Dakotaland Credit Union Aberdeen SD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dakotaland, your trusted partner in financial well-being, located at 224 6th Ave SE Ste 1, Aberdeen, SD 57401. Established in 1935, we have been dedicated to serving our community for decades. With a strong membership base of over 40,264 members, we pride ourselves on being more than just a credit union; we're a family committed to supporting each other. At Dakotaland, we understand that financial decisions can be daunting. That's why our team is here to guide you through every step, from opening a new checking account to securing a loan for your dream car. We currently manage total assets of $658,664,712, with loans totaling 21,833 and deposits reaching $77,168,706. These figures reflect our commitment to fostering financial stability and growth for our members. Our leadership team, led by CEO Ryan Goehner and Board President Lance Howe, is dedicated to ensuring that every member receives personalized service tailored to their unique needs. Whether you're visiting us during lobby hours or utilizing our drive-thru services, you can expect a warm welcome and expert assistance. While members can visit us at our branch location in Aberdeen, official correspondence should be sent to the same address: 224 6th Ave SE Ste 1, Aberdeen, SD 57401-6129. Ready to take the next step towards achieving your financial goals? Call us at 605-225-7711 or explore our website at Dakotaland for more information on how we can help you thrive financially!

Branch History & Mission

Community Focus

Our dedication goes beyond numbers; it's about people. With over 180 employees ready to assist you, we ensure every interaction is personalized and focused on your unique needs. We offer modern conveniences such as online banking, mobile payments, and ATM services available right here in Aberdeen. As we continue this journey together with you, we invite you to experience what makes Dakotaland special. Join us today and become part of a credit union that truly values its members and strives for excellence every day! If you're interested in learning more about membership or opening an account, please visit our website at Dakotaland or call us at (605) 225-7711. Your future starts here!

Mission Statement

At Dakotaland, our mission is clear: to provide exceptional financial services while fostering a sense of belonging among our members. We believe that everyone deserves access to reliable financial resources that can enhance their lives. By supporting local initiatives and engaging in community events, we aim to make a positive impact on those around us. While members can visit us at 224 6Th Ave Se Ste 1 Aberdeen Sd 57401, official correspondence should be sent to 224 6th Ave SE Ste 1, Aberdeen, SD 57401-6129. Our operating hours are convenient for all: Monday through Friday from 8:00 AM to 5:00 PM in the lobby and extended drive-thru hours from 8:00 AM to 5:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays.

Our Journey

The journey of Dakotaland began with a simple yet powerful idea: to provide accessible financial services that empower individuals to achieve their goals. From our humble beginnings, we have continuously evolved to meet the changing needs of our community. Located at 224 6th Ave SE Ste 1 in Aberdeen, SD, our branch is not just a place for banking; it's a hub for financial education and community engagement. We understand that our members' needs are diverse. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our commitment extends beyond traditional banking; we strive to create partnerships within the community through outreach programs and educational initiatives.

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. The branch is equipped with ADA-compliant features, including ramps and designated parking spaces. Our drive-thru service is also available for those who prefer to bank from their vehicle.

Call Us Today!

We invite you to visit our branch or give us a call at (605) 225-7711. Our friendly staff is ready to assist you with whatever you need. Join our community at Dakotaland today your trusted partner in finance!

Convenient Location

Located near several local landmarks, our branch is just a short drive from popular spots like the Aberdeen Recreation and Cultural Center. This makes it easy for you to stop by while running errands or enjoying a day out in the city.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 4:00 PM for lobby services, and you can take advantage of our drive-thru services from 8:00 AM to 5:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. We know that your time is valuable, and we're here to accommodate your schedule as best as we can.

Services Offered

At Dakotaland Aberdeen Branch, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our ATM available on-site, accessing cash has never been easier.

Member Eligibility

At Dakotaland, we believe that everyone deserves to be part of a welcoming and supportive community. Becoming a member is easier than you might think! If you live, work, or worship in our local area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We're here to help you thrive financially with a range of services tailored just for you. For more detailed eligibility criteria, feel free to check out our resource at https://www.dakotalandfcu.com/membership/member-advantages/education/buyers-guide . Once you're ready to take the next step, opening an account with us is simple! Just visit the link provided here: https://www.dakotalandfcu.com/forms to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (605) 225-7711. We can't wait to welcome you into the Dakotaland family!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $669 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,972,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without worrying about payment processing. Our merchant services make transactions easy, allowing you to focus on what matters most growing your enterprise. From point-of-sale solutions to online payment systems, we help streamline operations so you can serve your customers better. Visit us at 224 6Th Ave Se Ste 1 Aberdeen Sd 57401 in Aberdeen, SD, or give us a call at (605) 225-7711 to explore how our business banking and commercial services can support your vision!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, our business banking services include merchant services and business loans. We know running a business requires access to the right tools and support; that's why we aim to empower local businesses with flexible financing options and reliable banking solutions.

Credit Cards

We also offer credit cards with rewards that allow you to earn while you spend. Whether it's cashback on groceries or travel points for your next vacation, our credit card options provide benefits that make every purchase worthwhile.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Dakotaland, we offer robust online and mobile banking features. You can easily manage your accounts from anywhere whether it's checking balances, transferring funds, or making payments all from the comfort of your smartphone or computer. Plus, with our ATM services available around town for cash withdrawals and balance checks, accessing your money has never been easier.

Drive-Thru & ATM Services

For those who prefer traditional banking methods, our basic drive-thru service allows you to handle deposits, withdrawals, and simple transactions without leaving your car. And if you're on-the-go? Our ATMs are available for quick access when you need cash in hand. At Dakotaland, we strive to make every aspect of banking smooth and straightforward for our members in Aberdeen, SD. If you're ready to explore these services further or have any questions about how we can assist you financially, don't hesitate to reach out! Call us at 605-225-7711 or visit us online at dakotalandfcu.com. Your financial well-being is our priority!

Home Financing

When it comes to homeownership, we understand the importance of making informed decisions. Our mortgage loans and refinancing options are designed to help you secure the best rates possible, whether you're buying your first home or looking to refinance an existing loan. Picture settling into your dream home with peace of mind knowing you've made a sound financial choice.

Personal Banking

Our personal banking services are tailored to help you manage your finances effectively. Whether you're looking to open a checking or savings account, we offer options that fit your lifestyle. Imagine having a dedicated space for your funds, where you can easily track your spending and save for future goals. Our auto loans and vehicle financing make purchasing that new car simpler than ever. With competitive rates, you can drive off with confidence knowing you're getting a great deal.

Personal Loans

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation solutions can be a lifesaver. If you find yourself needing extra funds for a big purchase or managing multiple debts, we're here to help streamline your finances.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts. Whether you're checking your balance or transferring funds, you can do it all with just a few clicks. Plus, with electronic signature authorization, signing documents is quick and hassle-free no need for paper or trips to the branch. E-statements are another feature you'll love. They help you stay organized while being environmentally friendly. You can easily view and download your statements whenever you need them. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and instant no more waiting for checks to clear! And if you're on the go, our mobile application lets you handle all your banking needs from the palm of your hand. You can even make mobile payments effortlessly, turning your smartphone into a wallet.

Security and Accessibility

At Dakotaland, security is a top priority. We ensure that all transactions are protected, giving you peace of mind while you bank online. Our user-friendly interface makes navigating through different services a breeze, whether you're tech-savvy or just starting out. We aim to make banking accessible for everyone. With real-time account management, you'll always know where your money is and how it's being used. No more guesswork just straightforward banking designed for today's busy lifestyles. Explore our digital offerings today at https://www.dakotalandfcu.com/ and see how Dakotaland is committed to making your banking experience easier and more enjoyable!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 83,760, showing a strong and growing member base that trusts us with their finances. This trust translates into our ability to manage funds effectively while continuously improving our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakotaland is your trusted partner. Visit us at 224 6Th Ave Se Ste 1 Aberdeen Sd 57401 or call (605) 225-7711 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 4 part-time employees dedicated to providing exceptional service.

Member-Focused Savings

Members' savings are secured through $202,127,323 in share certificates and $106,200,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $61,073,332 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $7,294 in used auto loans and $438,402,962 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $65,314,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $991 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,947,595 in used vehicle loans and $12,003,909 in new vehicle loans already helping members get on the road. We cater to all types of borrowers with flexible terms and competitive rates.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $56,972,933 provide the capital needed to expand operations or invest in new ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $23,435,513, we provide support for those ready to invest in their future through property ownership.

Refinancing Options

If you're considering refinancing your current loans for better terms or lower rates, reach out to us for eligibility options tailored just for you. We're here to help you navigate these choices effectively. Our branch is located at 224 6Th Ave Se Ste 1 Aberdeen SD 57401, and we're just a phone call away at 605-225-7711. For more information about our loan offerings or to start your application process today, visit our website at Dakotaland. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing transparency and support as you take these important steps toward achieving your financial goals.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,508,807 in loans helping members manage their finances effectively. This option provides an excellent way to handle unexpected expenses or consolidate existing debt without putting up collateral.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous sourcing process means users can trust that they are viewing legitimate loan offers without hidden agendas.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can feel confident in the accuracy of the information you receive. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach ensures that all users have access to the same level of information when comparing loans. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly changing rates, having access to real-time data can save borrowers both time and money. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DAKOTALAND FEDERAL CREDIT UNION