Dade County Credit Union Sweetwater FL | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Dade County, your trusted partner in financial services located at 1500 NW 107th Ave, Sweetwater, FL 33172. Established in 1991, our credit union has grown into a vibrant community hub, proudly serving over 105,000 members. With total assets of $1,378,374,240, we are committed to providing you with the financial tools and resources you need to achieve your goals. At Dade County, we believe in making banking personal. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to help. We also offer business banking solutions tailored for local entrepreneurs and small businesses. While you can visit us at our branch for all your financial needs, official correspondence should be sent to our mailing address: 1500 NW 107th Ave, Sweetwater, FL 33172-2706. Led by CEO George Joseph and Board President Bonnie Burrell, our team of 256 employees is passionate about serving our members and the community. With a net worth of $161,625,752 and cash in hand amounting to $14,695,022, we prioritize your financial well-being above all else. Join us today and experience a community-focused approach to banking that puts you first! Feel free to call us at 305-471-5080 or visit our website at dcfcu.org for more information on how we can support your financial journey.

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become a part of the Dade County family. Experience firsthand how we prioritize your financial well-being while actively contributing to the growth and prosperity of Sweetwater and surrounding areas. Join us today by visiting our website or calling us at 305-471-5080 for more information on membership and services. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors, Dade County has continually evolved to meet the changing financial landscape and the unique needs of our community. From providing essential banking services to embracing modern technology, we strive to make banking convenient and accessible for everyone. Although we do not offer drive-thru banking at this location, we ensure that our members can access their accounts with ease through our ATM services and online banking features. Our commitment goes beyond just financial transactions; it extends into meaningful community engagement. We believe in giving back to the neighborhoods that support us. Over the years, we have partnered with local organizations and initiatives aimed at improving financial literacy, supporting local businesses, and fostering a sense of community among residents.

Our Mission

The mission of Dade County is simple yet powerful: to empower our members through comprehensive financial services while nurturing a spirit of community support. We are dedicated to providing personalized service that helps individuals achieve their financial goals whether that's obtaining an auto loan or saving for a future home. Our range of offerings includes checking and savings accounts, credit cards with rewards, personal loans, mortgage loans, and business banking solutions. While members can visit us at 1500 Nw 107Th Ave for all their banking needs, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Sweetwater, FL 33172-2706 if different from the branch address.

Branch Location & Accessibility

Accessibility Features

Accessibility is key at our Dade County branch. We provide ADA-compliant features so everyone can access our services comfortably. Parking is available right at our location, making it convenient for you to drop by anytime you need assistance.

Address and Communication

While members can visit us at 1500 NW 107th Ave, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Sweetwater, FL 33172-2706. This ensures all your important communications reach us without delay.

Call Us Today!

Have questions or need more information? Don't hesitate to call us at 305-471-5080. Our friendly staff is eager to assist you with any inquiries or help you get started with our services. We invite you to stop by and see how Dade County can support your financial journey!

Operating Hours and Services

Our operating hours are currently being determined, so please stay tuned for updates! When you're ready to visit, rest assured that we offer a range of services tailored to meet your banking needs from checking and savings accounts to auto loans and mortgage options. Need cash? Enjoy the convenience of our ATM service available on-site.

Member Eligibility

At Dade County, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is straightforward and open to those who live, work, worship, or attend school in Miami-Dade County, as well as their family members. This means that if you're connected to the vibrant fabric of our local area, you can enjoy all the benefits we offer from personalized service to competitive rates on loans and savings accounts. You'll find that being part of Dade County isn't just about banking; it's about belonging to a supportive network that cares for your financial well-being. To get started, simply visit us at 1500 Nw 107Th Ave Sweetwater Fl 33172 or give us a call at (305) 471-5080. For more detailed information about eligibility and membership criteria, check out our website at https://dcfcu.ecutechnology.com/membershipx/agreements. If you're ready to take the next step and open an account, you can easily do so online by following this link: https://apply.dcfcu.org?utm_campaign=mainnavbar&utm_medium=button&utm_source=loanapp.dcfcu. We're excited to welcome you into the Dade County family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine being able to accept payments effortlessly, whether in-store or online. This convenience not only improves customer satisfaction but also enhances your cash flow management. Visit us at 1500 Nw 107Th Ave Sweetwater Fl 33172 in Sweetwater, FL, or call us at (305) 471-5080 to learn more about how our services can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash when needed is made simple with our extensive ATM services available throughout the area. You can easily withdraw cash or check balances at any time without hassle. In conclusion, at Dade County, we strive to provide all members with the tools they need for financial success. Our commitment goes beyond just offering services; we aim to create lasting relationships built on trust and support. Ready to explore how we can assist you further? Call us today at 305-471-5080 or visit us online at dcfcu.org to learn more about opening an account or applying for loans tailored just for you!

Auto Loans & Vehicle Financing

When it comes to purchasing a car, our auto loans and vehicle financing options make it easy for you to hit the road in no time. We understand that buying a car is a significant investment. That's why we offer flexible loan terms and competitive rates tailored to fit your budget. Picture driving off in your dream car without the stress of overwhelming payments.

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are tailored to support growth and efficiency. We understand that managing finances is crucial for success; that's why we provide solutions that help streamline operations so you can focus on what matters most your business.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases that can be redeemed for exciting rewards or cash back. It's like getting rewarded simply for using your card! This feature encourages smart spending while making everyday purchases more rewarding.

Mortgage Loans & Refinancing

If homeownership is on your mind or if you're considering refinancing your current mortgage, our mortgage loans are designed with you in mind. We guide you through the process of obtaining financing for a new home or adjusting your existing mortgage to better suit your financial situation. Our team is here to simplify what can often be a complicated process.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine having an account that not only keeps your funds safe but also helps you grow them through competitive interest rates. With our online and mobile banking features, you can access your accounts anytime, anywhere. This means checking balances, transferring funds, and even paying bills are just a few taps away on your smartphone.

Personal Loans & Debt Consolidation

For those looking to consolidate debt or cover unexpected expenses, our personal loans offer a straightforward solution. Imagine being able to combine multiple payments into one easy-to-manage loan with lower interest rates. This service can help ease financial burdens and bring peace of mind.

Digital & Online Banking

At Dade County, we understand that your time is valuable, and convenience is key. That's why our digital and online banking services are designed to give you secure access to your finances anytime, anywhere. With just a few clicks or taps, you can manage your accounts with ease. Our online banking platform at https://www.dcfcu.org/ allows you to check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, if you're looking for paperless solutions, we offer e-statements so you can keep track of your financial activities without clutter. You'll appreciate how simple it is to stay organized while contributing to a greener planet. Want to make payments quickly? Our mobile payments feature lets you pay for goods and services directly from your smartphone. And if you're out with friends and need to split the bill, our person-to-person transfer service makes sending money as easy as sending a text. No more fumbling for cash or worrying about IOUs! For those who prefer managing their finances on the go, our mobile application is available for download, giving you access to all these features right at your fingertips. Whether you want to view recent transactions or deposit checks using your phone's camera, our app puts control back in your hands. Security is always a priority at Dade County. While we don't currently support electronic signature authorization, we use top-notch security measures to protect your information during online transactions. With 24/7 online banking services available, you can rest easy knowing that accessing your accounts is not only convenient but also safe. Join us today at Dade County and experience banking that adapts to your lifestyle!

Financial Strength

At Dade County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to providing reliable services and products that meet your needs. With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment extends beyond numbers. With $160,539,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $8,960 in used auto loans and $934,667,515 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $5,737,461, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $255,513. Total Share Accounts: 194,157, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 1500 Nw 107Th Ave Sweetwater Fl 33172 or call (305) 471-5080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

We also provide personal loans and debt consolidation options for those looking to simplify their finances or tackle unexpected expenses. Each loan type comes with its own set of benefits and eligibility requirements, ensuring there's something for everyone. If you're interested in refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process and find solutions that work best for you. For more information about our loan products or to apply today, please contact us at (305) 471-5080, visit us at 1500 Nw 107Th Ave Sweetwater Fl 33172, or explore our website at https://www.dcfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $234,675,125 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the right mortgage for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,439,188 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add value to your everyday purchases.

Loan Aggregator

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Real-Time Rate Comparisons

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DADE COUNTY FEDERAL CREDIT UNION - Sweetwater, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Sweetwater, FL (33172)