Dade County Credit Union Miami FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Dade County, where your financial well-being is our top priority. Located at 1611 NW 12th Ave Ste H, Miami, FL 33136, our branch has been serving the community since 1991. With over 105,000 members and a strong commitment to personal service, we are proud to be a trusted partner in your financial journey. At Dade County, we understand that each member's needs are unique. That's why we offer a wide array of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets exceed $1.37 billion, ensuring that we have the resources to support you when you need us most. With total deposits of $28,894,954 and a solid net worth of $161,625,752, your funds are safe with us. Our dedicated team of 256 employees, led by CEO George Joseph and Board President Bonnie Burrell, is here to provide personalized assistance every step of the way. Whether you're looking for help with a loan or advice on saving for the future, you can count on us to deliver friendly service and expert guidance. While members can visit us at our physical location in Miami for all their banking needs, official correspondence should be sent to our mailing address: 1500 NW 107th Ave, Sweetwater, FL 33172-2706. With our comprehensive online services including mobile banking and person-to-person transfers, managing your finances has never been easier. We invite you to explore everything we offer by visiting our website at www.dcfcu.org or giving us a call at 305-471-5080. Join us today and experience the difference that a dedicated credit union can make in your life!

Branch History & Mission

At Dade County, we proudly reflect on our rich history and commitment to serving the Miami community. Established in 1991, our branch has grown from a small financial institution into a trusted partner for over 105,000 members. Located at 1611 NW 12th Ave Ste H, Miami, FL 33136, we are nestled in a vibrant area that's easily accessible for all our members. From our humble beginnings, we have continuously evolved to meet the changing needs of our community. Our total assets have reached an impressive $1,378,374,240, a testament to the trust and support we receive from our valued members. Our mission is clear: to provide exceptional financial services while enhancing the quality of life in our community. We believe that everyone deserves access to affordable banking solutions, and we strive to empower our members with tools that help them achieve their financial goals. While members can visit us at 1611 Nw 12Th Ave Ste H Miami Fl 33136, official correspondence should be sent to 1500 NW 107th Ave, Sweetwater, FL 33172-2706. We operate Monday through Friday from 8:00 AM to 4:00 PM, ensuring that we are available when you need us most. At Dade County, we prioritize innovation and convenience. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also offer digital advancements like online banking and mobile payments, making it easy for you to manage your finances anytime and anywhere. Our commitment to accessibility extends beyond just financial services; we ensure ADA compliance so that every member feels welcome and supported. Moreover, while we don't currently offer drive-thru banking or shared service centers, we do provide ATM availability for quick cash withdrawals and balance checks. Community outreach is at the heart of our mission. We actively engage with local organizations and initiatives that aim to uplift those in need. By partnering with various groups, we work tirelessly to enhance economic opportunities within Miami-Dade County. As we continue to grow, we invite you to become part of our journey. Join Dade County today and experience firsthand the benefits of being a member-focused credit union dedicated to your financial well-being. For more information or to open an account, please call us at 305-471-5080 or visit us online at www.dcfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

We invite you to stop by or give us a call at 305-471-5080 if you have any questions or need assistance. At Dade County Credit Union, we're committed to making your banking experience as smooth and enjoyable as possible. We look forward to seeing you soon!

Convenient Access and Amenities

We understand that accessibility is important. Our branch is designed with features that make it easy for everyone to visit us, including ADA-compliant ramps and ample parking options. For those who prefer a quick cash withdrawal or balance check, we proudly offer ATM services right on-site. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Sweetwater, FL 33172-2706. This ensures that your important documents reach us without delay.

Operating Hours and Services

We know life can be busy! That's why our lobby is open Monday through Friday from 8:00 am to 4:00 pm. Feel free to come by during these hours for personal banking services such as checking and savings accounts, auto loans, mortgage loans, and much more. Our friendly team is dedicated to providing you with personalized service every time you visit. Although we do not have drive-thru banking available at this location, our ATM services are always ready for those quick transactions. If you're interested in exploring shared services with other local credit unions, please note that we currently don't offer this feature.

Member Eligibility

At Dade County, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is easy and open to those who live, work, worship, or attend school in Miami-Dade County. This means if you're part of our vibrant local area, you can enjoy all the benefits we offer! As a member, you'll gain access to personalized financial services, competitive rates on loans, and a supportive team ready to help you achieve your financial goals. To learn more about the specific eligibility criteria and ensure you meet the requirements, check out our detailed information at https://dcfcu.ecutechnology.com/membershipx/agreements . When you're ready to open an account, simply visit us at https://apply.dcfcu.org?utm_campaign=mainnavbar&utm_medium=button&utm_source=loanapp .dcfcu or give us a call at (305) 471-5080. We can't wait to welcome you into the Dade County family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services make it easier for you to manage transactions seamlessly. Imagine processing payments quickly and efficiently while focusing on what you do best growing your business. From mobile payment solutions to online transaction management, we provide the tools you need for success. Visit us at 1611 Nw 12Th Ave Ste H Miami Fl 33136 in Miami, FL, or call us at (305) 471-5080 to learn more about how we can partner with you on your path to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Convenience is key when it comes to accessing your money. With our ATM & Cash Withdrawal Services, you have easy access to your funds whenever you need them. Whether it's making a quick withdrawal or checking your balance at one of our ATMs, we've got you covered. In summary, whether you're managing personal finances or running a business, Dade County is here as your trusted partner in all things banking. For more information on how we can assist you further or if you're ready to get started on any of these services, don't hesitate to reach out at 305-471-5080 or visit us online at dcfcu.org. Let's take the next step towards achieving your financial dreams together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make your dream vehicle a reality. With flexible terms and competitive interest rates, we ensure that financing your vehicle fits comfortably within your budget. Picture yourself driving off in that new car, knowing you made a smart financial decision.

Business Banking

If you're a business owner, our Business Banking services are tailored just for you. From Merchant Services that help facilitate transactions to Business Loans aimed at growing your enterprise, we offer the resources needed to help your business thrive.

Credit Cards with Rewards

For everyday purchases and special occasions alike, consider our Credit Cards with Rewards program. Earn points for every dollar spent and redeem them for various rewards that fit your lifestyle. It's like getting rewarded for spending!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through the process. We understand that securing a home loan can be overwhelming, which is why our team is ready to provide personalized assistance every step of the way.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our Personal Banking options are designed with you in mind. We offer both Checking and Savings Accounts that come with competitive rates and no hidden fees. Imagine being able to manage your finances from anywhere with our robust Online & Mobile Banking services. Checking your balance, transferring funds, or even setting up automatic payments has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come in handy. Whether you need funds for an emergency or want to simplify your finances by consolidating debt, we're here to support you in achieving peace of mind.

Digital & Online Banking

Key Features

Our mobile application enhances your banking experience further. With features like mobile payments, you can make purchases swiftly and securely right from your phone. Plus, if you ever need to send money to friends or family, our person-to-person transfer option allows for easy transactions without any fuss. Concerned about keeping track of your statements? We've got you covered with e-statements that are not only environmentally friendly but also easily accessible whenever you need them. And for those who prefer the convenience of signing documents digitally, our electronic signature authorization is available to streamline your paperwork. We prioritize security and ease of use in all our digital services. Your sensitive information is protected with advanced security measures, so you can bank with peace of mind. In a world where every second counts, Dade County ensures that managing your finances is simple and straightforward. Join us today and experience the freedom of digital banking!

Financial Strength

Dedicated Staff

We also take pride in having 250 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With a total of 194,157 share accounts, we show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $255,513, indicating our ability to support your financial needs actively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 1611 Nw 12Th Ave Ste H Miami Fl 33136 or call (305) 471-5080 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We have $8,960 in used auto loans and $934,667,515 in total loans and leases, showcasing our ability to assist you across different areas of financing. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvesting for Your Benefit

With $160,539,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to excellence allows us to support our members' various financial goals with confidence.

Secure Savings Options

Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,180 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the resources necessary to make an informed purchase. Plus, if you're considering refinancing your existing auto loan, we can help you explore those options too.

Business Financing

For business owners, our outstanding commercial loans totaling $234,675,125 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your ambitions with tailored financing solutions. At Dade County, we are dedicated to providing personalized service and guidance throughout your borrowing experience. If you're interested in learning more about our loan offerings or want to discuss eligibility criteria, please don't hesitate to reach out at (305) 471-5080 or visit us at 1611 Nw 12Th Ave Ste H Miami Fl 33136 in Miami, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $49,439,188 in loans helping members manage their finances effectively. These cards provide great benefits and rewards while allowing you to maintain control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, make buying or refinancing simple. We believe in making home ownership accessible for everyone. Our team is ready to assist you through each step of the process, helping you understand eligibility requirements and available refinancing options.

Loan Aggregator

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Real-Time Rate Comparisons

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DADE COUNTY FEDERAL CREDIT UNION