DAKOTA RAIL LINE FEDERAL CREDIT UNION - Huron, SD

Welcome to Dakota Rail Line, a trusted partner in your financial journey since 1954. Located at 270 4Th St Ne, Huron, SD 57350, we proudly serve our community with personalized banking solutions tailored just for you. With a dedicated membership base of 504 individuals and families, we focus on building strong relationships and supporting your financial goals. At Dakota Rail Line, our commitment to service is reflected in our robust financial standing, boasting total assets of $4,822,527 and total deposits reaching $418,500. Our solid foundation allows us to offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We have also provided 276 loans and leases to help our members achieve their dreams. While you can visit us directly at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 270 4th St NE, HURON, SD 57350-1614. Under the leadership of our CEO, Rochelle Gondzar, and Board President, Gerald Schied, we are dedicated to providing exceptional service. With a team of just 3 employees, we ensure that each interaction is friendly and focused on your needs. Whether you're looking for guidance on saving for the future or securing a loan for your next vehicle purchase, Dakota Rail Line is here to support you every step of the way. Don't hesitate to reach out at 605-352-3648 or simply drop by during our lobby hours from 9:00 AM to 4:00 PM on weekdays. Join us today and experience the difference of being part of a community-focused credit union!

At Dakota Rail Line, we pride ourselves on a rich legacy that spans back to our founding in 1954. Located at 270 4Th St Ne, Huron, SD 57350, our branch has been a cornerstone of the community for nearly seven decades. From humble beginnings, we've grown to serve over 500 members and manage total assets exceeding $4.8 million. Our commitment to providing personalized financial services and fostering community well-being has driven us through the years. As we evolved, Dakota Rail Line became more than just a financial institution; we became a trusted partner for our members. We focus on offering essential services such as personal banking, auto loans, mortgage loans, and business banking solutions. Our mission is clear: to empower our members by providing accessible financial resources while also supporting local initiatives that enhance the quality of life in Huron and surrounding areas. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 270 4th St NE, HURON, SD 57350-1614. This ensures that all communications are handled efficiently. Our operating hours are Monday through Friday from 9:00 AM to 4:00 PM, making it easy for you to stop by when it's convenient for you. Although we currently do not offer ATM or drive-thru services, our dedicated staff is here to assist you with all your banking needs in person. Dakota Rail Line takes pride in being ADA compliant and continuously seeks ways to enhance the member experience through customer-centric initiatives. Our partnerships with local organizations allow us to engage actively in community outreach efforts that uplift Huron and its residents. In addition to traditional banking services, we offer online options for your convenience, ensuring you have access to your accounts whenever you need it. Whether you're looking for checking and savings accounts or planning for your future with loans and credit cards, Dakota Rail Line is here to help every step of the way. Join us at Dakota Rail Line and experience the benefits of being part of a community-focused credit union. Together, we can build a brighter future for you and your family! For inquiries or assistance, feel free to call us at (605) 352-3648; we look forward to serving you!

Becoming a member of Dakota Rail Line is more than just opening an account; it's about joining a warm and welcoming community that supports your financial journey. If you live, work, or worship in the Huron area, you're likely eligible to join us! We believe in making banking accessible and friendly for everyone, so even if you're not sure about your eligibility, we encourage you to reach out. You can find detailed eligibility criteria on our website at . Joining Dakota Rail Line means gaining access to a range of benefits designed to help you thrive financially. From personalized service to competitive rates on loans and savings accounts, we are here to help you achieve your goals. Opening an account is simple just give us a call at (605) 352-3648, and we'll guide you through the process. We're excited to welcome you to our family at 270 4Th St Ne Huron Sd 57350!

At Dakota Rail Line, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust in your financial institution is paramount, and we're committed to maintaining the highest standards of financial strength and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $733,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1521 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,197,661 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $571,152 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with 120 used auto loans and $3,637,906 in total loans and leases. Our operational efficiency is evident as reflected by our $49,566 net income. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employee and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 568, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakota Rail Line is your trusted partner. Visit us at 270 4Th St Ne Huron SD 57350 or call 605-352-3648 to learn more about how we can help you achieve your financial goals.