Dade County Credit Union Hialeah FL | Best Auto Loans & Business Banking

Introduction

Welcome to Dade County at our Hialeah Branch, where your financial well-being is our top priority. Established in 1991, we have proudly served the Hialeah community for over three decades, building strong relationships with our 105,485 members. Located at 1012 W 49Th St, Hialeah, FL 33012, we are committed to providing personalized service and a variety of financial products tailored to meet your needs. While you can visit us at our branch address for all your banking needs, please send any official correspondence to our mailing address: 1500 NW 107th Ave, Doral, FL 33172. At Dade County Credit Union, we believe in the power of community. With total assets of $1,378,374,240 and deposits amounting to $28,894,954, our stability allows us to offer competitive loans and services that enhance the lives of our members. We currently manage a total loan portfolio of 43,272 loans and leases, ensuring that you have access to the funding you need for personal or business endeavors. Our leadership team is dedicated to fostering an environment of trust and transparency. Led by CEO George Joseph and Board President Bonnie Burrell, we prioritize your financial growth and security. With a net worth of $161,625,752 and cash reserves of $14,695,022, we ensure that your funds are safe and accessible whenever you need them. We invite you to explore our range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our online and mobile banking facilities make it easy for you to manage your finances on-the-go. Ready to take the next step? Visit us at our Hialeah branch or give us a call at 305-471-5080. Our friendly staff is eager to assist you in achieving your financial goals! For more information about our offerings or to become a member today, check out our website at Dade County Credit Union.

Branch History & Mission

Welcome to Dade County, a credit union with a rich history and a strong mission to serve the community of Hialeah, FL. Established in 1991, we have grown from a small financial institution into a trusted partner for over 105,000 members. Our journey reflects our commitment to empowering individuals and families through responsible banking practices and community support. Located at 1012 W 49th St, Hialeah, FL 33012, our branch has always been more than just a place for transactions; it's a hub where relationships are built and dreams are realized. As we continue to grow, our headquarters in Sweetwater, FL remains dedicated to supporting local initiatives that strengthen our neighborhoods. At Dade County, our mission is clear: we strive to provide accessible financial services while fostering a sense of community among our members. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's purchasing a new vehicle or saving for the future. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand the importance of adapting to the needs of our members. That's why we offer modern conveniences such as online and mobile banking, ensuring you can manage your finances anytime and anywhere. With ATM availability at our location and lobby hours that accommodate your busy schedule Monday through Wednesday from 9:00 am to 4:30 pm and Thursday through Friday from 8:00 am to 5:00 pm we aim to make banking as easy as possible. Our commitment goes beyond just banking; it extends into the heart of the community. Through various partnerships and outreach efforts, we actively participate in local events aimed at uplifting those around us. We believe that by investing in our community, we create a better environment for everyone. As we look towards the future with total assets exceeding $1.37 billion, we invite you to be part of our journey. Whether you're looking for reliable financial services or wanting to get involved in community initiatives, there's a place for you at Dade County. Join us today and discover how Dade County can help you thrive financially while making an impact right here in Hialeah! For more information or to become a member, please call us at 305-471-5080 or visit our website.

Branch Location & Accessibility

Connect With Us

Ready to experience the friendly service and personalized care that Dade County Credit Union offers? Give us a call at 305-471-5080 or come see us today! We look forward to helping you achieve your financial goals right here in Hialeah.

Convenient Access and Amenities

At our Hialeah Branch, we prioritize your comfort and convenience. Ample parking is available right outside our doors, making it easy for you to visit us. We take pride in being an accessible location, ensuring that everyone can get the services they need without hassle. Our branch is fully ADA compliant, featuring ramps and other accessibility options to welcome all members of our community.

Operating Hours That Fit Your Schedule

We know that life can be busy, which is why we offer flexible operating hours tailored to meet your needs. Visit us Monday through Wednesday from 9:00 AM to 4:30 PM, or stop by on Thursday and Friday from 8:00 AM to 5:00 PM. Don't forget that we're also open on Saturdays from 9:00 AM to 1:00 PM for those who prefer weekend banking.

Services Designed with You in Mind

At Dade County Credit Union, we offer a variety of services that cater to your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with our ATM availability right here at the branch, accessing your funds is quick and easy. While members can visit us at our Hialeah address for everyday banking needs, please direct any official correspondence to our mailing address at 1500 NW 107th Ave, Doral, FL 33172.

Member Eligibility

At Dade County, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the Miami-Dade area, you're likely eligible to join us. We also extend membership to family members of existing members, making it easy for your loved ones to benefit from our services too. For more detailed eligibility requirements, feel free to check out our website at https://dcfcu.ecutechnology.com/membershipx/agreements. Joining Dade County means gaining access to a range of financial products designed with you in mind like competitive loan rates and personalized banking solutions. Opening an account is straightforward; you can get started today by visiting us at our branch located at 1012 W 49Th St Hialeah Fl 33012 or by applying online through this link: https://apply.dcfcu.org?utm_campaign=mainnavbar&utm_medium=button&utm_source=loanapp.dcfcu. If you have any questions, don't hesitate to give us a call at (305) 471-5080. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having a partner that helps streamline your payment processes so you can focus on what you do best running your business. Our merchant services provide efficient payment processing solutions that enhance customer experience and increase sales. From card transactions to online payments, we ensure that managing your cash flow is as smooth as possible. Visit us at 1012 W 49Th St Hialeah Fl 33012 in Hialeah, FL, or call us at (305) 471-5080 to discover how we can help your business reach its full potential!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $786 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,675,125, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash? With our ATM & Cash Withdrawal Services, accessing your money is straightforward. Plus, our basic ATM access lets you perform withdrawals and balance checks without hassle.

Business Banking Support

For entrepreneurs and business owners, our Business Banking services include essential offerings like Merchant Services and Business Loans. We know how important it is for businesses to have reliable financial support, and we're here to provide just that.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer.

Credit Cards and Rewards

Our Credit Cards with Rewards provide an excellent way to earn while you spend. Enjoy cashback or points on purchases that can be redeemed for travel or other rewards, making every dollar count.

Get In Touch!

If you're ready to explore how Dade County can support your financial needs, don't hesitate to reach out! Give us a call at (305) 471-5080, visit us at our branch in Hialeah, or check out our website at Hialeah Branch. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options are designed with you in mind. Whether you need a checking account for daily expenses or a savings account to set aside funds for future goals, we have the tools to help you succeed. We offer Auto Loans & Vehicle Financing, making it easier for you to get behind the wheel of your dream car without breaking the bank. If you're considering homeownership or refinancing your existing mortgage, our Mortgage Loans are here to guide you through every step of the process. Additionally, we offer Personal Loans & Debt Consolidation services, which can simplify your finances and put you on a path toward financial freedom.

Digital & Online Banking

Convenient Online Services

Our online banking platform, which you can explore at https://www.dcfcu.org/, provides you with 24/7 access to your accounts. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. You can also enjoy the convenience of e-statements, allowing you to view your financial documents digitally, which not only saves paper but makes it easier to keep track of your transactions.

Mobile Banking Made Easy

For those on the go, our mobile application offers an intuitive experience right at your fingertips. You can make mobile payments easily and securely, ensuring that you never miss a beat in managing your finances. Plus, with the ability to make person-to-person transfers, sending money to friends and family has never been simpler.

Security You Can Trust

At Dade County, security is our top priority. While we do not currently offer electronic signature authorization for transactions, rest assured that all your data is protected with advanced security measures. We strive to provide a user-friendly experience while keeping your information safe. In today's fast-paced world, having access to real-time account management is essential. Our digital banking tools are designed with accessibility and ease-of-use in mind so that you can focus on what matters most whether that's planning for the future or enjoying life's little moments. Experience the freedom of modern banking with us!

Financial Strength

Commitment to Service

Our $5,737,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 250 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $255,513, further illustrating our commitment to supporting your financial needs.

Growing Membership Base

Total Share and Deposit Accounts: 194,157, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dade County is your trusted partner. Visit us at 1012 W 49Th St Hialeah Fl 33012 or call (305) 471-5080 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $160,539,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,960 in used auto loans and $934,667,515 in total loans and leases.

Secure Savings Options

Members' savings are secured through $213,515,217 in share certificates and $103,252,990 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $161,625,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,492,361 in used vehicle loans and $181,198,657 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in a car that fits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $234,675,125 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your financial growth.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $100,288,284, make buying or refinancing simple. We offer various plans tailored to your financial situation and goals.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could lower your monthly payments or help you pay off debt faster. Visit us for personalized advice on eligibility and how refinancing can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to speak with one of our friendly representatives, don't hesitate to call us at (305) 471-5080 or visit us at 1012 W 49Th St Hialeah Fl 33012 in Hialeah, FL. We're here to help you every step of the way!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $49,439,188 in loans helping members manage their finances effectively. These cards provide convenience for daily purchases while allowing you to build your credit history.

Loan Aggregator

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DADE COUNTY FEDERAL CREDIT UNION - Hialeah, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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