Dakotaland Credit Union Huron SD | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Dakotaland, your trusted partner in financial services, located at 1371 Dakota Ave S, Huron, SD 57350. Since our establishment in 1935, we have been dedicated to supporting the community of Huron and its surrounding areas with reliable banking solutions. With over 40,264 members, we pride ourselves on being more than just a credit union; we are a cornerstone of the community. At Dakotaland, we understand that every member has unique financial needs. That's why we offer a variety of services including personal and business banking options, auto loans, mortgage loans, and credit cards that reward your spending. Our total assets stand strong at $658,664,712, with $77,168,706 in deposits and a net worth of $65,314,480. These figures reflect our commitment to stability and security for all our members. Our leadership team is here to guide you through your financial journey. Under the direction of our CEO, Ryan Goehner, and Board President Lance Howe, we aim to provide exceptional service and support tailored to your needs. With a dedicated staff of 180 employees, we're ready to assist you whether you visit us in person or connect through our convenient online services. While members can visit us at our branch address for their banking needs, official correspondence should be directed to the same mailing address: 1371 Dakota Ave S, Huron, SD 57350. If you have questions or need assistance, feel free to reach out at 605-352-2845. Join us today and discover how Dakotaland can help you achieve your financial goals. Visit us online at dakotalandfcu.com or stop by the branch we look forward to serving you!

Branch History & Mission

Community Commitment

Our commitment extends into the heart of Huron through community outreach initiatives and partnerships designed to uplift those around us. We believe in giving back because when our community thrives, we all succeed together. As we move forward into the future, we invite you to join us on this exciting journey. Whether you're looking for reliable banking options or seeking advice on managing your finances better, Dakotaland is here for you every step of the way. We encourage potential members to experience firsthand the benefits of joining Dakotaland. Reach out today at 605-352-2845 or explore more about us at Dakotaland FCU. Let us help you achieve your financial dreams!

Our Journey

Dakotaland was founded with a simple but powerful vision: to provide accessible financial services tailored to the needs of our members. As we look back on our journey, we see a rich history marked by milestones that have shaped who we are today. From expanding our range of services to introducing innovative digital banking solutions, each step has been guided by our mission to empower individuals and families in achieving their financial goals. Our branch's location is not just about an address; it's about being part of the vibrant Huron community. We're conveniently situated near key landmarks and easy-to-reach spots, making it simple for you to visit us during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM for lobby access and extended hours for drive-thru service from 7:30 AM to 6:00 PM.

Our Mission

At Dakotaland, our mission goes beyond providing financial services; it's about supporting our community. We strive to foster economic growth while ensuring that our members feel valued and understood. Our team is dedicated to offering personalized assistance across various products be it personal banking, auto loans, mortgages, or business banking solutions. We understand that every member's journey is unique. That's why we've embraced technology like online banking and mobile payments while ensuring compliance with ADA standards so everyone can access our services easily. Additionally, with ATM availability and drive-thru banking options, convenience is at your fingertips.

Branch Location & Accessibility

Welcome to the Dakotaland Huron Main Branch, conveniently located at 1371 Dakota Ave S in Huron, SD! Our branch is nestled in the heart of Beadle County, making it easy for you to access all your banking needs. Whether you're near the bustling downtown area or just passing through, our friendly team is here to assist you. At Dakotaland, we know how important accessibility is for our members. Our branch features ample parking and ADA-compliant facilities, including ramps and wide entrances, ensuring everyone can visit us comfortably. If you prefer banking from your car, we also offer drive-thru services, open Monday through Friday from 7:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. While members can visit us at our main address for their banking needs, please note that official correspondence should be sent to the same address: 1371 Dakota Ave S, Huron, SD 57350. Our operating hours are designed with your convenience in mind. The lobby is open Monday through Friday from 9:00 AM to 4:00 PM, making it easy for you to stop by during your day. If you need quick access outside of lobby hours, our ATM is available for cash withdrawals and balance checks whenever you need it. As a member of Dakotaland Credit Union, you'll enjoy a range of services tailored just for you from personal checking and savings accounts to auto loans and credit cards with rewards. We're committed to providing exceptional service that fits your lifestyle. We invite you to stop by or give us a call at 605-352-2845 to learn more about how we can support your financial journey. Come visit us at the Dakotaland Huron Main Branch we look forward to welcoming you!

Member Eligibility

At Dakotaland, we believe in fostering a welcoming and supportive community for all our members. Joining us is an exciting step toward enjoying a range of financial services tailored just for you! To become a member, you'll need to meet some basic eligibility criteria. If you live, work, worship, or attend school in the Huron area, you're already on the right track! We also welcome family members of existing members. For more detailed information about eligibility requirements, feel free to check out this resource: Member Eligibility. Once you've confirmed your eligibility, opening an account with us is straightforward and hassle-free. You can start the process by visiting our website here: Account Opening. If you have any questions or need assistance, don't hesitate to reach out at (605) 352-2845. We're here to help you every step of the way as you join our wonderful community at Dakotaland, located at 1371 Dakota Ave S Huron Sd 57350.

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $669 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,972,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

In addition to loans, we offer comprehensive merchant services tailored to help you manage payments effortlessly. Imagine being able to accept credit card payments easily at your storefront or online streamlining operations and improving customer satisfaction. Our services ensure you can focus on what you do best: running your business. Located at 1371 Dakota Ave S Huron Sd 57350 in Huron, SD, we invite you to explore how Dakotaland can support your business journey. Contact us at (605) 352-2845 to learn more about our offerings!

Comprehensive List Of Services

Accessing Our Services

Whether you're stopping by for basic drive-thru banking like deposits or withdrawals or using our ATMs for quick access to cash, we're committed to making banking as simple as possible for you. If you'd like to learn more about how we can assist you with these financial services or have specific questions, don't hesitate to reach out! Call us at (605) 352-2845, or visit us at http://www.dakotalandfcu.com. We're excited to help you achieve your financial goals!

Business Banking Services

For small business owners, Dakotaland offers specialized services like merchant services and business loans. We understand the unique needs of businesses in our community and strive to support their growth through tailored financial solutions.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Need to check your balance? Make transfers? Pay bills? It's all just a few taps away on our user-friendly app. Plus, with our ATM and cash withdrawal services, accessing your money has never been easier.

Financial Assistance & Credit Options

Life can throw unexpected challenges your way, which is where our personal loans and debt consolidation services come into play. We aim to provide support when you need it most by offering flexible loan options that help manage your financial obligations effectively. Plus, our credit cards come with rewards that allow you to earn while you spend.

Personal Banking Solutions

When it comes to personal banking, we've got you covered! Whether you're looking for a new checking or savings account, our options are designed to fit various lifestyles and financial goals. Imagine having a checking account that not only simplifies your everyday transactions but also helps you save for future endeavors. Our savings accounts offer competitive rates that can help you reach your savings targets quicker. If you're thinking about getting a new car or refinancing an existing loan, our auto loans and vehicle financing can make the process smooth and easy. Picture driving off in your dream car with affordable monthly payments tailored just for you. Additionally, if home ownership is on your mind, we offer mortgage loans and refinancing options that can simplify the path to your new home.

Digital & Online Banking

Key Features

Our online banking platform provides real-time account management, allowing you to check balances, make transfers, and pay bills with just a few clicks. Whether you're on the go or relaxing at home, our user-friendly interface makes it simple to manage your finances. For those who prefer using their smartphones, our mobile application is available for download, giving you the flexibility to bank from the palm of your hand. Plus, you can make mobile payments effortlessly perfect for quick purchases or splitting costs with friends through our person-to-person transfer feature. Security is a top priority at Dakotaland. We utilize electronic signature authorization to keep your transactions safe and secure. You can also opt for e-statements, which not only help reduce paper waste but also make it easier to access your financial documents whenever you need them. In addition to these features, our commitment to convenience means you can enjoy all these services without the hassle of waiting in line. With everything available online or through our app, you have the freedom to manage your money on your terms. Join us at Dakotaland and experience the ease of digital banking today!

Financial Strength

Committed Workforce

We also take pride in having 176 full-time employees and 4 part-time employees who are dedicated to serving you with knowledge and commitment. This strong workforce helps ensure that our branches are always ready to assist you when needed.

Conclusion: Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakotaland is your trusted partner. Visit us at 1371 Dakota Ave S Huron Sd 57350 or call (605) 352-2845 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us. We hold $202,127,323 in share certificates and $106,200,109 in money market shares, providing you with stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $61,073,332 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident through our extensive lending portfolio, which includes $7,294 in used auto loans and $438,402,962 in total loans and leases.

Strong Financial Health

With a net worth of $65,314,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,947,595 in used vehicle loans and $12,003,909 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles.

Credit Lines

For those who want flexibility in their borrowing options, our total credit lines amount to $315,116,750. This service provides peace of mind by allowing you access to funds when needed without the hassle of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $23,435,513, ensuring that you have the support needed for one of life's biggest investments.

Refinancing Options

If you're considering refinancing your current loan or mortgage to take advantage of lower rates or improve your financial situation, we can help! Our team is ready to discuss eligibility options tailored specifically for your needs. At Dakotaland, we're committed to providing you with transparent and supportive service every step of the way. Our friendly staff is available to answer any questions you may have about our loan offerings or the application process. Feel free to reach out at 605-352-2845 during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM for lobby service and from 7:30 AM to 6:00 PM for drive-up services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all that Dakotaland has to offer and take control of your financial future today!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. We currently have $5,508,807 in unsecured credit card loans helping members manage their finances effectively. With competitive interest rates and no hidden fees, you can keep your budget on track while enjoying financial freedom.

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DAKOTALAND FEDERAL CREDIT UNION - Huron, SD

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