Dade County Credit Union Sweetwater FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Dade County, your trusted financial partner located at 1500 Nw 107Th Ave, Sweetwater, FL 33172. Since our establishment in 1991, we have proudly served our community, growing alongside our 105,485 members who rely on us for their banking needs. With total assets of over $1.37 billion, we are committed to providing a range of services tailored to help you achieve your financial goals. At Dade County, we understand that each member's journey is unique. That's why we offer personalized solutions, including auto loans, mortgages, and business banking services. Our dedicated team of 256 employees is here to ensure you receive the support and guidance you need every step of the way. Under the leadership of CEO George Joseph and Board President Bonnie Burrell, our focus remains steadfast: empowering our members through exceptional service and financial education. While you can visit us at our branch location for all your banking needs, if you need to send official correspondence, please direct it to our mailing address at 1500 NW 107th Ave, Sweetwater, FL 33172-2706. With total deposits reaching $28,894,954 and a net worth of $161,625,752, Dade County stands as a pillar of strength in the financial landscape of our community. We invite you to explore what we offer by visiting our website at www.dcfcu.org or calling us at 305-471-5080. Whether you're looking for personal banking options or business solutions, we're excited to help you thrive!

Branch History & Mission

At Dade County Credit Union, our journey began in 1991 with a simple but powerful mission: to provide our community in Sweetwater, FL, with trusted financial services and support. Over the years, we have grown from a small credit union into a vibrant institution with over 105,000 members and total assets exceeding $1.37 billion. Located at 1500 NW 107th Ave, we are proud to serve our neighbors and contribute positively to their financial well-being. Our branch has seen many milestones since its opening, including the introduction of innovative services designed to meet the evolving needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to offer solutions that empower individuals and families on their financial journeys. Our commitment to community service is evident through our various outreach programs and partnerships that aim to uplift those around us. Dade County's mission is clear: we believe in putting people before profit. We focus not only on providing excellent financial products but also on creating an inclusive environment where everyone feels welcome. This dedication extends to maintaining high standards for accessibility and customer service, ensuring that all members can easily access their accounts and receive personalized assistance when needed. While members can visit us at our Sweetwater location for all their banking needs, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Sweetwater, FL 33172-2706. We understand that convenience is key; that's why we offer ATM availability and drive-thru banking for easy transactions during operating hours: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. As we look ahead, Dade County Credit Union continues to embrace digital advancements while remaining committed to serving our community's diverse needs. We invite you to join us and experience firsthand the benefits of being part of a credit union that truly cares about its members. Explore what we have to offer by visiting our website at dcfcu.org or give us a call at (305) 471-5080 today!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for everyone. Our branch complies with ADA standards, featuring ramps and designated parking spots for those who need them. We strive to create an inviting environment where every member feels comfortable and welcomed.

Call to Action

We invite you to come by and see how we can help you achieve your financial goals! Feel free to call us at (305) 471-5080 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Nearby Landmarks

Located just a stone's throw away from bustling shopping areas and local eateries, our branch is well-situated for your convenience. With ample parking available, accessing our services is hassle-free. If you prefer public transport, several bus routes service the area, making it easy to stop by.

Operating Hours

Our operating hours are designed to fit your busy schedule. Visit us Monday through Wednesday from 9:00 AM to 4:30 PM, or on Thursday and Friday from 8:00 AM to 5:00 PM. For those who can only make it on Saturdays, our drive-thru service is open from 9:00 AM until 1:00 PM, ensuring you have access when you need it most.

Services Offered

At Dade County's Main Office, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal financing options, we have something for everyone. Plus, enjoy the added convenience of ATM access and drive-thru banking for quick transactions. While members can visit us at 1500 Nw 107Th Ave Sweetwater Fl 33172, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Sweetwater, FL 33172-2706 if different.

Member Eligibility

Joining the Dade County family is more than just opening an account; it's about becoming part of a caring community dedicated to your financial well-being. If you live, work, or worship in the area around our branch at 1500 Nw 107Th Ave Sweetwater Fl 33172, you're already eligible to become a member! We welcome individuals from various backgrounds and encourage everyone to experience the benefits we offer, including personalized service and competitive rates. Plus, as a member, you'll enjoy access to a range of financial products tailored to meet your needs. Getting started is simple! You can find all the details on eligibility by visiting https://dcfcu.ecutechnology.com/membershipx/agreements . When you're ready to take the next step, check out our straightforward account opening process at https://apply.dcfcu.org?utm_campaign=mainnavbar&utm_medium=button&utm_source=loanapp.dcfcu . If you have any questions or need assistance, feel free to reach out to us at (305) 471-5080. We're excited to help you on your journey with Dade County!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to streamline transactions and enhance customer satisfaction right at your fingertips. Our merchant services provide just that whether you're processing payments online or in-person, we help simplify your operations so you can focus on what you do best: running your business. Located at 1500 Nw 107Th Ave Sweetwater Fl 33172 in Sweetwater, FL, we're here to partner with you every step of the way. Reach out today at (305) 471-5080 to learn more about how we can support your business ambitions!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking solutions include merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have resources available to support your growth.

Credit Cards and Rewards

At Dade County, we believe in rewarding our members. Our Credit Cards with Rewards program offers benefits that can enhance your purchasing power while earning points for everyday spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Manage your accounts from anywhere with ease; check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with access to ATMs for cash withdrawal and basic drive-thru banking for deposits and withdrawals, getting the service you need is quick and straightforward. You can also take advantage of basic shared branch transactions if you belong to partner credit unions making it easy to deposit or withdraw funds no matter where you are.

Get Started Today!

Our commitment at Dade County goes beyond just offering services; it's about building relationships that last. We invite you to visit us at 1500 Nw 107Th Ave Sweetwater Fl 33172, call us at (305) 471-5080, or check out our website at Main Office for more details on how we can assist you in achieving your financial goals. Join us today your journey toward better banking starts here!

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer a variety of personal banking options. Start with our Checking and Savings Accounts, designed to help you manage your day-to-day transactions while earning interest on your savings. For those considering a vehicle purchase, our Auto Loans and Vehicle Financing provide flexible terms and competitive rates, making it easier than ever to drive away in the car you want. If homeownership is on your mind, explore our Mortgage Loans and Refinancing services. Our mortgage specialists will guide you through the process, ensuring that you find the best solution for your budget. Additionally, if you're facing unexpected expenses or planning a big purchase, our Personal Loans and Debt Consolidation options can give you the financial relief you need.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at work or relaxing at home, you have complete control over your finances right at your fingertips. Plus, our mobile application enhances this experience even further, giving you the ability to bank anytime, anywhere. For those who enjoy keeping track of their spending and savings, we provide e-statements. This feature not only helps you stay organized but also promotes a more eco-friendly way to manage your finances. You can opt for electronic statements instead of paper ones saving trees and clutter in your mailbox!

Security and Convenience

Security is our top priority. We ensure that all your transactions are protected with advanced encryption technologies, so you can bank with peace of mind. Our person-to-person transfer feature makes it simple to send money to friends or family directly from your account without needing cash or checks. If mobile payments are part of your routine, you'll be pleased to know that we support them as well! With this feature, paying for groceries or splitting a dinner bill becomes quick and hassle-free. Even if you're away from your computer, our services remain accessible through mobile devices. No matter where life takes you, managing your account is just a tap away! In summary, Dade County offers an array of digital banking solutions that enhance accessibility and ease-of-use while prioritizing security. Experience these benefits today by visiting us online at https://www.dcfcu.org/ !

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 250 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

A Growing Community

With 194,157 total share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $255,513, further demonstrating our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 1500 Nw 107Th Ave Sweetwater Fl 33172 or call (305) 471-5080 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to excellence is evident through our $160,539,093 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $8,960 in used auto loans and $934,667,515 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,180 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing or need to check your eligibility for any of our loan products, we provide comprehensive resources and personalized assistance to help you navigate your options. Our dedicated team is always available to answer your questions and help you find the right financial solutions. For more information about our loan offerings or to apply today, please visit us at our branch located at 1500 Nw 107Th Ave Sweetwater Fl 33172 in Sweetwater, FL, or give us a call at (305) 471-5080. We look forward to assisting you on your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, make buying or refinancing simple. We guide you through every step of the process to ensure you find the right solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,439,188 in loans helping members manage their finances effectively. These cards come with various benefits designed to make everyday spending easier and more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing means that you can trust the information you receive. Every loan offer displayed on LendMesh comes from legitimate financial institutions, ensuring transparency and reliability in your search for the right loan.

DADE COUNTY FEDERAL CREDIT UNION