We invite you to become part of the Dade County family. Experience firsthand the benefits of membership and join us in building a stronger community together. For more information or to open an account, please visit our website or give us a call at (305) 471-5080. Let's embark on this journey toward financial wellness together!
As technology continues to shape how we interact with finances, we're proud to offer modern conveniences such as online and mobile banking along with ATM access for easy transactions. Our branch is fully ADA compliant, ensuring that everyone can access the services they need without barriers. With dedicated hours of operation from Monday through Wednesday 9:00 am - 4:30 pm and Thursday through Friday 8:00 am - 5:00 pm, you can count on us being here when you need us most.
From our humble beginnings, Dade County has evolved significantly over the years. We started as a small credit union focused on providing accessible financial services to local residents. Today, we have grown into a trusted institution with total assets amounting to an impressive $1,378,374,240. This growth reflects not only our commitment to sound financial practices but also the trust placed in us by our members. Situated at 29850 S Dixie Hwy Homestead Fl 33033, just a stone's throw away from local landmarks that define our community, we are more than just a financial institution; we are your neighbors. For official correspondence, please send mail to 1500 NW 107th Ave, Doral, FL 33172 if it's different from our branch address.
At Dade County, our mission is clear: we aim to empower individuals and families through affordable financial products and services while fostering community development. We believe that when our members thrive, so does our community. This is why we offer a wide range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment extends beyond banking; we actively engage in various outreach efforts within the community. Whether it's partnering with local organizations or sponsoring events that uplift those around us, we strive to make a positive impact where it matters most.
At Dade County Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us with ease. Plus, there's ample parking available so you can get in and out without any hassle.
You can find us right near popular local spots, making it easy to stop by while you're out and about. If you're heading from the Homestead-Miami Speedway or visiting the nearby Everglades National Park, we're just a short drive away.
Have questions or want to learn more? Feel free to give us a call at 305-471-5080. Our team is always happy to help! We look forward to welcoming you at the Dade County Credit Union's Homestead Branch soon.
Our doors are open to serve you during convenient hours: Monday through Wednesday from 9:00 am to 4:30 pm, and Thursday through Friday from 8:00 am to 5:00 pm. These hours are designed with your busy schedule in mind, allowing you plenty of time to handle your banking tasks.
In addition to traditional banking services like checking and savings accounts, we offer a range of options including auto loans, mortgage loans, and personal loans. Need quick cash? Our ATM is available on-site for withdrawals and balance checks whenever you need it. If you'd prefer to speak with someone in person, our drive-thru service is perfect for simple transactions without leaving your vehicle. For those looking for shared services, we provide basic transactions for members of partner credit unions as well. It's all part of our commitment to serving our community effectively!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a seamless way to accept payments from your customers whether online or in-person making transactions smoother and enhancing customer satisfaction. At Dade County, we ensure that managing your finances doesn't take away from running your business. If you're ready to take the next step in growing your business, visit us at 29850 S Dixie Hwy Homestead Fl 33033, Homestead, FL or call us at (305) 471-5080. Let's work together to turn your vision into reality!
With our ATM network, accessing cash is simple and straightforward. You can make withdrawals and check balances conveniently without long lines.
Our branch also features basic drive-thru banking for quick transactions such as deposits and withdrawals. Plus, if you're a member of one of our partner credit unions, enjoy shared branch transactions right here at Dade County. If you're ready to explore all that Dade County has to offer or if you have any questions about our services, don't hesitate to reach out! Call us at (305) 471-5080 or visit us during our operating hours: Monday through Wednesday from 9:00 am - 4:30 pm and Thursday through Friday from 8:00 am - 5:00 pm. We look forward to serving you!
Thinking about purchasing a new car? Our auto loans make it easy and affordable to finance your next vehicle. We offer flexible terms that fit your budget, helping you get on the road without breaking the bank. From new cars to used vehicles, we're here to support your dreams of driving away in style.
For business owners, we offer comprehensive solutions including merchant services and business loans. We understand the unique challenges businesses face and are committed to helping you thrive in today's market.
Maximize every purchase with our credit cards featuring rewards programs. Enjoy benefits like cashback or travel points while making everyday purchases. It's not just a card; it's a way to earn back what you spend!
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your finances from anywhere at any time. Check balances, transfer money, or pay bills effortlessly all from your smartphone or computer.
Homeownership is more than just a dream; it's an investment in your future. At Dade County, we provide mortgage loans and refinancing options that can help you buy your first home or reduce your monthly payments on an existing mortgage. Our friendly staff will guide you through each step, ensuring you find the best solution for your needs.
We understand that personal banking is the foundation of your financial journey. That's why we offer a variety of checking and savings accounts designed for your lifestyle. Imagine having easy access to your funds whenever you need them while earning interest on your savings. With our competitive rates, you'll see your money grow over time.
Life can throw unexpected expenses your way, but with our personal loans, you'll have peace of mind knowing help is available. Whether you need funds for home repairs or want to consolidate debt into one manageable payment, we've got options that work for you.
With our 24/7 Online Banking service, you can check balances, pay bills, and transfer funds anytime you need. You won't have to worry about business hours; your banking is always available at your fingertips. Plus, our mobile application lets you manage your accounts right from your smartphone, giving you even more flexibility. Need to send money to a friend? With our Person-to-Person Transfers, you can quickly send cash using just an email or phone number. It's a simple way to split bills or share expenses without needing cash on hand. For those who prefer going paperless, we offer E-Statements so you can view your account statements online whenever it suits you. This not only helps reduce clutter but also adds an extra layer of security since your information stays secure in your account.
Your safety is our priority. While we currently do not support Electronic Signature Authorization, rest assured that all transactions are encrypted to protect your personal information. We strive to ensure that every feature is user-friendly, making it easy for everyone to navigate their financial activities with confidence. Additionally, if you're interested in making payments from your mobile device, our Mobile Payments Feature allows for quick and hassle-free transactions. Imagine paying for groceries or dinner with just a tap on your phone! In summary, whether you're managing everyday expenses or planning for the future, Dade County provides the tools you need to do it all conveniently and securely. Explore our digital banking options today at https://www.dcfcu.org/!
We also take pride in having 250 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We believe that great service starts with dedicated people who care about your experience.
With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share Accounts stand at an impressive 194,157, showcasing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our net income of $0 this year; however, we remain committed to delivering the best possible products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 29850 S Dixie Hwy Homestead FL 33033 or call us at 305-471-5080 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*
Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means every resource is focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With $160,539,093 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. Our lending capacity supports members' financial goals across various sectors with $8960 in used auto loans and a total of $934,667,515 in loans and leases.
If you're considering expanding your business, our outstanding commercial loans totaling $234,675,125 provide the capital needed for growth and development. We are dedicated to supporting local businesses and ensuring they have the financial resources necessary for success. We also have options for those interested in personal loans and debt consolidation, making it easier for you to handle unexpected expenses or streamline your financial obligations. For any questions about our loan offerings or eligibility options, please don't hesitate to reach out. You can contact us at (305) 471-5080 or visit us at our branch located at 29850 S Dixie Hwy Homestead Fl 33033 in Homestead, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey begins here at Dade County, where we're dedicated to helping you succeed!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that make financing your next vehicle straightforward and affordable.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.
We also offer flexible terms on unsecured credit card loans, with a total of $49,439,188 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to fit your lifestyle, allowing you to make purchases with ease while managing your budget responsibly.