Dakotaland Credit Union Huron SD | Affordable Auto Loans & ATM Services

Introduction

Welcome to Dakotaland, your trusted financial partner since 1935! Located at 321 Dakota Ave N, Huron, SD 57350, we are proud to serve a vibrant community of over 40,264 members. At Dakotaland, we understand that managing your finances is more than just numbers it's about building relationships and creating a brighter future for you and your family. With total assets of $658,664,712, we stand strong in our commitment to provide you with personalized services that meet your unique needs. Our offerings include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. As a member-owned credit union, every dollar you deposit contributes to the growth and stability of our cooperative community. Our CEO, Ryan Goehner, along with Board President Lance Howe, leads a dedicated team of 180 employees who are here to assist you every step of the way. Whether you're looking to secure financing or simply want to manage your accounts conveniently online, we have you covered. Our branch also features an ATM and drive-thru services for added convenience. While members can visit us at 321 Dakota Ave N, official correspondence should be sent to the same address. If you have any questions or need assistance, please don't hesitate to call us at 605-353-8733 during our lobby hours from 8:00 AM to 5:30 PM on weekdays. At Dakotaland, we believe in giving back to our community and making a positive impact in the lives of our members. Join us today and experience the difference of being part of a credit union that truly cares. To learn more about our services or open an account online, visit us at Dakotaland FCU. Your financial journey starts here!

Branch History & Mission

Community Focus

In addition to our robust offerings like drive-thru banking and ATM availability for easy access to your funds, we strive for inclusivity by ensuring ADA compliance across all facilities. This dedication extends to our digital platforms where members can enjoy features such as e-statements and person-to-person payments. While you can visit us at our branch location for personalized service during our operating hours Monday through Friday from 8:00 AM to 5:30 PM you can also reach us anytime at 605-353-8733 for assistance or inquiries.

Join Us!

As we look forward to the future, we invite you to become part of the Dakotaland family. Experience firsthand the benefits of being a member of a credit union that truly cares about its community. Visit us today or check out more information on our website at Dakotaland FCU. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Dakotaland has continually evolved to meet the changing needs of our members. We began as a small group focused on helping each other save and borrow money wisely. As our membership grew, so did our services. Today, we manage total assets exceeding $658 million, reflecting our commitment to sound financial practices and member satisfaction. Our journey is marked by key milestones, including the expansion of our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and even business banking solutions. The introduction of modern conveniences like online banking and mobile payment options ensures that our members can access their finances anytime and anywhere.

Our Mission

At Dakotaland, our mission is simple yet profound: to empower our members with exceptional financial services while fostering strong community ties. We believe in providing not just loans and accounts but also education and resources that help our members achieve their financial goals. Whether you are looking to buy your first car or need assistance with debt consolidation, we are here to guide you every step of the way. We also take pride in giving back to the community through various outreach programs and partnerships with local organizations. Supporting local initiatives is an integral part of who we are at Dakotaland.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. We offer ample parking right outside the entrance, making it easy to pop in for a quick transaction. If you're using mobility aids, you'll appreciate our ADA-compliant features, including ramps that ensure everyone can access our services comfortably. At Dakotaland, we understand that your time is valuable. That's why we have both lobby hours and drive-thru services available Monday through Friday from 8:00 AM to 5:30 PM. Whether you prefer to step inside and chat with our friendly staff or use the drive-thru for quick transactions, we've got you covered.

Services Tailored to You

As a member of Dakotaland, you'll enjoy a variety of banking options tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgages, we are here to help you manage your finances efficiently. Plus, with ATM availability on-site, accessing cash is easier than ever. While you can always reach out by phone at 605-353-8733 for any inquiries, we encourage you to visit us in person! Experience the welcoming atmosphere of our Huron North Branch today. If you need to send official correspondence, feel free to use our mailing address 321 Dakota Ave N, Huron, SD 57350 as well. We look forward to seeing you soon at Dakotaland!

Member Eligibility

At Dakotaland, we believe that becoming a member is like joining a close-knit family that truly cares about your financial well-being. If you're looking to unlock a world of personalized service and exceptional benefits, you're in the right place! To become a member, you'll need to meet some simple eligibility criteria. Essentially, if you live, work, or worship in our community, you're likely eligible to join us. We welcome individuals from all walks of life, and we're here to support you with tailored financial solutions. For more detailed information on the eligibility requirements, feel free to check out this helpful resource: https://www.dakotalandfcu.com/membership/member-advantages/education/buyers-guide. Getting started is easy! Once you know you're eligible, you can open an account by visiting us at our branch located at 321 Dakota Ave N Huron Sd 57350 or conveniently online through this link: https://www.dakotalandfcu.com/forms. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (605) 353-8733. Join Dakotaland today and experience the many advantages of being part of our community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $669 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,972,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers quickly and securely. With our merchant services, you can do just that! Whether it's credit card processing or mobile payments, we provide tools that make transactions smooth. This means you can focus more on serving your customers while we handle the financial side. Located at 321 Dakota Ave N Huron Sd 57350 in Huron, SD, we're dedicated to making banking easy for local businesses. Call us today at (605) 353-8733 to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

Accessibility is important to us! We have an ATM available for quick withdrawals and balance checks whenever you need it. Additionally, our basic drive-thru banking allows for simple transactions such as deposits and withdrawals without leaving your car. At Dakotaland, we strive to create an inviting environment where financial well-being is achievable for everyone. If you have questions about any of our services or want to explore how we can help you reach your goals, please call us at 605-353-8733 or visit us today! Join us at Dakotaland where your financial success is our top priority!

Business Banking

For our entrepreneurial members, we have tailored solutions under our business banking services. From merchant services that streamline transactions to business loans that fuel growth, we're committed to supporting local businesses in Huron and beyond.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, transfer funds, pay bills, and even send money directly to friends through our person-to-person payment service.

Loans & Credit

Need extra cash for unexpected expenses? Our personal loans and debt consolidation services can help ease financial stress by offering manageable repayment plans. Plus, our credit cards with rewards not only simplify purchases but also give you benefits for using them!

Personal Banking

We offer a variety of personal banking options that make managing your finances easy and convenient. Our checking and savings accounts are designed to fit different lifestyles, helping you save while also providing easy access to your funds. If you're thinking about buying a new car, our auto loans and vehicle financing programs can help you get behind the wheel with competitive rates and flexible terms. For those looking to invest in a home, we provide mortgage loans and refinancing options that can make homeownership a reality.

Digital & Online Banking

Accessibility Made Easy

Whether you're at home or out and about, our digital banking services are designed with you in mind. The user-friendly interface means that even those who aren't tech-savvy can navigate with ease. You'll have real-time access to all your accounts, making it easier than ever to keep track of your finances. In summary, at Dakotaland, we're committed to offering modern banking solutions that blend security with simplicity. Visit us online at https://www.dakotalandfcu.com/ today and discover how our digital and online banking services can make managing your money easier than ever!

Key Features for Your Convenience

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your phone or clicks on your computer are all it takes! Speaking of convenience, our mobile application brings all these features right to your fingertips. With the app, you can manage your accounts on the go, making banking as easy as checking your messages. Security is a top priority for us at Dakotaland. We utilize electronic signature authorization for transactions, ensuring that your information remains safe while providing a smooth experience. You can also take advantage of mobile payments, which allow you to make purchases directly from your phone no need for cash or cards.

Financial Strength

At Dakotaland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a robust financial position, ensuring that your assets are safe and sound. With a net worth of $65,314,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $202,127,323 in share certificates and $106,200,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,073,332 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $7,294 in used auto loans and $438,402,962 in total loans and leases, supporting members' financial goals across various sectors. Our efficient operations reflect in our $2,603,323, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $0, your trust translates into tangible benefits. The growing trust of our community is evident with a total of 83,760 share and deposit accounts. This shows a strong member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakotaland is your trusted partner. Visit us at 321 Dakota Ave N Huron Sd 57350 or call (605) 353-8733 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Dakotaland, we understand that life brings opportunities and challenges that often require financial support. Whether you're considering a new vehicle, looking to buy your first home, or managing day-to-day expenses, our diverse loan products can help you achieve your goals. With over 21833 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are designed to get you on the road with confidence. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,947,595 in used vehicle loans and $12,003,909 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,435,513, make buying or refinancing simple. We also cater to business owners with outstanding commercial loans totaling $56,972,933, providing the capital needed to grow and expand. In addition to these offerings, we also provide flexible terms on unsecured credit card loans. With a total of $5,508,807 in unsecured credit card loans helping members manage their finances effectively, you can rely on us for your everyday needs as well. If you're interested in refinancing your existing loans or want to explore eligibility options, our team is here to assist you every step of the way. For more information about our loan products and how they can work for you, please visit us at our branch located at 321 Dakota Ave N Huron Sd 57350, or give us a call at 605-353-8733. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Dakotaland, we're committed to providing clear and practical solutions tailored to your financial journey.

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DAKOTALAND FEDERAL CREDIT UNION - Huron, SD

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