Dade County Credit Union Miami Gardens FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dade County, your trusted partner in financial well-being, located at 20645 Nw 2Nd Ave, Miami Gardens, FL 33169. Since our establishment in 1991, we have been committed to supporting our community and providing exceptional service to over 105,485 members. With total assets exceeding $1.37 billion, we are proud to offer a range of services tailored to meet your needs, from personal banking and auto loans to business banking solutions. At Dade County, we believe that everyone deserves access to reliable financial resources. Our dedicated team, led by CEO George Joseph and Board President Bonnie Burrell, works tirelessly to ensure you receive the best possible support. Whether you're looking for a new vehicle, planning for a home purchase, or just need a safe place to save your money, we're here for you. While members can visit us at our Miami Gardens branch, official correspondence should be sent to 1500 NW 107th Ave, Doral, FL 33172. We invite you to explore our offerings and discover how we can help you achieve your financial goals. With total loans amounting to 43,272 and deposits reaching $28,894,954, our strong financial position allows us to provide competitive rates and personalized services that make a real difference in our members' lives. Plus, with cash in hand totaling $14,695,022, we are well-equipped to support your financial journey. Ready to take the next step? Visit us online at Dade County Credit Union or call us at 305-471-5080 today! Let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement and Services

Dade County is more than just a credit union; we are an integral part of the Miami-Dade community. We take pride in actively participating in local events and initiatives aimed at improving the lives of our members and neighbors. Our partnerships with various organizations allow us to extend our outreach and provide assistance where it's needed most. In addition to our extensive range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking we offer modern conveniences like online banking and mobile payments. With ATM access available and drive-thru banking for easy transactions, we prioritize making banking convenient for everyone.

Join Us Today!

As we look toward the future, we invite you to become part of our growing family at Dade County. Experience firsthand the benefits of membership that come with being part of a cooperative dedicated to serving your best interests. Whether you're looking for innovative financial solutions or simply want a friendly place to manage your money, we're here for you. For more information about joining us or to explore our services further, please visit our website or call us at 305-471-5080. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to empower our members and support our community through accessible and affordable financial solutions. We understand that each member has unique needs, whether it's securing an auto loan, opening a savings account, or seeking business financing. Our team is dedicated to offering personalized services that help individuals and families reach their financial goals while also fostering growth in the communities we serve. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Doral, FL 33172.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated in the heart of Miami-Dade County, our branch is easy to reach. Just a short drive from popular spots like the Miami Gardens Shopping Plaza and close to major roadways, visiting us is a breeze. We have ample parking available, making it easy for you to drop in without any hassle. For those needing special assistance, we are ADA compliant and equipped with ramps for easy access.

Operating Hours Designed for You

We understand that life can be busy! That's why our operating hours are designed to fit your schedule. Join us Monday through Wednesday from 9:00 AM to 4:30 PM, and on Thursday and Friday from 8:00 AM to 5:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM at our drive-thru for quick transactions like deposits and withdrawals.

Services Tailored for Your Needs

At Dade County Credit Union, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, our ATM is available for convenient cash withdrawals and balance checks anytime you need it. While members can visit us at our branch location, please note that official correspondence should be sent to our mailing address at 1500 NW 107th Ave, Doral, FL 33172.

We're Here for You!

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 305-471-5080. Our dedicated team is eager to help you navigate your financial journey. Come visit us today at the Dade County Credit Union your trusted partner in finance!

Member Eligibility

At Dade County, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our priority. If you're interested in joining us at our Miami Gardens location, located at 20645 Nw 2Nd Ave Miami Gardens Fl 33169, you'll find that eligibility is straightforward and inclusive. Typically, anyone who lives, works, worships, or attends school in the area can become a member. We're here to support you with a range of benefits like competitive loan rates, personalized service, and access to various financial products tailored to meet your needs. To get all the details about eligibility criteria, feel free to check out our dedicated page at https://dcfcu.ecutechnology.com/membershipx/agreements. Once you know you qualify, opening an account with us is easy! You can start the process online by visiting our account opening page at https://apply.dcfcu.org?utm_campaign=mainnavbar&utm_medium=button&utm_source=loanapp.dcfcu. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (305) 471-5080. We're excited to welcome you into the Dade County family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine running your business smoothly as customers easily pay with cards or mobile wallets. Our services help you manage transactions efficiently, allowing you to focus on what matters most growing your business. Located at 20645 Nw 2Nd Ave Miami Gardens Fl 33169, Miami Gardens, FL 33169, our team is here to provide personalized support tailored to your needs. Reach out to us at (305) 471-5080 or visit us online at https://www.dcfcu.org/ to discover how we can help you thrive!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we have tailored services such as merchant services and business loans designed to help your business thrive. We understand that every dollar counts, which is why we work hard to provide competitive rates and personalized service.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards allow you to earn points on your purchases, which can translate into exciting rewards or cashback making everyday spending even more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills with just a few taps on your smartphone. Plus, our ATM services allow you to withdraw cash or check balances without stepping inside the branch.

Drive-Thru and In-Person Services

If you prefer face-to-face interactions or need assistance with basic transactions, our drive-thru banking is available for deposits, withdrawals, and simple tasks. We also welcome you inside for any complex needs. With all these services at your fingertips, it's clear that Dade County is committed to supporting your financial health in every way possible. If you're ready to take the next step in managing your finances or want more information about any of our offerings, don't hesitate to reach out! Call us at (305) 471-5080, visit us at our branch in Miami Gardens, or check out our website at Miami Gardens Branch. We look forward to serving you!

Personal Banking

We offer a variety of personal banking solutions to ensure you have the tools necessary for effective money management. With our checking and savings accounts, you can easily manage your everyday expenses while also saving for future goals. For those considering larger purchases, our auto loans and vehicle financing options make it simple to drive away in the car of your dreams without breaking the bank. Need a home? Our mortgage loans and refinancing services provide flexible options that can fit within your budget. If you're dealing with debt, our personal loans and debt consolidation services can help you regain control over your finances.

Digital & Online Banking

Key Features

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with ease. You can also take advantage of e-statements, which are not only environmentally friendly but also help you keep track of your transactions effortlessly. No more waiting for paper statements to arrive! If you need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family right from your phone or computer. Plus, with our mobile application available for download, banking is even more accessible. Whether you're at home or on the go, managing your accounts has never been easier.

Security and Ease of Use

Your security is our top priority. We use advanced encryption technology to protect your personal information while ensuring a smooth user experience. Although we do not offer electronic signature authorization at this time, you can feel confident that all transactions through our online platform are secure. For those who prefer using their mobile devices, our mobile payments feature lets you make purchases directly from your smartphone just another way we make banking easy! In summary, whether you're checking your balance or making a quick payment, Dade County provides the tools you need for real-time account management without sacrificing security. Explore all these digital banking options and more by visiting us at https://www.dcfcu.org/ today!

Financial Strength

Dedicated Team

We also take pride in having 250 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Together with our strong member base of 194,157 total share accounts, we demonstrate the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 20645 Nw 2Nd Ave Miami Gardens Fl 33169 or call 305-471-5080 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency. While this figure may seem modest, it underscores our commitment to maintaining stability while still providing competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $160,539,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8960 in used auto loans and $934,667,515 in total loans and leases.

Strong Financial Position

With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1180 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms designed to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $234,675,125 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we're here to support you every step of the way. If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, feel free to reach out. Our team is ready to assist you in navigating through all available choices. For more information about our loan offerings or to speak with one of our representatives, contact us at (305) 471-5080 or visit us at our branch located at 20645 Nw 2Nd Ave Miami Gardens Fl 33169 in Miami Gardens, FL. We're dedicated to helping you find the right financial solutions!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, making buying or refinancing simple. We prioritize your home-buying experience by providing competitive rates and personalized service throughout the entire process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $49,439,188 in loans helping members manage their finances effectively. These cards come with great rewards and can be an excellent tool for building your credit score while enjoying everyday purchases.

Loan Aggregator

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DADE COUNTY FEDERAL CREDIT UNION - Miami Gardens, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Miami Gardens, FL (33169)