Dairyland Power Credit Union La Crosse WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dairyland Power Credit Union, where community and financial well-being come together in harmony. Located at 3200 East Ave S, La Crosse, WI 54601, we have proudly served our members since 1952, fostering a welcoming environment that empowers individuals and families to achieve their financial goals. At Dairyland Power, we're more than just a credit union; we're a part of your community. With a membership base of 1,258 and total assets exceeding $19,785,045, we are committed to providing personalized service tailored to the unique needs of our members. Our CEO, Susan Johnson, alongside Board President Lee Clements, leads a dedicated team of 3 employees who are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 3200 East Avenue South, La Crosse, WI 54601-7227. We encourage you to reach out via phone at 608-787-1283 during our operating hours Monday through Friday from 7:30 AM to 5:00 PM. At Dairyland Power Credit Union, we understand that trust is built through transparency and strong financial practices. Our net worth stands at an impressive $4,117,162, with total deposits amounting to $467,427 and cash in hand reaching $257,760. These figures reflect our stability and commitment to supporting our members' financial journeys. We offer a variety of services designed to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for a straightforward loan or wish to explore business banking solutions, we are here to help you navigate your choices. Join us today at Dairyland Power Credit Union! We invite you to visit our website at www.dpcreditunion.com for more information or contact us directly. Your journey toward better financial health starts here!

Branch History & Mission

Dairyland Power Credit Union, located at 3200 East Ave S in La Crosse, Wisconsin, has a rich legacy that dates back to its founding in 1952. Since then, we have grown from a small cooperative into a trusted financial institution serving over 1,258 members. Our journey reflects our commitment to providing exceptional financial services while actively supporting our local community. The mission of Dairyland Power is simple yet powerful: we strive to enhance the lives of our members through personalized financial solutions and community engagement. We believe that by focusing on the needs of our members, we can foster a strong sense of belonging and trust. Our financial offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards all designed to empower our members financially. While you can visit us at our branch in La Crosse, official correspondence should be directed to our mailing address: 3200 East Avenue South, La Crosse, WI 54601-7227. Our operating hours are Monday through Friday from 7:30 am to 5:00 pm, making it convenient for you to access our services. Dairyland Power's total assets amount to an impressive $19,785,045. This solid foundation allows us to support our members effectively while ensuring their deposits remain secure. Although we do not currently offer ATM or drive-thru services, we prioritize accessibility through online banking and mobile applications, enabling members to manage their finances anytime and anywhere. As part of our ongoing commitment to community outreach, we partner with local organizations and participate in various initiatives aimed at improving the quality of life in La Crosse and surrounding areas. This is not just about banking; it's about building relationships and fostering growth within our community. We invite you to join Dairyland Power Credit Union today! Experience the benefits of being part of a cooperative that truly cares about its members and strives for excellence in every service we provide. Together, let's work towards achieving your financial goals while making a positive impact in the community. For more information or to become a member, please call us at (608) 787-1283 or visit our website.

Branch Location & Accessibility

Welcome to Dairyland Power Credit Union, your friendly financial partner located at 3200 East Ave S in La Crosse, Wisconsin. Nestled conveniently within the vibrant community of La Crosse County, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking, auto loans, or any other service we offer, you'll find that our location is designed with your convenience in mind. As you approach our branch, you'll notice its proximity to well-known landmarks that make finding us a breeze. Just a short drive from the scenic Mississippi River and near the bustling downtown area, we're perfectly situated for both residents and visitors alike. Plus, ample parking ensures that you can stop by without any hassle. Inside, we prioritize accessibility for all members. Our facilities comply with ADA standards, featuring ramps and easy access points to ensure that everyone feels welcome and comfortable during their visit. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is here to assist you inside during our operating hours: Monday through Friday from 7:30 AM to 5:00 PM. If you need to send official correspondence, please note that while you can visit us at 3200 East Ave S, official mail should be directed to our mailing address at 3200 East Avenue South, La Crosse, WI 54601-7227. Have questions or need assistance? Feel free to give us a call at 608-787-1283. We're here to help you navigate your financial journey! Visit us today and discover how Dairyland Power Credit Union can support your financial goals.

Member Eligibility

At Dairyland Power, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying all the benefits we offer. If you live or work in the area, or even if you're related to someone who is already a member, you're likely eligible to join us! Our criteria are designed to be inclusive, welcoming individuals and families who want to take control of their financial futures. For more details on eligibility, feel free to check out our website at http://www.dpcreditunion.com/membership/index.html . Joining Dairyland Power not only opens the door to a variety of financial services but also gives you access to personalized support from our dedicated team. We're here to make your banking experience smooth and enjoyable. Ready to become a member? The process is simple! Just give us a call at (608) 787-1283 or visit us at 3200 East Ave S La Crosse Wi 54601, and we'll guide you through opening your account. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine running your business smoothly while offering customers multiple payment options. Our merchant services make this possible by allowing you to accept payments easily, whether in-store or online. This convenience not only enhances customer satisfaction but also boosts your sales potential. Visit us at 3200 East Ave S La Crosse Wi 54601 in La Crosse, WI, or give us a call at (608) 787-1283 to learn how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For small business owners in La Crosse and beyond, Dairyland Power offers comprehensive Business Banking solutions designed to support your growth. From Merchant Services that streamline payment processing to flexible Business Loans for expansion or operational needs, we're here to help your business thrive.

Cash Withdrawal Services

While we do not currently have ATM facilities on-site, our branch staff is always ready to assist with cash withdrawal services during lobby hours from Monday through Friday between 7:30 am and 5:00 pm. At Dairyland Power Credit Union, we strive to create a welcoming environment where members feel valued and supported in their financial journeys. We invite you to explore all the services available at our branch and see how we can help enhance your financial well-being. If you have any questions or need assistance with opening an account or applying for a loan, don't hesitate to reach out! Call us at 608-787-1283 or visit us online at Dairyland Power Credit Union. We look forward to serving you!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking services that allow you to manage your accounts anytime and anywhere. Whether you want to check your balance on-the-go or transfer funds from the comfort of your home, our digital banking features provide an easy and secure experience.

Personal Banking

For individuals and families, our Personal Banking services offer everything you need to manage your day-to-day finances. With options for Checking & Savings Accounts, members can easily access their funds while enjoying competitive interest rates. If you're dreaming of a new vehicle, our Auto Loans & Vehicle Financing make it simple and straightforward to get behind the wheel. Plus, our Mortgage Loans & Refinancing options help you secure your dream home or adjust your current mortgage terms to fit your life better. In addition to these essential offerings, we also provide Personal Loans & Debt Consolidation services. This means if you're facing unexpected expenses or want to simplify your payments into one manageable loan, we've got you covered. Don't forget about our rewards-based Credit Cards, which give you great benefits while making everyday purchases!

Digital & Online Banking

Key Features

With our online banking platform, you can access your account anytime, day or night. This means you can check balances, pay bills, and transfer money at your convenience. Plus, with features like person-to-person transfers, sending money to friends or family is quick and straightforward. For those who prefer to bank from their mobile devices, our mobile application is here to help. You can manage your accounts right from your smartphone, making it easier than ever to keep track of your finances while you're out and about.

Security and Convenience

Your security is our top priority. While we do not currently support electronic signature authorization for transactions, rest assured that all our online services are protected with advanced security measures. This ensures that your personal information remains safe while you enjoy the benefits of digital banking. Another great feature is e-statements availability. You can opt for paperless statements which not only helps the environment but also makes it easier to keep your financial documents organized and accessible whenever you need them. In today's fast-paced world, being able to make payments quickly is essential. Our mobile payments feature is coming soon! Meanwhile, our robust online banking system allows you to handle most transactions without a hitch. We believe that banking should be simple and accessible for everyone. With Dairyland Power, you have everything you need at your fingertips whether it's through our website or mobile app. Experience banking made easy today!

Financial Strength

A Growing Community

We have a strong community of trust with 2,473 total share accounts, showing a growing member base that relies on us for their financial needs. Our net shares amount to $0, reinforcing our ability to lend funds effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dairyland Power is your trusted partner. Visit us at 3200 East Ave S La Crosse Wi 54601 or call (608) 787-1283 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $3,838,036 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $195 in used auto loans and $15,072,984 in total loans and leases. Our operational efficiency is reflected in our $279,126, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Member Savings and Investments

Members' savings are secured through $1,667,288 in share certificates and $2,049,952 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $4,117,162, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,157,318 in used vehicle loans and $1,578,803 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Credit Lines and Unsecured Loans

For those needing additional financial flexibility, we offer credit lines totaling $2,200,000 and flexible terms on unsecured credit card loans. With a total of $132,669 in unsecured credit card loans helping members manage their finances effectively, you can feel confident in your ability to cover unexpected expenses or make larger purchases without stress. At Dairyland Power, we pride ourselves on providing personalized service and understanding our members' needs. Whether you're interested in refinancing an existing loan or exploring eligibility options for a new one, our team is here to assist you every step of the way. For more information about our loan offerings or to discuss your individual financial needs further, feel free to reach out at (608) 787-1283 or visit us at 3200 East Ave S La Crosse WI 54601. You can also explore more about our services online at Dairyland Power Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $986,440, make buying or refinancing simple. We are committed to guiding you through the mortgage process with straightforward advice and support tailored to your unique situation.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool empowers users to make informed financial decisions without the stress of navigating through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the information presented is reliable and up-to-date, reflecting the latest results (Source: https://www.ncua.gov ). By focusing on verified institutions, LendMesh promotes fair and transparent lending practices. One of the key benefits of using LendMesh is its commitment to transparency. All loan offers are derived from legitimate financial organizations, ensuring that users receive trustworthy options. Additionally, LendMesh does not feature sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh strives to provide unbiased results based solely on the merits of each offer. Another significant advantage is the real-time rate comparisons available on LendMesh. Users can access up-to-date loan rates from multiple institutions, enabling them to identify the best deals suited to their financial needs quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to compare real-time loan offers today, visit LendMesh and discover the best rates tailored for your requirements. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DAIRYLAND POWER CREDIT UNION