Dakota West Credit Union New England ND | Best Auto Loans & Business Banking

Introduction

Welcome to Dakota West Credit Union, your trusted financial partner in the heart of New England, ND. Established in 1941, our credit union has been dedicated to serving our community for over eight decades. Located at 900 Main St, New England, ND 58647, we pride ourselves on providing a welcoming atmosphere where every member feels valued and supported. At Dakota West, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, personal loans, business banking solutions, and much more. With total assets exceeding $319 million and over 7,300 members, our solid foundation allows us to help you achieve your financial goals confidently. Our commitment goes beyond just numbers; it's about making a real impact in our community. We are proud to hold $25,182,862 in total deposits and maintain a net worth of $42,210,601. Whether you're looking for a new vehicle or need assistance with debt consolidation, we've got you covered with over 8,138 loans already financed. Led by our experienced CEO Jeff Meyer and Board President Joy Brew, our team of 52 dedicated employees is here to assist you every step of the way. You can reach us easily at 701-579-4708 during our lobby hours from Monday to Friday between 8:00 AM and 5:00 PM. While members can visit us at 900 Main St, official correspondence should be sent to Box 435, New England, ND 58647 if different mailing arrangements are needed. We invite you to explore how Dakota West Credit Union can support your journey towards financial success. Visit us online at dakotawestcu.com or give us a call today!

Branch History & Mission

Community Commitment

At Dakota West Credit Union, we don't just focus on numbers; we focus on people. Through partnerships with local organizations and participation in community events, we strive to make a positive impact. Whether it's providing educational resources or supporting local businesses, our goal is to foster an environment where everyone can succeed. While members can visit us at 900 Main St for all their banking needs, official correspondence should be sent to Box 435, New England, ND 58647. We encourage you to reach out via phone at 701-579-4708 or explore our website at Dakota West Credit Union for more information about our services.

Looking Ahead

As we move forward, Dakota West Credit Union remains committed to enhancing member experience through digital advancements like online banking and mobile payments. Our dedication ensures that every member has access to the tools they need for effective financial management. Join us today! Experience firsthand how Dakota West Credit Union can help you achieve your financial goals while being part of a caring community. Together, let's build a brighter future!

Our Journey

Since opening our doors, Dakota West Credit Union has been dedicated to providing exceptional financial services tailored to meet the needs of our members. Over the decades, we have expanded our offerings and improved our technology to keep pace with the changing world. Today, with total assets exceeding $319 million, we stand as a pillar of support for individuals and families seeking financial stability and growth. Our mission is clear: we aim to empower our members by offering personalized banking solutions while promoting economic well-being within the communities we serve. We believe that strong financial foundations lead to thriving families and prosperous neighborhoods. Our commitment extends beyond traditional banking; we actively participate in community outreach initiatives designed to uplift and support those around us.

Branch Location & Accessibility

Accessibility Features

At Dakota West, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate our space comfortably. You'll find convenient parking options right outside the entrance, making your visit as hassle-free as possible.

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to accommodate your schedule. Visit us Monday through Friday from 8:00 AM to 5:00 PM. Our friendly team is always ready to assist you with anything from opening a checking account to discussing mortgage loans.

Services Offered

Our branch offers a range of services tailored to meet your financial needs. Enjoy personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. For businesses, we provide merchant services and business loans. Plus, with shared service center availability, members from partner credit unions can also take advantage of basic transactions like deposits and withdrawals. While we currently do not have ATM or drive-thru services available at this location, our staff is ready to assist you in any way possible during your visit. We invite you to stop by or call us at 701-579-4708 for more information about how we can support your financial journey. Come experience the Dakota West difference today!

Member Eligibility

At Dakota West, we believe that everyone deserves a chance to be part of a caring community where your financial well-being is our priority. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around New England, ND, you're already eligible to join us. We also welcome family members of existing members, making it easy to share the benefits of credit union membership with those you care about. To learn more about the specific eligibility criteria, feel free to check out this helpful resource: Membership Eligibility. Joining Dakota West means you can enjoy a range of services tailored just for you like personal banking options, auto loans, and online banking conveniences. Opening an account is just as straightforward; simply visit our website at Account Opening or give us a call at (701) 579-4708. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Whether you need a reliable payment processing system or tools to manage customer relationships, our merchant services can help you operate smoothly. Imagine being able to accept payments easily from customers on-the-go making sales at events or while traveling. Located conveniently at 900 Main St New England Nd 58647 in New England, ND, our team is here to partner with you every step of the way. Call us today at (701) 579-4708 to discover how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $294 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,330,465, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, Dakota West provides tailored solutions including merchant services and business loans. We know running a business comes with unique challenges; that's why our team is here to offer guidance and support in achieving your goals.

Credit Options for Everyone

In today's world, having access to credit is essential. At Dakota West, we offer personal loans and debt consolidation options that fit your lifestyle and budget. Looking for rewards while managing expenses? Our credit cards come with enticing rewards programs that make every purchase more rewarding.

Embracing Digital Banking

Convenience is key in today's fast-paced world, which is why Dakota West prioritizes digital banking features. With online and mobile banking services at your fingertips, managing your accounts has never been easier. You can pay bills, transfer funds between accounts, or even send money directly to friends using our person-to-person payment service all from the comfort of your home or on the go.

Financing Your Dreams

Are you thinking about buying a new car? Our auto loans and vehicle financing options can make that dream a reality. With competitive rates and flexible terms, we help turn your aspirations into achievements. Plus, if you're considering a home purchase or want to refinance an existing mortgage, our mortgage loans provide the support you need for one of life's biggest investments.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Dakota West has got you covered. Our personal banking options are designed to help you manage your money effectively and grow your savings. Imagine having a checking account that offers convenient online access, allowing you to track your spending and set up automatic payments easily.

Shared Services for Added Convenience

Additionally, as part of our commitment to ease of access, we provide basic shared branch transactions such as deposits and withdrawals for partner credit union members. This means that even if you're traveling or away from home, you can still access your funds without hassle. At Dakota West, we're not just a credit union; we're a community partner dedicated to helping you achieve financial well-being. Explore all that we have to offer today by visiting us or checking out our website at dakotawestcu.com. If you're ready to take the next step towards better financial health or have any questions about our services, don't hesitate to reach out we're here for you!

Digital & Online Banking

Accessible Anytime

We know that life gets busy. That's why our 24/7 online banking services mean you can bank whenever it suits you. Whether you're at home or out running errands, Dakota West ensures that managing your finances is convenient and straightforward. Join us at Dakota West and experience how our digital banking tools can make your financial life easier and more secure! For more information about our services, visit us at https://www.dakotawestcu.com/ or call us at (701) 579-4708.

Key Services for You

With Dakota West's online banking, you can quickly check your account balance, pay bills, and transfer money all from the comfort of your home or on the go. Our mobile application makes this even simpler, allowing you to perform transactions with just a few taps on your smartphone. Plus, our person-to-person transfer feature lets you send money to friends and family easily and securely. Security is a top priority for us. We use electronic signature authorization to ensure your documents are handled safely and efficiently. You can also opt for e-statements to keep track of your financial activities without the clutter of paper statements. This not only helps the environment but also allows for easy access to your records whenever you need them.

Financial Strength

Efficient Operations

Our net income of $2,386,267 reflects our operational efficiency. This means we can continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

With 14,339 total share accounts, we showcase a strong and growing member base that trusts us with their finances. Your confidence means everything to us; it drives our mission to provide exceptional service every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakota West is your trusted partner. Visit us at 900 Main St New England ND 58647 or call 701-579-4708 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Resources

Members' savings are secured through $59,231,682 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $37,824,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement ensures you receive the best possible service and products tailored to your needs.

Solid Financial Health

With a net worth of $42,210,601, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1322 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals across various sectors with $1,905 in used auto loans and a total of $172,786,417 in loans and leases. These figures reflect our dedication to helping you finance your dreams whether it's buying a car or expanding your business.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,618,703 in used vehicle loans and $3,932,332 in new vehicle loans already helping members get on the road. We provide flexible financing options that can accommodate both new and used vehicles. Plus, if you're considering refinancing your current auto loan, we can help simplify that process too!

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $54,330,465 provide the capital needed to grow and expand. We understand the challenges businesses face and work closely with you to find solutions that align with your vision.

Credit Lines

If you need quick access to funds without taking out a traditional loan, our total credit lines amounting to $20,435,050 can be an excellent option. These lines of credit offer flexibility for managing unexpected expenses or funding projects without the hassle of applying for multiple loans. At Dakota West Credit Union, we aim to empower our members by providing easy access to financial resources tailored for their needs. To learn more about eligibility requirements or apply for any of these products, feel free to reach out at 701-579-4708 during our operating hours: Monday-Friday from 8:00 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and take the first step towards fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,889,200, make buying or refinancing simple. We offer competitive rates and terms that fit your budget. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $844,861 in loans helping members manage their finances effectively. These cards come with various rewards and benefits that can help enhance your purchasing power while keeping your finances under control.

Loan Aggregator

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DAKOTA WEST CREDIT UNION - New England, ND