Dade County Credit Union Miami FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Dade County at our Kendall Branch, located at 10900 Sw 88Th St, Miami, FL 33176. Since opening our doors in 1991, we've been dedicated to building strong relationships with our members and the community. With a membership of over 105,000, we pride ourselves on providing personalized financial services that truly meet the needs of our diverse community. At Dade County, we understand that financial stability is crucial for both individuals and families. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. Our total assets of $1,378,374,240 and total deposits reaching $28,894,954 showcase our strong foundation and commitment to safeguarding your finances. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 1500 NW 107th Ave, Doral, FL 33172. We're here to serve you not just as a bank but as a trusted partner in your financial journey. Led by CEO George Joseph and Board President Bonnie Burrell, our team of 256 employees is passionate about delivering exceptional service. Whether you're looking to make a deposit or explore loan options our friendly staff is here to help you every step of the way. With features like online and mobile banking available, along with ATM access and drive-thru services for your convenience, we're committed to making banking easy and accessible for everyone. Feel free to reach out to us at 305-471-5080 if you have any questions or want more information about how we can help you achieve your financial goals. Visit us today or check out our website at www.dcfcu.org for more details!

Branch History & Mission

At Dade County Credit Union, we take pride in our rich history and commitment to serving the community of Miami, Florida. Founded in 1991, our Kendall Branch has grown alongside the local population, evolving into a trusted financial partner for over 105,000 members. From our humble beginnings to becoming a significant player in the credit union landscape, we have always prioritized the needs of our members. Located at 10900 SW 88th St, Miami, FL 33176, our branch is easily accessible and close to several local landmarks. Whether you're visiting for personal banking or business services, you can rely on us to provide friendly and professional assistance. For any official correspondence, please send it to our mailing address at 1500 NW 107th Ave, Doral, FL 33172. Our mission is clear: we are dedicated to empowering our members with the financial tools they need to thrive. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is not just to provide exceptional financial services but also to support our community through various outreach programs and partnerships. With total assets exceeding $1.37 billion, we have the resources necessary to help you achieve your financial goals. We understand that banking today requires both convenience and security. That's why we offer online and mobile banking options along with ATM availability and drive-thru service for your ease. As a member-focused organization, we're committed to making sure everyone feels welcome. Our facilities are ADA compliant, ensuring that all members can access our services comfortably. We're also proud to operate a shared service center that allows for basic transactions with partner credit unions making banking even more accessible. Join us as we continue this journey together! Experience the many benefits of being part of Dade County Credit Union. Whether you're looking for a loan or simply want reliable banking services, we invite you to become a member today. Call us at 305-471-5080 or visit our website for more information!

Branch Location & Accessibility

A Range of Services at Your Fingertips

At the Dade County Kendall Branch, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help fulfill your financial needs. Our friendly staff is always ready to assist with basic transactions through shared services as well.

Convenient Access and Features

At our branch, you'll find ample parking available, along with ADA-compliant features to ensure that everyone can access our services comfortably. If you prefer to conduct your banking from the car, we also offer drive-thru banking for quick deposits and withdrawals. Plus, if you ever need cash outside of regular hours, our ATM is available for your convenience. While members can visit us at 10900 Sw 88Th St, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Doral, FL 33172. This ensures that all your communication reaches us without delay.

Let’s Connect!

Ready to experience banking that puts you first? We invite you to visit us or give us a call at 305-471-5080. Whether you're looking for advice on a loan or just need assistance with your account, we're excited to help you on your financial journey!

Operating Hours Designed for You

We understand that life can get busy! That's why we offer flexible operating hours: - Monday to Wednesday: 9:00 am - 4:30 pm - Thursday and Friday: 8:00 am - 5:00 pm - Saturday: Drive-Thru open from 9:00 am - 1:00 pm These hours allow you to come by when it's most convenient for you.

Member Eligibility

At Dade County, becoming a member is more than just opening an account; it's about joining a welcoming community that values your financial well-being. If you live, work, or worship in the Miami-Dade area, or if you have a family member who is already part of our credit union, you're likely eligible for membership! We pride ourselves on being inclusive and supportive, providing access to a range of financial services tailored just for you. You can find detailed eligibility criteria at https://dcfcu.ecutechnology.com/membershipx/agreements, which we encourage you to check out for the most up-to-date information. Once you know you're eligible, opening an account with us is a breeze! Just visit our easy-to-navigate online application at https://apply.dcfcu.org?utm_campaign=mainnavbar&utm_medium=button&utm_source=loanapp.dcfcu to get started. If you have any questions along the way, don't hesitate to reach out to us at (305) 471-5080. We're here to help you every step of the way as you join the Dade County family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine having a reliable payment processing system that allows you to accept payments quickly and securely, enhancing customer satisfaction and improving cash flow. Our merchant solutions ensure you can focus on what matters most growing your business. Located at 10900 Sw 88Th St Miami Fl 33176 in Miami, FL, we are ready to partner with you on your business journey. Reach out today at (305) 471-5080 and discover how we can help turn your goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

For those who enjoy rewards on their purchases, our credit cards with rewards offer great benefits that fit your lifestyle. Whether it's cash back or points towards travel, you can earn as you spend. If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, can help you grow and manage your business effectively.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can manage your accounts anytime, anywhere from checking balances to making transfers with just a few taps on your smartphone. Our ATMs ensure you have access to cash when needed, while our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. We also participate in shared branch transactions, so if you're a member of another participating credit union, you can easily make deposits and withdrawals at our location.

Get Started Today!

With all these services available at Dade County, now is the perfect time to take control of your financial future. If you have questions or would like more information about any of our offerings, please reach out to us at (305) 471-5080 or visit us online at Kendall Branch. We're excited to help you achieve your financial goals!

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts designed for your everyday needs. Imagine having a secure place to store your money while earning interest. Our auto loans and vehicle financing options make it easier than ever to drive off in the car you've always wanted. With competitive rates and flexible terms, we can help you find a loan that fits your budget. If homeownership is on your mind, look into our mortgage loans and refinancing services. We are here to guide you through the process of buying your first home or refinancing an existing mortgage to lower your monthly payments. Additionally, our personal loans and debt consolidation options can help simplify your finances by combining multiple debts into one easy payment.

Digital & Online Banking

Key Services for Your Convenience

Our 24/7 online banking services give you real-time access to your accounts, allowing you to manage your finances with ease. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also stay organized with our e-statements, which are readily available for you no more clutter from paper statements. If you prefer using your mobile device, our mobile application brings the bank right into your pocket. You can make payments on the go with our mobile payments feature, ensuring that you never miss a beat in today's fast-paced world. The app is designed to be user-friendly, so even if technology isn't your strong suit, you'll find it easy to navigate.

Security and Accessibility

We prioritize your security. While we don't currently offer electronic signature authorization, we ensure that all transactions through our platform are protected with advanced security measures. This way, you can feel confident when conducting business online. In addition to accessibility and ease-of-use, our digital banking services help you stay in control of your finances. No matter where life takes you, Dade County is here to support your banking needs with features that make managing your money straightforward and stress-free. Experience the freedom of banking on your terms at Dade County! For more information on how to get started with our digital services, visit us at https://www.dcfcu.org/ today!

Financial Strength

At Dade County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a solid financial foundation is crucial. That's why we prioritize maintaining robust financial health to serve you better. With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial strength is complemented by our net worth ratio of 11.80%, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our services is evident with $160,539,093 in undivided earnings. This allows us to enhance our innovative banking tools, strengthen lending options, and improve security measures for all members. Additionally, with $8,960 in used auto loans and $934,667,515 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $5,737,461, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 6 part-time employees who are always ready to assist you with knowledge and commitment. As a testament to our growing member base, we proudly serve 194,157 accounts, reflecting the trust placed in us by our community. The funds available for lending and investments stand strong at $255,513, further ensuring that we can meet your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 10900 Sw 88Th St Miami Fl 33176 or call (305) 471-5080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $234,675,125 provide the capital needed to grow and expand your operations. We know how crucial it is for businesses to have access to funds when opportunities arise, so we strive to make the borrowing process as straightforward as possible. At Dade County, we're dedicated to making financial services accessible for everyone in our community. If you're interested in learning more about any of these loan products or would like assistance with application and eligibility requirements, feel free to give us a call at (305) 471-5080 or visit us at our branch located at 10900 Sw 88Th St Miami Fl 33176 in Miami, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, make buying or refinancing simple. We offer various plans that can accommodate different financial situations, so you can find the right fit for your lifestyle. If you're considering refinancing, our experts can guide you through the process, ensuring you understand all your options.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $49,439,188 in loans helping members manage their finances effectively, our credit cards come with benefits that support your spending needs without breaking the bank.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best lending options. LendMesh ensures accurate loan comparisons through sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees that users receive fair and transparent offers tailored to their needs. One significant benefit of using LendMesh is the emphasis on Verified Data. All loan offers come from legitimate financial institutions, fostering trust in the comparison process. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This approach ensures that users receive truly unbiased results when comparing loan options. Another advantage is the availability of Real-Time Rate Comparisons. Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing needs. Thousands of users have already experienced the benefits of LendMesh. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To discover how LendMesh can help you find the best loan rates for your specific situation, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DADE COUNTY FEDERAL CREDIT UNION - Miami, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Miami, FL (33176)