Dakota West Credit Union Washburn ND | Best Auto Loans & Business Banking

Introduction

Welcome to Dakota West, your trusted financial partner in the heart of Washburn, ND. Established in 1941, our credit union has been dedicated to serving the community for over 80 years. Located at 1187 Border Lane, we pride ourselves on providing exceptional personal and business banking services tailored to meet your needs. At Dakota West, we understand that our members are the cornerstone of our success. With a thriving membership base of 7,333 individuals, we work hard to ensure that every member feels valued and supported. Our commitment is reflected in our impressive total assets of $319,340,733 and total deposits reaching $25,182,862. We aim to empower you with financial products like auto loans, mortgages, and credit cards designed with your best interests in mind. We're proud of our leadership team, guided by CEO Jeff Meyer and Board President Joy Brew, who share a vision of growth and community enhancement. Under their stewardship, we've achieved a remarkable net worth of $42,210,601, ensuring stability and trust for our members. While you can reach us at our branch for all your banking needs, any official correspondence should be sent to our mailing address: PO Box 1187, Washburn, ND 58577. Our friendly staff is available Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM to assist you with anything you need. We invite you to explore how Dakota West can help you achieve your financial goals. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. Feel free to give us a call at 701-462-8187 or visit us online at www.dakotawestcu.com today!

Branch History & Mission

Join Us Today!

As we look forward to the future, we invite you to become part of the Dakota West family. Experience firsthand how we blend tradition with innovation to serve your financial needs better. Together, let's build a brighter future for our community! For more information about joining us or exploring our services, visit Dakota West's website.

Our Evolution

Since opening our doors more than eight decades ago, Dakota West has continually adapted to meet the needs of our members. We have embraced technological advancements while maintaining a personal touch that defines our service. From offering basic banking services to providing auto loans, mortgage financing, and business loans, we have expanded our offerings to support every stage of life. Our commitment to excellence extends beyond financial services; it encompasses community engagement and outreach as well. We understand that true success means investing in the places we serve. That's why we partner with local organizations to support educational initiatives and community development projects.

Our Mission

At Dakota West, our mission is clear: we are dedicated to providing superior financial services while fostering a sense of belonging within our community. We aim to empower our members through accessible banking options that include online banking and mobile payments, ensuring they have the tools they need at their fingertips. Additionally, we offer drive-thru banking for convenience and ATM access for those on the go. We believe in making banking easy and inclusive for everyone. Whether you're saving for a dream vacation or looking for ways to finance your small business, we're here to provide guidance and support every step of the way. While members can visit us at 1187 Border Lane Washburn Nd 58577, official correspondence should be sent to PO Box 1187, Washburn, ND 58577. If you're curious about what we can do for you or want to explore membership options further, don't hesitate to reach out at (701) 462-8187.

Branch Location & Accessibility

Accessibility Features

At Dakota West, we prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and ample parking spaces to ensure a smooth visit for all members. We want you to feel comfortable and welcome every time you step through our doors.

Contact Us

Have questions or need assistance? Feel free to give us a call at 701-462-8187. Our team is always ready to help! We invite you to stop by the Dakota West Cu-Washburn Branch today where your financial well-being is our top priority.

Operating Hours

Our friendly staff is here to assist you Monday through Friday from 8:00 AM to 5:00 PM, and on Saturdays from 8:30 AM to 12:00 PM. We understand that life can be busy, so we're committed to being available when you need us most.

Services Offered

When you visit us, you'll find a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, we offer convenient ATM access and drive-thru banking for quick transactions. If you're a member of another credit union, don't forget about our shared services which allow for basic deposits and withdrawals right here at our branch. While members can visit us at 1187 Border Lane, official correspondence should be sent to PO Box 1187 in Washburn if needed.

Member Eligibility

At Dakota West, we believe that becoming a member is like joining a family where your financial well-being is our top priority. If you live, work, worship, or attend school in the beautiful Washburn area, you're already on the path to membership! We also welcome immediate family members of existing members, making it easy for your loved ones to enjoy the same supportive services and benefits. With a range of personalized banking options and community-focused initiatives, being part of Dakota West means access to tools that help you thrive financially. Ready to take the next step? Opening an account is straightforward and welcoming just visit us at 1187 Border Lane, Washburn, ND 58577 or give us a call at 701-462-8187 for more information. You can also find detailed eligibility criteria by visiting our website at this link. Join us today and experience the difference of being part of Dakota West!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $294 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,330,465, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing. Picture this: your customers can pay with ease using their preferred methods whether it's credit cards or mobile payments. This convenience not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Located at 1187 Border Lane Washburn Nd 58577 in Washburn, ND, we are here to partner with you on your journey to success. For more information about how our business banking services can benefit you, give us a call at (701) 462-8187 or visit us online at https://www.dakotawestcu.com/ . Let's grow together!

Comprehensive List Of Services

Convenient Access Anytime

We know that life doesn't always happen during regular business hours. That's why our branch offers convenient access through an ATM for cash withdrawals, balance checks, and more. Plus, enjoy the ease of basic drive-thru banking for deposits and withdrawals without leaving your car. If you're visiting us from another credit union, take advantage of our basic shared branch transactions as well. At Dakota West in Washburn, we strive to make every interaction positive and rewarding. Our friendly staff is available during regular hours from Monday to Friday from 8:00 AM - 5:00 PM and Saturday from 8:30 AM - 12:00 PM at 701-462-8187 if you have any questions about our services. Ready to explore how Dakota West can support your financial journey? Visit us today or check out more information online at Dakota West. We look forward to serving you!

Financing Your Dreams

Need a new car? We provide competitive auto loans and vehicle financing that help you get on the road without breaking the bank. Our friendly team will work with you to find the loan that fits your budget. If homeownership is on your horizon, consider our mortgage loans and refinancing options designed to make buying a home easier than ever. We also offer personal loans and debt consolidation solutions for those looking to manage expenses or unexpected costs efficiently.

Personal Banking Made Easy

In today's busy world, managing your finances should be simple and straightforward. That's why we offer personal banking options including checking and savings accounts tailored to fit your lifestyle. Imagine effortlessly checking your balance or transferring funds from your smartphone using our online and mobile banking services. With features like e-statements, you can keep track of your spending without the hassle of paper clutter.

Reward Yourself

With our credit cards featuring rewards, every purchase can bring you closer to something special. Use it for daily expenses or larger purchases whatever works best for you!

Support for Your Business

For our business members, Dakota West provides essential services such as merchant services and business loans. Whether you're just starting out or looking to expand, our team understands the unique challenges faced by small businesses and is here to assist.

Digital & Online Banking

Key Services

Our online banking features include everything from checking your balance to paying bills with just a few clicks. You can enjoy 24/7 access to your accounts, ensuring that you can stay on top of your financial needs without the stress of traditional banking hours. Plus, with our mobile application, you can manage your finances right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, sharing funds has never been simpler or faster. You can also opt for electronic signature authorization, allowing you to sign documents securely and conveniently from your device.

Security and Convenience

Security is at the heart of what we do. Our systems are designed to protect your information while providing easy access. With e-statements available, you can keep track of your transactions without the clutter of paper statements. And if you're looking for a hassle-free way to pay, our mobile payments feature makes it easy to make purchases directly from your device. At Dakota West, we're dedicated to providing you with tools that enhance your banking experience while keeping it secure. Join us today and discover how our digital banking services can fit seamlessly into your life!

Financial Strength

Member-Focused Savings

Members' savings are secured through $59,231,682 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through in our net income of $2,386,267, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 51 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in You

With $37,824,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1905 in used auto loans and a robust total loans and leases portfolio valued at $172,786,417.

Solid Financial Health

With a net worth of $42,210,601, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1322 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusting Relationships

Total Share Accounts stand at an impressive 14,339, showing a strong and growing member base that trusts us with their finances. This trust is essential as it allows us to maintain net shares available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakota West is your trusted partner. Visit us at 1187 Border Lane Washburn ND 58577 or call 701-462-8187 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,618,703 in used vehicle loans and $3,932,332 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle purchase, whether it's new or used.

Credit Lines and Business Loans

For those looking for additional financing options, our total credit lines amount to $20,435,050. This can provide the flexibility you need for unexpected expenses or larger purchases. Additionally, our outstanding commercial loans totaling $54,330,465 are available for business owners seeking capital to grow and expand their enterprises. If you're interested in refinancing or exploring eligibility options for any of these loans, feel free to reach out to us at 701-462-8187 or visit us at 1187 Border Lane Washburn ND 58577. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Dakota West, we're dedicated to providing our members with the tools they need to succeed financially. Let us help you take the next step today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,889,200, make buying or refinancing simple. We work closely with our members to ensure they find the right mortgage solution that fits their budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $844,861 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to benefit you.

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DAKOTA WEST CREDIT UNION - Washburn, ND