Dade County Credit Union Miami FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dade County, your trusted partner in financial services located at 111 Nw 1St St, Miami, FL 33128. Since our establishment in 1991, we have proudly served our community, growing to a vibrant membership of over 105,485 individuals. Our commitment to providing exceptional service is reflected in our total assets of $1,378,374,240 and total deposits reaching $28,894,954. At Dade County, we believe that banking should be accessible and personalized. Whether you're looking for checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. Under the leadership of CEO George Joseph and Board President Bonnie Burrell, we strive to make every member feel valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 1500 NW 107th Ave, Doral, FL 33172. With a robust foundation built on trust and community involvement, we are committed to enhancing the financial well-being of our members. Our members benefit from various services like online banking, personal loans, and business banking solutions. In fact, we currently manage a total loan portfolio of 43,272, demonstrating our ability to support your financial aspirations. Explore all that we have to offer by visiting our website at www.dcfcu.org. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 305-471-5080 during our lobby hours from Monday to Friday between 8:00 AM and 4:00 PM. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we've embraced digital advancements that make banking easier than ever. With features like online banking and mobile payments available, managing your finances on the go is simple. We also ensure that all facilities are ADA compliant so that everyone in our community can access our services without barriers. With ATM availability at our Downtown Branch and no drive-thru service currently offered, we focus on creating an inviting lobby experience where you can connect with our knowledgeable staff who are ready to assist you.

Join Us

We invite you to become part of the Dade County family! Experience firsthand how we prioritize your needs while striving for excellence in every aspect of service. Discover the benefits of membership today by visiting us or exploring more on our website at www.dcfcu.org. Together, let's build a brighter future for ourselves and our community!

Our Journey

From humble beginnings in 1991, Dade County has transformed into a thriving credit union dedicated to the financial well-being of its members. We started with a simple mission: to provide accessible financial services that empower individuals and families within our community. As we evolved, we embraced new technologies while maintaining our commitment to personal service. Today, we offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our journey has also been marked by a strong focus on community outreach. We believe that supporting local initiatives is just as important as providing excellent financial services. Through partnerships with local organizations and participation in community events, we strive to uplift our neighbors and create positive change in Miami.

Our Mission

At Dade County, our mission is clear: to enhance the lives of our members by providing reliable financial services and fostering community growth. We aim to be more than just a credit union; we are a trusted partner in your financial journey. Whether you're looking to buy your first car or save for your child's education, we're here to help you achieve your dreams. While members can visit us at 111 NW 1st St, official correspondence should be sent to 1500 NW 107th Ave, Doral, FL 33172 if necessary. Our branch operates Monday through Friday from 8:00 am to 4:00 pm, making it easy for you to access our services during convenient hours.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to give us a call at 305-471-5080. We're here to help you navigate your financial journey! Come visit us today and discover how we can support your banking needs right in the heart of Miami!

Convenient Access

Our Downtown Branch is designed with accessibility in mind. We ensure that everyone can reach us easily, featuring ADA-compliant entrances and ramps for those who need them. Ample parking is available nearby, so you can park your vehicle without hassle.

Operating Hours & Services

We invite you to visit us during our operating hours from Monday to Friday, 8:00 am to 4:00 pm. Our friendly staff is ready to assist you with a range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need cash? We have an ATM on-site for your convenience! While members can come see us at our Downtown Branch, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Doral, FL 33172.

Member Eligibility

Joining Dade County is like stepping into a warm and welcoming community where your financial well-being is our priority. To become a member, you'll want to check if you meet the eligibility criteria, which generally includes living, working, worshiping, or attending school in certain areas of Miami-Dade County. We believe in making membership accessible, so we invite everyone who fits these criteria to join our family. If you're interested in the full details about what it takes to be part of Dade County, feel free to explore more at https://dcfcu.ecutechnology.com/membershipx/agreements. Opening an account with us is a breeze! You can start your journey toward better banking by visiting us in person at our location on 111 Nw 1St St Miami Fl 33128 or by checking out our online application process through this link: https://apply.dcfcu.org?utm_campaign=mainnavbar&utm_medium=button&utm_source=loanapp.dcfcu. If you have any questions or need assistance, don't hesitate to call us at (305) 471-5080. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine processing payments with ease while keeping your cash flow steady. Our merchant services help you do just that. From accepting card payments to managing online transactions, we provide seamless solutions tailored for your unique needs. This means you can focus on what you do best running your business while we handle the financial details. Visit us at 111 Nw 1St St Miami Fl 33128 in Miami, FL to discover how we can empower your business journey. For inquiries, call us at (305) 471-5080 or check out our website at https://www.dcfcu.org/. Let's build your future together!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we provide comprehensive business banking services including merchant services and business loans. We understand the unique challenges you face and strive to support your growth with financial products that help streamline operations and boost profitability.

Convenient Access to Cash

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever you need it. With locations available throughout the area, accessing your funds has never been simpler. At Dade County, convenience is key. Our digital banking features ensure that whether you're at home or on the move, managing your finances is straightforward and secure. If you're ready to experience personalized service from a credit union that cares about its members, give us a call at (305) 471-5080 or visit us today! We look forward to assisting you with all your financial needs right here at Downtown Branch.

Loans Tailored to You

If you're in the market for a new vehicle or considering refinancing your mortgage, we offer competitive auto loans and mortgage options that fit various budgets. Our personal loans can help you consolidate debt or cover unexpected expenses, providing peace of mind when life throws you a curveball. Plus, our credit cards come with rewards that make every purchase more rewarding!

Personal Banking Solutions

Our personal banking services are designed to make managing your money easy and convenient. With checking and savings accounts, you can keep track of your finances effortlessly. Imagine being able to access your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills with just a few taps on your smartphone.

Digital & Online Banking

Accessibility at Your Fingertips

The features we've built into our digital banking platform are designed for ease-of-use. Whether you're checking account balances or making payments, every step is straightforward. Our goal is to ensure you have real-time access to manage your finances effectively without any hassle. In summary, Dade County offers a range of digital banking options that cater to all aspects of modern financial management making it easier than ever for our members to stay on top of their banking needs!

Mobile Application Features

Our mobile application allows you to carry your bank right in your pocket. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. Plus, if you prefer going paperless, you'll love our availability of e-statements that keep your financial information organized and easy to access.

Online Banking Made Simple

With our 24/7 online banking services available at https://www.dcfcu.org/, you can check your balances, transfer funds, and pay bills from the comfort of your home or on the go. You no longer need to wait in line or adjust your schedule to access your money. Just log in whenever it suits you!

Security You Can Trust

While convenience is key, we also prioritize your security. Although we do not currently offer electronic signature authorization, rest assured that our online systems are equipped with robust security measures to protect your personal information.

Financial Strength

Commitment to Growth

With $160,539,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,960 in used auto loans and $934,667,515 in total loans and leases. Our performance also reflects operational efficiency with a net income of $5,737,461, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We take pride in having 250 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable, committed team. Together, we focus on your needs, ensuring that you receive personalized attention every time you visit us.

Member Trust

Total Share Accounts: 194,157, shows a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $255,513, you can feel confident knowing your money is being put to work effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 111 Nw 1St St Miami Fl 33128 or call (305) 471-5080 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options can fit your budget.

Credit Lines and Commercial Loans

For those needing more extensive financing options, our total credit lines amounting to $385,483,142 provide flexibility and access to funds when you need them. Additionally, we support business owners with outstanding commercial loans totaling $234,675,125, giving you the capital necessary to grow and expand your business. At Dade County, we are dedicated to serving our community by offering loan products that cater to various financial situations. For more information about refinancing or eligibility options, please don't hesitate to reach out. You can visit us at 111 Nw 1St St Miami Fl 33128, Miami, FL, or give us a call at (305) 471-5080. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, make buying or refinancing simple. We're here to guide you through the process and help you find the best solution for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $49,439,188 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that all offers presented are fair and transparent. Users can trust that the information they receive is both current and reliable.

DADE COUNTY FEDERAL CREDIT UNION - Miami, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Miami, FL (33128)