Dakota Plains Credit Union Lemmon SD | Best Auto Loans & Personal Banking

Introduction

Welcome to Dakota Plains Federal Credit Union, your trusted financial partner located at 519 Main Ave, Lemmon, SD 57638. Since our establishment in 1957, we have been dedicated to serving our community with integrity and care. Our credit union is more than just a place to bank; it's a hub for over 4,800 members who rely on us for personalized financial solutions. At Dakota Plains, we pride ourselves on our strong foundation, reflected in our total assets of $73,143,655 and robust net worth of $5,937,606. With 20 employees committed to providing top-notch service, we ensure that each member receives the attention they deserve. Whether you're looking for an auto loan or need assistance with personal banking, we're here to help you navigate your financial journey. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 389, Lemmon, SD 57638-0389. We understand that convenience is key; that's why we offer services including online and mobile banking to make managing your finances easier than ever. Under the leadership of CEO Brent Dirk and Board President Mike Schweitzer, Dakota Plains Federal Credit Union remains committed to fostering financial wellness within our community. Our total deposits stand at $3,643,077, showcasing the trust our members place in us. We also have a total loan portfolio of 3,047, designed to meet diverse needs from personal loans to business financing. We invite you to explore how Dakota Plains can support your financial goals. Feel free to reach out by calling us at 605-374-3880 or visit our website at dakotaplainsfcu.com for more information about our services. Join us today and experience the difference of a credit union that truly cares!

Branch History & Mission

At Dakota Plains Federal Credit Union, we take pride in our rich legacy that began in 1957. Nestled in the heart of Lemmon, SD at 519 Main Ave, our branch has grown alongside the community, evolving to meet the needs of our members. With a commitment to service and support, we have built lasting relationships that span generations. Today, we proudly serve over 4,800 members and manage total assets exceeding $73 million. Since our inception, Dakota Plains has remained focused on fostering financial well-being for all. Our mission is simple yet profound: to provide accessible financial services while supporting the community we call home. We believe that when our members succeed, so does our community. This dedication drives us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Over the years, we've implemented numerous advancements to improve member experience. Whether it's through online and mobile banking options or basic drive-thru services for quick transactions, we strive to make banking easier and more efficient. While members can visit us at 519 Main Ave, official correspondence should be sent to PO Box 389, Lemmon, SD 57638-0389. Our commitment extends beyond just financial services; we actively participate in local outreach initiatives and partnerships that uplift our community. By engaging with local organizations and events, we aim to make a positive impact where it matters most. Operating hours are convenient for our members: Monday through Friday from 9:00 AM to 4:30 PM. For those who prefer to speak with us directly, feel free to call us at 605-374-3880. Join Dakota Plains Federal Credit Union today and become part of a caring community dedicated to your financial success! Experience firsthand how we can help you achieve your goals while making a difference in Lemmon. Visit us online at dakotaplainsfcu.com or stop by our branch we can't wait to welcome you!

Branch Location & Accessibility

Accessibility and Convenience

At Dakota Plains, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring that everyone can easily access our services. If you prefer not to come inside, we offer a convenient drive-thru banking option for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 605-374-3880. While you can visit us at 519 Main Ave for all your banking needs, please note that official correspondence should be sent to PO Box 389 in Lemmon. Come by Dakota Plains Federal Credit Union today we look forward to serving you!

Operating Hours

We understand that life can be busy! That's why our lobby is open Monday through Friday from 9:00 AM to 4:30 PM, making it easy for you to visit us at a time that works best for you. Whether you're stopping by for personal banking services or exploring loan options, our friendly staff is here to help.

Services Offered

At Dakota Plains Federal Credit Union, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we're committed to supporting your financial journey. While we currently do not have ATM availability on-site, our online and mobile banking services provide additional convenience for managing your finances from anywhere.

Member Eligibility

At Dakota Plains, we believe that everyone deserves a place to belong, and becoming a member is your first step into our welcoming community. If you're interested in joining us at 519 Main Ave, Lemmon, SD 57638, you'll find that eligibility is designed to be straightforward and inclusive. We welcome anyone who lives, works, or worships in the area, as well as their family members. This means you can enjoy all the benefits of membership, from personalized service to competitive financial products tailored just for you. If you're curious about the specific eligibility criteria or want to see if you qualify, feel free to check out more details at this link. Opening an account with Dakota Plains is simple and hassle-free! Just give us a call at 605-374-3880, and our friendly team will guide you through the process. You'll quickly discover that being part of Dakota Plains means more than just banking; it's about being part of a family that cares about your financial journey. Don't hesitate let's get started today! For more information on how to open an account, visit this page.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer tailored merchant services designed to simplify daily transactions. Imagine being able to accept payments seamlessly from your customers, making it easier for them to do business with you. Our solutions empower local businesses like yours to thrive without the hassle of complicated payment systems. Visit us at 519 Main Ave, Lemmon, SD 57638, or call us at 605-374-3880 to discover how Dakota Plains can support your business's financial journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $209 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,560,852, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

At Dakota Plains, we also recognize the importance of rewarding loyalty. That's why our credit cards come with rewards, giving you more value for every purchase you make. Whether you're buying groceries or planning a vacation, earn points that can be redeemed for exciting perks. For our business members, we offer comprehensive business banking services including merchant services and business loans to help you grow your enterprise. We understand that running a business comes with its own set of challenges, and our team is ready to assist with solutions that fit your needs.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. Check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our user-friendly app. You can even send money easily through person-to-person payment options, making transactions simpler than ever before. If you prefer in-person service, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. While we do not currently have ATM services available at this branch, we strive to ensure that all other aspects of banking remain accessible. At Dakota Plains Federal Credit Union located at 519 Main Ave Lemmon SD 57638, we're more than just a financial institution; we're a community partner committed to helping you achieve your financial goals. If you have any questions or want to learn more about how we can assist you today, please call us at 605-374-3880 or visit us online at dakotaplainsfcu.com. We look forward to serving you!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your daily finances effectively. Imagine easily accessing your funds whenever you need them while earning interest on your savings. Our auto loans and vehicle financing options make it simple for you to drive away in the car of your dreams without breaking the bank. With competitive rates and flexible terms, we ensure that getting behind the wheel is a smooth process. For those considering purchasing a home, our mortgage loans and refinancing options can guide you through one of life's biggest investments. We understand that buying a house is not just about numbers; it's about finding a place where memories are made. And if you're looking to consolidate debt or cover unexpected expenses, our personal loans can provide the necessary funds quickly and conveniently.

Digital & Online Banking

E-Statements and More

Say goodbye to paper clutter with e-statements! At Dakota Plains, we provide electronic statements so you can view your financial information securely online whenever you like. This not only saves trees but also keeps your account details organized and accessible. Whether you're at home or out running errands, our digital services make banking straightforward and efficient. So if you're looking for a banking experience that prioritizes convenience and security, look no further than Dakota Plains!

Key Services

Our online banking service, available at https://dakotaplainsfcu.com/ , lets you check balances, pay bills, and transfer money without stepping foot in a branch. It's all about convenience! Plus, with 24/7 access, you're never locked out of your finances. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. For those on the go, our mobile application offers all the functionalities you need right at your fingertips. You can even make mobile payments easily just tap and go! Security is our top priority; that's why we include electronic signature authorization for added protection when handling sensitive transactions.

Financial Strength

A Strong Foundation

With a net worth of $5,937,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 812% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share Accounts stand at 9,155, showing a strong and growing member base that trusts us with their finances. This community trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dakota Plains is your trusted partner. Visit us at 519 Main Ave Lemmon SD 57638 or call 605-374-3880 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $21,541,329 in share certificates and $2,605,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $347,468, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinventing Banking for You

With $4,630,626 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,475,371 in used auto loans and a total of $52,388,704 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,775,371 in used vehicle loans and $5,477,535 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smoother.

Business Financing

For business owners, our outstanding commercial loans totaling $13,560,852 provide the capital needed to grow and expand. Whether it's for purchasing equipment or covering operational costs, we're here to support your business journey.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $544,641, make buying or refinancing simple. Whether you're looking for your first home or planning to upgrade, our team can guide you through each step of the process.

Refinancing and Eligibility

If you're considering refinancing any existing loans or want to check your eligibility for our products, don't hesitate to reach out. We're committed to finding solutions that work for you. Our branch is conveniently located at 519 Main Ave Lemmon SD 57638. For more information or to discuss your loan options further, please call us at 605-374-3880. You can also visit our website at Dakota Plains for additional resources and details about our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses just got easier! We also offer flexible terms on unsecured credit card loans, with a total of $708,273 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your spending power.

Loan Aggregator

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DAKOTA PLAINS FEDERAL CREDIT UNION - Lemmon, SD