Dakota Plains Credit Union Edgeley ND | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dakota Plains! Nestled in the heart of Edgeley, ND at 212 5Th Ave, our credit union has been serving the community since 1941. With a strong commitment to our members, we've grown to welcome over 4,246 members who trust us for their financial needs. Our team, led by CEO Jeanne Witt and Board President Kent Schimke, is dedicated to providing personalized service that makes banking easy and accessible. At Dakota Plains, we pride ourselves on our impressive financial standing. With total assets reaching an impressive $88,214,001 and total deposits of $5,599,456, we are well-equipped to support our members' goals. We offer a variety of products, including personal banking services, auto loans, mortgage options, and business banking solutions tailored to meet your unique needs. While members can visit us at our Edgeley branch, official correspondence should be sent to the same address: 212 5th Ave, Edgeley, ND 58433. Our friendly staff is ready to assist you from 8:30 AM to 4:30 PM, Monday through Friday. Whether you're looking for assistance with loans having issued a total of 3,325 loans and leases or simply want guidance on managing your finances, we're here for you. Our commitment to the community goes beyond just numbers; it's about building lasting relationships and helping you achieve financial success. With a net worth of $10,870,566 and cash in hand totaling $555,137, you can feel secure knowing that Dakota Plains is a stable partner in your financial journey. Ready to experience the Dakota Plains difference? Feel free to give us a call at 701-493-2334 or visit us online at dakotaplainsfcu.com for more information. Your journey towards better banking starts here!

Branch History & Mission

Community Engagement

Dakota Plains takes pride in being more than just a credit union; we are an integral part of the Edgeley community. We engage in various outreach efforts aimed at uplifting local organizations and initiatives that benefit our residents. Whether it's sponsoring local events or partnering with schools, we are committed to making a positive impact. While you can visit us at 212 5th Ave, if you need to send official correspondence, please use our mailing address: 212 5th Ave, Edgeley, ND 58433.

Join Us

As we continue this journey together, we invite you to become a part of the Dakota Plains family. Experience personalized service tailored to your unique needs and join a community-focused institution dedicated to helping you succeed financially. Stop by during our operating hours Monday through Friday from 8:30 AM to 4:30 PM or give us a call at 701-493-2334. Let's build a brighter financial future together!

Our Mission

The mission of Dakota Plains is straightforward: we aim to help our members achieve their financial goals while supporting the communities we serve. We believe that when our members thrive, so do we. Our commitment goes beyond just providing financial services; it includes building lasting relationships and contributing positively to the Edgeley community. We understand the importance of adapting to the changing needs of our members. That's why we've embraced digital advancements such as online banking and mobile payments, making it easier than ever for you to manage your finances on your terms. Furthermore, we ensure compliance with ADA standards so everyone can access our services comfortably.

Branch Location & Accessibility

Branch Features and Accessibility

At Dakota Plains, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and easy access points to ensure everyone can visit us comfortably. We also offer drive-thru banking for those on the go, making it simple to handle deposits, withdrawals, and other transactions without leaving your vehicle. Plus, while we don't have ATMs available on-site, our shared service center allows you to access a range of services offered by partner credit unions.

Come Visit Us!

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, Dakota Plains is here for you. We invite you to stop by our branch today! Experience the welcoming atmosphere and personalized service that makes us different from the rest. We look forward to seeing you soon!

Operating Hours

We're open Monday through Friday from 8:30 AM to 4:30 PM, making it convenient for you to stop by during your day. If you have questions or need assistance outside these hours, feel free to give us a call at 701-493-2334. Our friendly team is always ready to help! While members can visit us at 212 5th Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address: 212 5th Ave, Edgeley, ND 58433.

Member Eligibility

At Dakota Plains, we believe that becoming a member means joining a community where you can thrive and feel supported. To become part of our family, you'll need to meet some simple eligibility criteria. Generally, anyone who lives, works, or worships in the area is welcome to join us. This means if you're in the neighborhood or have ties here, you're likely eligible! We pride ourselves on making the membership process as easy as possible, ensuring that everyone feels included and valued. If you're ready to take this step, simply visit us at 212 5Th Ave in Edgeley, ND, or give us a call at 701-493-2334 for more details about how to get started. You can also find comprehensive information about eligibility by checking out this link. We look forward to welcoming you into the Dakota Plains community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $258 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,943,688, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, managing transactions smoothly can make all the difference. Our merchant services empower local businesses by providing secure payment processing options. Imagine a customer walking into your store and seamlessly paying with a card while you focus on delivering exceptional service. This convenience not only enhances customer satisfaction but also helps streamline your operations. Join us at our branch located at 212 5Th Ave, Edgeley, ND 58433, and discover how Dakota Plains can help your business thrive! For more information, give us a call at 701-493-2334.

Comprehensive List Of Services

Connect With Us

At Dakota Plains, we're committed to providing exceptional service and supporting our members' financial journeys. If you have questions about any of our services or need assistance, don't hesitate to reach out at 701-493-2334 during our lobby hours from Monday to Friday, 8:30 AM to 4:30 PM. Explore all the ways we can assist you today by visiting us online at Dakota Plains Credit Union. Your financial success is our priority!

Credit Cards That Reward You

We know how important it is to make every dollar count. That's why our credit cards with rewards are designed to give you more back for your everyday purchases. Whether it's cash back or points towards travel, using our credit card can benefit your wallet in the long run.

Financing Solutions for Every Need

If you're thinking about buying a new car or refinancing an existing loan, our auto loans and vehicle financing options come with competitive rates. For those looking to purchase a home, we provide mortgage loans and refinancing solutions tailored to fit different budgets and situations. And if you're facing unexpected expenses or planning a big purchase, consider our personal loans and debt consolidation services.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We understand that life can get busy, which is why we offer online and mobile banking options that let you manage your accounts anytime, anywhere. Need cash on the go? Although we don't have ATMs at this location, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your car.

Simple Transactions Made Convenient

For those who prefer face-to-face interactions, we offer basic drive-thru banking for quick transactions like deposits and withdrawals. Additionally, our shared branch transactions allow members from partner credit unions to conduct deposits and withdrawals conveniently.

Supporting Local Businesses

For entrepreneurs in our community, Dakota Plains offers robust business banking services. From merchant services that simplify payment processing to business loans that can help you grow, we're here to support local businesses every step of the way.

Digital & Online Banking

Key Features

Our online banking service gives you the power to manage your accounts on your terms. You can easily check your balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with features like e-statements, you can go paperless and receive your account statements electronically, keeping your information organized and accessible. For those who prefer mobile banking, our mobile application brings all these capabilities right to your smartphone. You can enjoy the freedom of mobile payments, making transactions quick and easy while you're on the go. Whether you're out shopping or grabbing coffee, simply use your phone to make payments hassle-free.

Security & Usability

At Dakota Plains, we prioritize your security with tools like electronic signature authorization, ensuring that your transactions are safe and compliant. We also support person-to-person transfers, allowing you to send money directly to friends or family with ease no cash needed! With our 24/7 online banking services, you can feel confident knowing you have real-time access to your financial information whenever you need it. This level of accessibility means you can track spending, manage budgets, and respond quickly to any financial needs. In today's fast-paced world, having reliable digital banking options is essential. At Dakota Plains, we're committed to providing an online experience that is user-friendly and secure so that you can focus on what really matters your life. Join us today at Dakota Plains and take control of your finances!

Financial Strength

Growing Membership Base

Total Share Accounts: 9,451, showing a strong and growing member base that trusts us with their finances. Our commitment to you drives every decision we make at Dakota Plains. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakota Plains is your trusted partner. Visit us at 212 5Th Ave Edgeley Nd 58433 or call 701-493-2334 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $24,334,138 in share certificates and $9,199,838 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,967,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $569,830 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $10,214,258 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $87,900 in used auto loans and $76,637,116 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $10,870,566, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1231 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,880,247 in used vehicle loans and $2,270,510 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as smooth as possible.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $27,943,688 provide the capital needed to grow and expand. We cater to various industries and understand the unique challenges businesses face. At Dakota Plains, we pride ourselves on offering tailored solutions for all your borrowing needs. If you're interested in refinancing options or want more details about eligibility requirements for any of our products, please don't hesitate to reach out! Feel free to contact us at 701-493-2334, or visit us at 212 5Th Ave Edgeley Nd 58433. Our team is ready to assist you during our operating hours from Monday through Friday, 8:30 AM to 4:30 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Credit Lines

For those needing extra flexibility in their finances, our total credit lines amounting to $10,281,959 can be a great solution. They allow you to borrow funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,783,636, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,583,691 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit your lifestyle while providing you with the purchasing power you need.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the platform's effectiveness and reliability. If you're looking for a way to compare real-time loan offers and find the best rates for your needs, look no further than LendMesh. Compare real-time loan offers today at LendMesh and take a step toward securing the right financing for you. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out in its commitment to accuracy and integrity in the loan comparison process: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions.

DAKOTA PLAINS CREDIT UNION - Edgeley, ND