Cyprus Credit Union West Valley City UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cyprus, your trusted financial partner in West Valley City, Utah. Nestled at 3578 W 4700 S, our branch has been a cornerstone of the community since 1935. With nearly 140,000 members and a commitment to your financial well-being, we're here to provide personalized services that fit your needs. At Cyprus, we understand that banking is not just about numbers; it's about relationships. Our total assets exceed $1.8 billion, reflecting our strength and stability in serving you. We proudly offer an array of services, including personal banking, auto loans, mortgages, and business banking solutions. With $63 million in total deposits and over 81,000 loans and leases issued, we are dedicated to helping our members achieve their financial goals. Led by our experienced CEO, Todd Adamson, and Board President, Richard Stapler, we prioritize transparency and community involvement. Our team of 460 employees is committed to ensuring you receive top-notch service every time you walk through our doors or reach out via phone at 801-955-8900. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 3876 W Center View Way, West Jordan, UT 84084. Experience the difference with Cyprus! Whether you're looking for assistance with everyday banking or planning for the future, we're here to help. Explore our services online at cypruscu.com or stop by today to see how we can support your financial journey!

Branch History & Mission

Our Mission

Our mission is simple yet impactful: to empower individuals and families through comprehensive financial services while fostering a strong sense of community. We aim to create lasting relationships built on trust and transparency. By offering competitive rates on loans and savings products, we help our members achieve their financial goals. We take pride in being an active participant in the West Valley community. Through various outreach efforts and partnerships, we support local initiatives that promote education, health, and economic well-being. We understand that when our community thrives, so do we. While members can visit us at 3578 W 4700 S, official correspondence should be sent to 3876 W Center View Way, West Jordan, UT 84084. You can reach us at 801-955-8900 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of becoming a member of Cyprus today! Visit us online at cypruscu.com or stop by the branch your financial future awaits!

Our Story

Located at 3578 W 4700 S, West Valley City, UT 84118, our branch has witnessed significant milestones that underscore our dedication and growth. With total assets now exceeding $1.81 billion, we have steadily expanded our offerings to meet the evolving needs of our members. From auto loans to personal banking, we strive to make financial solutions accessible for everyone in the community. At Cyprus, we believe that every member deserves personalized attention and support. Our friendly team is always ready to assist you with your banking needs, whether through our drive-thru service or in-person visits. We also offer online and mobile banking options for added convenience, ensuring that you can manage your finances anytime, anywhere.

Branch Location & Accessibility

Convenient Access

Our branch is easy to find and offers ample parking for our members. You can visit us during our lobby hours from Monday to Friday, 8:30 AM to 6:00 PM. We also have drive-thru service available on Saturdays from 9:00 AM to 1:30 PM, making it even easier for you to conduct your banking transactions without leaving your vehicle.

Features and Services

At Cyprus Credit Union, we take pride in providing a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Additionally, our ATM services are readily available for quick cash withdrawals and balance inquiries. We understand that accessibility is important, so our branch features ADA-compliant entrances and ramps, ensuring everyone can comfortably access our facilities.

Visit Us Today!

If you're in the area or planning a visit, we encourage you to stop by! Our dedicated staff is ready to provide personalized assistance tailored just for you. Feel free to call us at 801-955-8900 if you have any questions before your visit. We look forward to welcoming you to Cyprus Credit Union's West Valley branch!

Member Eligibility

At Cyprus, we believe that becoming a member is like joining a caring community where everyone looks out for each other. If you're looking to join us, the good news is that eligibility is quite straightforward! Anyone who lives, works, or attends school in our local area can become a member. This means you're not just a number; you're part of a family that values your financial well-being. For more specific details on eligibility, feel free to check out our website at http://www.cypruscu.com/about/membership . Opening an account with us is designed to be simple and welcoming. You can easily start the process online by visiting https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e , or if you prefer a personal touch, give us a call at (801) 955-8900. Our friendly team at our West Valley City branch, located at 3578 W 4700 S West Valley City Ut 84118, is always here to help guide you through every step of your membership journey. We can't wait for you to join us and enjoy all the benefits that come with being part of the Cyprus family!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that can take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services simplify transactions for your business. Imagine accepting payments easily through credit cards or mobile apps without the hassle of complicated systems. These services ensure that your customers can pay in a way that suits them best, enhancing their experience while boosting your sales. Located at 3578 W 4700 S West Valley City Ut 84118 in West Valley City, UT, we invite you to explore how our tailored solutions can support your business needs. Reach out to us at (801) 955-8900 or visit our website here to learn more about what we offer!

Comprehensive List Of Services

ATM Services and Drive-Thru Banking

Accessing cash has never been easier with our ATM services available at multiple locations. You can withdraw cash or check your balance without stepping inside the branch. For those who prefer face-to-face interactions but are short on time, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions.

Business Banking Services

For our business members, Cyprus offers robust business banking services, including merchant services and business loans. We understand the unique challenges businesses face, which is why we're committed to providing tailored financial solutions that help your enterprise thrive.

Credit Cards and Rewards

We also feature credit cards with rewards, allowing you to earn points on purchases you already make. Imagine getting cash back or travel rewards just for using your card for everyday expenses!

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms enable you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our features include mobile payments and person-to-person payment options for quick transactions between friends or family.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer checking and savings accounts that make managing your money simple and effective. Our auto loans and vehicle financing are designed to help you get on the road quickly and affordably, while our mortgage loans and refinancing options can assist you in owning your dream home or lowering your current payments. If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide a flexible solution that meets your needs.

Shared Branch Transactions

As part of a larger network, we also provide basic shared branch transactions for partner credit union members. This means you can access deposits and withdrawals even when you're away from home. At Cyprus, we strive to ensure that all our members have the tools they need for financial success. With friendly staff ready to assist you at every turn and convenient hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM we're here whenever you need us. If you're ready to explore how we can support your financial journey further or have any questions about our services, don't hesitate to reach out! Call us today at 801-955-8900, visit us online at cypruscu.com, or come by our branch in West Valley City. Your financial well-being is our priority!

Digital & Online Banking

Key Features

Our online banking platform at https://www.cypruscu.com/ allows you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, you can enjoy the added convenience of mobile payments through our user-friendly mobile application, available for download now. For those who prefer going paperless, we offer e-statements that keep your financial records organized and accessible without the clutter of traditional mail. You can also take advantage of electronic signature authorization for signing documents securely from the comfort of your home.

Security and Accessibility

At Cyprus, security is our top priority. Our online banking services incorporate advanced security measures to protect your personal information while allowing you to manage your account with ease. Whether you're checking your balance or making a transaction, rest assured that you're in safe hands. Our mobile application enhances accessibility, enabling you to manage your account on-the-go. No matter where life takes you, you can stay connected to your finances effortlessly. In summary, the digital and online banking services at Cyprus are tailored to fit your lifestyle. Experience the freedom of real-time account management and secure transactions today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 286,171, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $41,190,904, we have plenty of funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 3578 W 4700 S West Valley City Ut 84118 or call (801) 955-8900 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our operations. The $10,255,266 generated enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and a total of $1,620,908,956 in loans and leases.

Strong Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles to ensure you find the best fit for your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand. We understand the unique challenges businesses face and aim to offer solutions that support your success. At Cyprus Credit Union, we are committed to helping you find the right loan solution. If you're interested in refinancing options or checking your eligibility for any of our products, feel free to reach out! You can contact us at (801) 955-8900 for more information or visit our website at cypruscu.com for detailed insights on our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We offer competitive rates and terms that can help you navigate the complexities of obtaining a mortgage.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. Whether you're looking to build your credit or need a reliable payment option for everyday purchases, our credit cards come with attractive features to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to regulatory guidelines ensures fair and transparent offers for all users. Each loan offer is verified to guarantee that only legitimate financial institutions are included in the comparison.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans