Dakota West Credit Union Grenora ND | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dakota West, your trusted financial partner located at 115 Main St, Grenora, ND 58845. Since our establishment in 1941, we have been dedicated to serving our community with a range of financial services tailored to meet the needs of our members. With over 7,333 members and assets totaling $319,340,733, we pride ourselves on providing personalized banking solutions that empower you to achieve your financial goals. At Dakota West, we understand that every member is unique. Whether you are looking for competitive rates on auto loans, seeking assistance with mortgages, or exploring options for personal loans, we have got you covered. Our total deposits amount to $25,182,862, and with a strong net worth of $42,210,601, we ensure your money is secure while working hard for you. Our leadership team is committed to fostering a welcoming environment where you feel valued. Led by CEO Jeff Meyer and Board President Joy Brew, our staff of 52 dedicated employees is here to assist you every step of the way. We believe in building lasting relationships with our members and actively contributing to the community we serve. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 278, Grenora, ND 58845. We invite you to explore our website at Dakota West for more information on how we can help you manage your finances better. Ready to take the next step? Give us a call at 701-694-3373 or stop by our branch during lobby hours from Monday through Friday, 8:30 AM to 5:00 PM. Experience the Dakota West difference today!

Branch History & Mission

Community Engagement

Beyond banking services, we are proud partners in the Grenora community. We actively engage in outreach programs that support local initiatives and foster relationships that strengthen our neighborhood. Our shared service center ensures that all members can easily access essential banking services regardless of where they come from.

Join Us Today!

As we look toward the future, we invite you to become part of the Dakota West family. Experience firsthand the benefits of membership where your financial well-being is our priority. With operating hours from Monday through Friday, 8:30 AM to 5:00 PM, feel free to visit us or give us a call at 701-694-3373 for any inquiries. Join Dakota West today and let us help you achieve your financial dreams while being an integral part of a thriving community!

Our Journey

From our humble beginnings, Dakota West has evolved significantly. We started as a small financial institution with a commitment to helping individuals and families achieve their financial goals. Today, we have grown to serve more than 7,333 members and manage total assets amounting to $319,340,733. Our dedication to member service and community enrichment remains at the core of everything we do. Located at 115 Main St, Grenora, ND 58845, our branch is easily accessible for all your banking needs. If you need to send official correspondence, please use our mailing address: PO Box 278, Grenora, ND 58845.

Our Mission

At Dakota West, our mission is clear: we aim to provide exceptional financial services while fostering a sense of community and support among our members. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is here to help you navigate your financial journey. We also understand the importance of being accessible in today's digital world. That's why we've implemented online and mobile banking services so you can manage your finances anytime and anywhere. Additionally, our branch offers ATM access for quick cash withdrawals and balance checks.

Branch Location & Accessibility

Welcome to Dakota West's Grenora Branch, located conveniently at 115 Main St, Grenora, ND 58845. We pride ourselves on being a welcoming hub for our members and the community. Whether you're stopping by for a quick transaction or seeking guidance on your financial journey, our friendly team is here to assist you. Our branch is easily accessible, with ample parking available nearby, ensuring your visit is as smooth as possible. We are committed to making banking easy for everyone, so you'll find ADA-compliant features throughout the location. This means that whether you're walking in or visiting us through shared services, we strive to provide a comfortable experience for all members. While you're here, take advantage of our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. If you have questions or need assistance outside of these hours, feel free to give us a call at 701-694-3373. We're always happy to help! In addition to traditional banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we also offer convenient ATM access for your cash withdrawal needs. Although we do not have drive-thru banking at this location, our friendly staff is ready to assist you inside the branch. For any official correspondence, please remember that while you can visit us at 115 Main St, official mail should be sent to PO Box 278, Grenora, ND 58845. Come visit us today and discover how Dakota West can support your financial goals!

Member Eligibility

At Dakota West, we believe that joining our community means becoming part of something special. To become a member, you'll need to meet a few simple eligibility criteria that make you feel right at home with us. If you live, work, worship, or attend school in Williams County or the surrounding areas, you're already on the right track! Membership is open to those who share our commitment to community and mutual support. For more details about these requirements, feel free to visit our website at this link. Opening an account with us is straightforward and welcoming. You can easily start your membership journey by visiting our account opening page here. If you have any questions or need assistance along the way, don't hesitate to reach out at 701-694-3373. We're here to help you every step of the way as you take this exciting step toward better banking with Dakota West!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments seamlessly from your customers, manage payroll efficiently, and have access to real-time financial insights all designed to help your business thrive. Our merchant services offer practical benefits that empower you to focus on what you do best: running your business. Located at 115 Main St Grenora Nd 58845 in Grenora, ND, we invite you to explore how our tailored services can meet your specific needs. Let's work together to unlock the potential of your business! For more information or assistance, call us at (701) 694-3373.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $294 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,330,465, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Options and Business Banking

With our Credit Cards with Rewards, every purchase gets you closer to exciting rewards perfect for those who enjoy getting something back for their spending. For business owners, Dakota West provides robust Business Banking solutions including Merchant Services & Business Loans. We understand that running a business comes with its challenges, and we're here to support you in growing and managing your operations effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer advanced Online & Mobile Banking services, allowing you to access your accounts anytime and anywhere from the comfort of your device. You can pay bills, transfer funds, and even deposit checks right from your phone. Additionally, our ATM & Cash Withdrawal Services ensure that accessing cash is hassle-free. With ATMs available for withdrawals and balance checks, you won't have to worry about finding a location when you need cash quickly.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts tailored to fit your lifestyle. Imagine having a secure place to store your money while earning interest. Our accounts provide just that, along with tools to help you manage your spending effectively. When it comes to financing major purchases, our Auto Loans & Vehicle Financing options make it simple to hit the road in style without breaking the bank. Picture yourself driving off in a new car, knowing you got a great rate and flexible terms from us. If homeownership is on your radar, our Mortgage Loans & Refinancing services are designed to help you navigate that journey with ease. Whether you're buying your first home or refinancing an existing mortgage for better rates, we are here to guide you every step of the way. For those unexpected expenses or projects that need funding, consider our Personal Loans & Debt Consolidation services. We can assist in simplifying your finances by combining multiple debts into one manageable payment.

Shared Branching and Accessibility

As part of our commitment to convenience, we also participate in basic shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals even when you're away from home. Finally, if you have any questions or need assistance navigating our services, don't hesitate to reach out! You can contact us at 701-694-3373, and our friendly staff will be more than happy to assist you during our operating hours from Monday through Friday from 8:30 AM to 5:00 PM. We invite you to explore all that Dakota West has to offer at our website. Join us today and take control of your financial future!

Digital & Online Banking

Explore Our Online Banking Services

Visit us at https://www.dakotawestcu.com/ to discover the full range of our online banking services. Whether you're checking your balance, paying bills, or transferring funds, you can do it all from the comfort of your home or on the go. Our 24/7 online banking gives you access to your accounts whenever you need it, ensuring that you're always in control of your finances.

Mobile Banking Made Easy

Stay connected with our mobile application, available for download on your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family is simple and quick. Plus, enjoy the convenience of accessing e-statements right from your phone. No more waiting for paper statements; everything you need is just a tap away. At Dakota West, we're committed to providing services that enhance your banking experience while keeping it safe and straightforward. Join us today and take advantage of our digital banking solutions that put you first!

Security You Can Trust

We understand that security is a top priority when it comes to managing your money online. That's why we offer electronic signature authorization to make transactions not only easy but also secure. Your personal information is protected with advanced encryption technology, giving you peace of mind every time you log in.

Financial Strength

Growing Member Base

Our commitment to service is evident as we proudly support 14,339 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakota West is your trusted partner. Visit us at 115 Main St Grenora ND 58845 or call 701-694-3373 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $59,231,682 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $2,386,267 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $37,824,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial needs with $17,278,641 in total loans and leases, which includes $1,905 in used auto loans.

Solid Financial Foundation

With a net worth of $42,210,601, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,618,703 in used vehicle loans and $3,932,332 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Credit Lines and Business Loans

For those who need ongoing access to funds, our credit lines total $20,435,050, giving you peace of mind when unexpected expenses arise. Additionally, we have outstanding commercial loans totaling $54,330,465, which provide business owners with the capital needed to grow and expand their ventures. If you're considering refinancing or want to explore eligibility options for any of our loan products, we're here to assist you every step of the way. For more information about our loan offerings or to get started on your application today, don't hesitate to reach out! You can contact us at (701) 694-3373 or visit us at our branch located at 115 Main St Grenora Nd 58845 in Grenora, ND. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,889,200, make buying or refinancing simple. We offer guidance throughout the process to help you navigate the complexities of home financing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $844,861 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing for easy repayment options.

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DAKOTA WEST CREDIT UNION - Grenora, ND