjoy all the features right from your smartphone. Whether you're making person-to-person transfers or simply checking recent transactions, everything is designed for ease of use. At Dakotaland, we prioritize security while ensuring that our services are user-friendly. You can feel confident knowing that your information is protected as you manage your finances in real-time. In summary, Dakotaland offers an array of digital banking services tailored to meet your needs making banking not just convenient but also enjoyable. Visit us at https://www.dakotalandfcu.com/ to learn more about how you can take advantage of these modern banking solutions!

Key Features

Our online banking platform is packed with features that make it simple for you to manage your accounts. Need to check your balance or transfer money? It's all right at your fingertips. Plus, with our electronic signature authorization, you can sign documents securely without the hassle of printing or mailing them. For those who prefer a paperless approach, we offer e-statements that provide a quick way to view your financial information while helping the environment. You can also enjoy the convenience of mobile payments, allowing you to pay directly from your phone perfect for those busy days when you're on the go.

Financial Strength

A Solid Foundation

With a net worth of $65,314,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $61,073,332 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $7,294 in used auto loans and $438,402,962 in total loans and leases available for you.

Efficient Operations

Our $2,603,323 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

With total share accounts numbering 83,760, we demonstrate a strong and growing member base that trusts us with their finances. This growing community allows us to strengthen our offerings continually. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakotaland is your trusted partner. Visit us at 2297 Kansas Ave Se Huron Sd 57350 or call (605) 352-2845 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $202,127,323 in share certificates and $106,200,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Loan Options

For those considering business ventures or expansions, our outstanding commercial loans totaling $56,972,933 provide the capital needed to grow and expand your business. We are dedicated to supporting our local economy and helping entrepreneurs succeed. If you're interested in any of these loan offerings or want more information about refinancing options available at Dakotaland, don't hesitate to reach out. You can contact us at 605-352-2845 or visit us at 2297 Kansas Ave Se Huron Sd 57350 during our operating hours from 8:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the first step towards your financial goals today by exploring our loan options!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,947,595 in used vehicle loans and $12,003,909 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,435,513, make buying or refinancing simple. We work closely with our members to ensure they understand their options and can choose the best path forward for their housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,508,807 in loans helping members manage their finances effectively. Our credit cards come with benefits that make them an excellent option for both everyday purchases and unexpected expenses.

Loan Aggregator

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DAKOTALAND FEDERAL CREDIT UNION - Huron, SD

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