Cyprus Credit Union West Valley City UT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Cyprus, your trusted partner in financial well-being since 1935. Located conveniently at 3432 W 3500 S, West Valley City, UT 84119, we have proudly served our community for decades, fostering strong relationships built on trust and reliability. With a dedicated membership base of over 139,902 individuals, we strive to meet the diverse financial needs of our members with personalized services. At Cyprus, we understand that every member's journey is unique. Our total assets exceed $1.8 billion, ensuring that we have the resources to support you through various life stages, whether you're seeking auto loans, mortgages, or personal banking solutions. We are committed to providing exceptional service, reflected in our robust offerings including checking and savings accounts, business loans, and online banking options. Our leadership team is passionate about guiding our members toward financial success. Under the direction of CEO Todd Adamson and Board President Richard Stapler, our team of 460 employees works tirelessly to ensure that every visit is met with friendly faces and expert advice. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address at 3876 W Center View Way, West Jordan, UT 84084. For any inquiries or assistance, feel free to reach out to us at 801-982-7500 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM. Join us today and discover how Cyprus can empower you on your financial journey! Visit our website at cypruscu.com for more information or to open an account online. We look forward to serving you!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we actively engage in community outreach programs that make a real difference in people's lives. By partnering with local organizations and supporting initiatives that uplift those around us, we strive to create a positive impact in West Valley City and beyond. With ATM availability and drive-thru banking at your convenience, we ensure that accessing your finances is easy and efficient. Plus, as part of shared service centers with other credit unions, we provide even more options for your banking needs. Join us today at Cyprus! Experience firsthand how we can help you achieve your financial goals while being an active part of your community's growth. Together, let's build a brighter future!

Our Journey

Located at 3432 W 3500 S, West Valley City, UT 84119, our branch has witnessed significant milestones that reflect our commitment to serving the community. As a member-focused credit union, we've continually adapted to meet the needs of our members. From expanding our services to include auto loans, mortgages, and personal banking options to embracing digital advancements like online and mobile banking, we've stayed true to our roots while looking forward to the future. Our headquarters in West Jordan keeps us connected with the heart of our operations. The journey from a small local credit union to a trusted financial partner is one we cherish deeply. We invite you to visit us at our branch or reach out via phone at (801) 982-7500.

Our Mission

At Cyprus, our mission is not just about providing financial services; it's about building lasting relationships with our members and supporting the community we love. We are dedicated to enhancing financial literacy and empowering individuals with tools and resources that foster growth and stability. Whether you need assistance with a mortgage or want advice on saving for your future, we are here for you every step of the way. While members can visit us at 3432 W 3500 S West Valley City Ut 84119, official correspondence should be sent to 3876 W Center view Way, West Jordan, UT 84084 if different. With convenient operating hours from Monday to Friday (8:30 AM - 6:00 PM) and Saturday (9:00 AM - 1:30 PM), we're always available when you need us most.

Branch Location & Accessibility

Call-to-Action

Ready to experience personalized service? We invite you to visit us at our West Valley branch or give us a call at 801-982-7500 for any questions you may have. Your financial journey is important to us, and we look forward to helping you achieve your goals!

Nearby Landmarks and Accessibility

Our branch is situated close to several local landmarks, making it easy to find. You can easily swing by after visiting the nearby grocery stores or while running errands around the area. We take pride in providing accessible banking services to everyone. Our facility is ADA compliant, featuring ramps and accessible parking spots so that all our members can visit us comfortably.

Services and Operating Hours

At Cyprus Credit Union, we understand that convenience matters. That's why we offer both ATM services and drive-thru banking options for quick transactions like deposits and withdrawals. You'll find our lobby open Monday through Friday from 8:30 AM to 6:00 PM and on Saturday from 9:00 AM to 1:30 PM, ensuring you have plenty of time during the week to stop by.

Member Eligibility

At Cyprus, becoming a member is like joining a close-knit family where everyone looks out for one another. If you live, work, or worship in the West Valley City area, you're already on your way to enjoying the benefits that come with membership! We welcome individuals who share our values of community support and financial empowerment. Whether you're looking for personal banking solutions or services tailored for businesses, our team is ready to assist you every step of the way. To learn more about eligibility requirements, check out our detailed information at http://www.cypruscu.com/about/membership . Once you're ready to join us, opening an account is a breeze! Simply visit us at https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e or give us a call at (801) 982-7500. Our friendly staff at 3432 W 3500 S West Valley City Ut 84119 is eager to help you start your journey with us. Join Cyprus today and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Merchant Services That Make Sense

But it's not just about loans. Our merchant services help streamline payment processing so you can focus on what matters running your business. Picture a busy Saturday at your store; customers line up to pay. With our efficient merchant solutions, transactions go smoothly, allowing you to serve more customers and increase sales without a hitch. Located conveniently at 3432 W 3500 S West Valley City Ut 84119 in West Valley City, UT, we invite you to explore how our business banking services can empower your success. For more information, call us at (801) 982-7500 or visit our website at cypruscu.com.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

To ensure that all members have access to basic banking needs, we provide essential services such as basic drive-thru banking for deposits and withdrawals and shared branch transactions for partner credit union members. This means whether you're stopping by during lunch or running errands on a Saturday morning (we're open from 9:00 AM to 1:30 PM), you'll find the assistance you need. If you have any questions about how we can assist you further or want more information about opening an account, don't hesitate to reach out! Call us at (801) 982-7500 or visit us online at West Valley (3500 S). We look forward to helping you achieve your financial goals!

Business Banking Services

For business owners, we understand that managing finances can be challenging. That's why we offer tailored business banking services, including merchant services and business loans designed to support your growth. Whether you're a startup or an established company, our financial tools can help you thrive.

Convenient Digital Banking

In today's fast-paced world, convenience matters. With our robust online and mobile banking platforms, you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the palm of your hand. Our services also include ATM access and cash withdrawal services, making it easy for you to get cash when you need it.

Personal Banking Solutions

Managing your personal finances has never been easier with our comprehensive personal banking options. We offer checking and savings accounts that come with features tailored to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle of your choice. If you're thinking about homeownership, explore our mortgage loans and refinancing solutions, which can help turn your dream home into a reality. In addition to traditional lending products, we also provide personal loans and debt consolidation options that can give you the financial freedom you deserve. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while managing your expenses effectively.

Digital & Online Banking

Convenient Online Access

Our online banking platform at https://www.cypruscu.com/ gives you the freedom to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services allow you to manage your finances whenever it suits you best.

Enhanced Features for Your Benefit

We prioritize your security and convenience. Our electronic signature authorization feature makes it easy to complete transactions without the hassle of paperwork. Plus, with e-statements available, you can receive your account statements electronically saving trees and making it easier to keep track of your finances. For those who love mobile convenience, our mobile application is designed with you in mind. You can make mobile payments effortlessly and even send money to friends or family through person-to-person transfers. It's all about providing a banking experience that fits into your lifestyle.

User-Friendly Experience

Navigating through our digital services is straightforward and intuitive. We aim to make banking as easy as possible for everyone, whether you're tech-savvy or just getting started with online banking. The real-time account management features ensure that you are always up-to-date with your financial status. At Cyprus, we're committed to helping you manage your money effectively while keeping everything secure and accessible. Discover the ease of digital banking today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 286,171, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $41,190,904. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 3432 W 3500 S West Valley City Ut 84119 or call (801) 982-7500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $10,255,266 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and $1,620,908,956 in total loans and leases.

Secure Savings Options

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive away in your next ride.

Business Financing

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, our tailored solutions can support your business journey.

Credit Lines

Need extra flexibility? Our total credit lines amounting to $366,090,151 ensure that you have access to funds when you need them most. This can be an excellent option if you're looking for a safety net or planning for unexpected expenses. At Cyprus, we prioritize transparency and member service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in refinancing or would like to learn more about eligibility options, feel free to reach out at (801) 982-7500 or visit us at 3432 W 3500 S West Valley City Ut 84119 in West Valley City, UT. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We offer various mortgage solutions that cater to different budgets and circumstances, ensuring you find the right fit for your family's needs.

Unsecured Credit Cards

Managing everyday expenses is important, and we also offer flexible terms on unsecured credit card loans. With a total of $63,491,600 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that can enhance your purchasing power without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is the emphasis on Verified Data. Loan offers come exclusively from reputable financial institutions, which fosters transparency in the comparison process. Additionally, LendMesh does not feature Sponsored Listings, meaning lenders do not pay for better placement. This commitment to impartiality allows users to make informed decisions based solely on their unique circumstances. Another significant benefit is Real-Time Rate Comparisons. The platform regularly updates loan rates from multiple institutions, giving users access to the most current information available. This feature enables individuals to weigh their options effectively and choose the best financial product for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the reliability and effectiveness of this tool in helping borrowers secure favorable loan terms. To explore your options further and make an informed decision about your financial future, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers presented are fair and transparent. Users can trust that they are viewing legitimate options tailored to their financial needs.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans