Cyprus Credit Union West Jordan UT | Affordable Auto Loans & ATM Services

Introduction

Welcome to Cyprus in West Jordan, where we have been serving our community since 1935. Located at 1381 W 9000 S, West Jordan, UT 84088, we pride ourselves on being more than just a financial institution; we are your partner in building a brighter financial future. With a membership of over 139,902 individuals and assets totaling an impressive $1,816,997,678, we are committed to providing personalized banking solutions that cater to your unique needs. At Cyprus, we understand that each member's journey is different. Whether you're looking for a reliable checking account, financing for your next vehicle, or business loans that support your entrepreneurial dreams, we've got you covered. Our total loans and leases stand at 81,430, reflecting our dedication to helping you achieve your financial goals. Our leadership team, headed by CEO Todd Adamson and Board President Richard Stapler, works tirelessly to ensure that every member receives top-notch service and support. With a team of 460 employees, we're here to assist you with a range of services including personal banking, online and mobile banking options, and more. While members can visit us at our branch for all their banking needs, we also encourage communication through our dedicated phone line at 801-255-9621. Feel free to reach out if you have any questions or need assistance. Join us at Cyprus today and discover how we can help you thrive financially! Visit our website at cypruscu.com for more information on membership eligibility and the wide array of services we offer. Your financial journey starts here!

Branch History & Mission

Community Connection

While members can visit us at our branch address, official correspondence should be sent to our mailing address if different (which currently does not apply). We invite everyone in West Jordan and surrounding areas to experience what it means to be part of Cyprus. With operating hours from Monday to Friday between 8:30 AM - 6:00 PM and Saturday from 9:00 AM - 1:30 PM, we're here when you need us most. Whether you require assistance with your finances or are interested in becoming a member of our family-focused credit union, reach out today! Call us at 801-255-9621 or visit us online at Cyprus Credit Union. Join us on this journey towards financial well-being together, we can build a brighter future!

Our Journey

Our journey began with a simple mission: to provide accessible and affordable financial services to individuals and families in our area. Over the years, we've adapted to meet the changing needs of our community while maintaining our core values of integrity, service, and cooperation. We opened our doors at 1381 W 9000 S, West Jordan, UT 84088, where we continue to foster relationships with our members through personalized service. As we progressed through the years, we embraced technological advancements that enhance member experiences. From online banking to mobile payments, we ensure that our services are both convenient and secure. Our drive-thru banking option makes everyday transactions even easier for those on the go.

Our Mission

The mission of Cyprus is not just about providing banking services; it's about making a difference in the lives of our members and the community at large. We believe in empowering individuals through education and support while offering a range of financial products tailored to their needs from personal loans and auto financing to business banking solutions. In addition to financial services, we actively engage in community outreach initiatives that aim to uplift local organizations and causes. Whether through partnerships or donations, we strive to give back to the neighborhoods that have supported us throughout our history.

Branch Location & Accessibility

Get In Touch

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at (801) 255-9621, and our friendly staff will be happy to help. We invite you to visit us at Cyprus where your financial well-being is our priority!

Operating Hours

Our dedicated team is ready to serve you during convenient hours: Monday through Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:30 PM. We know that life gets busy, so we strive to make it easier for you by offering flexible banking hours that fit your schedule.

Services Offered

At Cyprus, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, if you're a member of a partner credit union, you can take advantage of our shared services for deposits and withdrawals as well.

Member Eligibility

Joining Cyprus is like becoming part of a family where everyone supports each other. At our branch located at 1381 W 9000 S West Jordan Ut 84088, we welcome individuals who live, work, or worship in our community. If you're looking for a place that values your financial well-being and offers personalized services, you're in the right spot! To check the specific eligibility details, feel free to visit this link. Becoming a member is simple and rewarding. Once you meet the eligibility criteria, opening an account is just a few clicks away! You can get started by visiting this page or give us a call at (801) 255-9621 if you have any questions. We look forward to welcoming you into the Cyprus community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine a busy Saturday at your café where customers can easily pay with their cards or mobile wallets. Our merchant services provide you with the tools to accept payments smoothly, ensuring you can focus on what you do best serving your customers. Located at 1381 W 9000 S West Jordan Ut 84088 in West Jordan, UT, we invite you to explore how our comprehensive business banking solutions can fuel your success. For more information, call us at (801) 255-9621 or visit us online at cypruscu.com.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also provide easy access to cash through our ATM & Cash Withdrawal Services. Whether you're at home or on the go, our ATMs are available for quick withdrawals and balance checks. If you prefer face-to-face service but are short on time, our basic Drive-Thru Banking allows you to complete deposits and withdrawals efficiently. Additionally, if you're a member of another partner credit union, take advantage of our basic Shared Branch Transactions where you can make deposits and withdrawals conveniently.

Business Banking Solutions

For our business members, we offer a range of solutions under our Business Banking services. From Merchant Services that simplify payment processing to Business Loans that can help you grow your company, we understand the unique challenges businesses face and are here to help.

Convenient Digital Banking

In today's busy world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills without needing to visit the branch.

Credit Cards and Rewards

Enjoy shopping with our Credit Cards with Rewards program! You can earn points on everyday purchases that can be redeemed for exciting rewards. This card is perfect for those who want to make their spending work harder for them.

Join Us Today!

At Cyprus, we strive to create an inviting atmosphere while offering essential services tailored just for you. We believe in building lasting relationships with our members based on trust and exceptional service. Ready to explore what we have to offer? Visit us at 1381 W 9000 S West Jordan Ut 84088, call us at (801) 255-9621, or check out our website at West Jordan today! Your financial journey starts here!

Personal Banking Services

For those looking to grow their savings or manage day-to-day expenses, our Personal Banking services include various Checking and Savings Accounts tailored just for you. Imagine having a flexible account that fits your lifestyle, making it easier to keep track of your finances. If you're in the market for a vehicle, we offer competitive Auto Loans & Vehicle Financing options. Picture driving home in your new car with affordable monthly payments that suit your budget. Thinking about buying a home? Our Mortgage Loans & Refinancing services can help you navigate this exciting journey. We provide guidance and support every step of the way, ensuring you find the right loan for your dream home. Need some extra cash? Our Personal Loans & Debt Consolidation options can help you manage unexpected expenses or consolidate existing debts into one manageable payment.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check your account balances, view transaction history, and transfer funds whenever you need. If you're looking for even more convenience, our mobile application makes it easy to manage your finances right from your smartphone. You can also make person-to-person transfers quickly and securely, ensuring that sending money to friends or family is as effortless as a few taps on your screen.

Security and Convenience

Your security is our top priority. We use advanced security measures to protect your information while providing features like electronic signature authorization for easy document signing. Plus, with e-statements available, you can view your financial statements electronically saving paper and helping you stay organized.

Stay Connected

With mobile payments enabled, shopping has never been easier. Just link your account to your favorite payment apps and enjoy the convenience of paying with just a tap. Whether you're out running errands or enjoying a night out, you'll have the power of banking in your pocket. At Cyprus, we're committed to making banking not just easier but also more enjoyable. Experience the freedom of managing your finances with confidence through our comprehensive digital and online banking services. For more information or to get started today, visit us at https://www.cypruscu.com/ !

Financial Strength

Member-Centric Savings

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $10,255,266, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive too; with $29,322 in used auto loans and $1,620,908,956 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $41,190,904. Total Share and Deposit Accounts: 286,171, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 1381 W 9000 S West Jordan Ut 84088 or call (801) 255-9621 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to drive away satisfied.

Business Loans

For business owners seeking capital to grow and expand, our outstanding commercial loans totaling $216,378,186 provide essential funding. We support local businesses by offering competitive rates and flexible terms tailored to their specific needs.

Credit Lines

For those looking for ongoing access to funds, our total credit lines amount to $366,090,151. This option gives you the flexibility to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We provide various mortgage solutions that fit different budgets and lifestyles. If you're considering refinancing your current mortgage, we can help guide you through the process.

Refinancing Options

We also have refinancing options available across our loan products. If you're looking to lower your monthly payments or consolidate debt into one easy-to-manage loan, we can assist you with that too. Our dedicated team is here to help you navigate your borrowing options efficiently. For more information or assistance with loan applications and eligibility requirements, feel free to contact us at 801-255-9621 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power without the need for collateral.

Loan Aggregator

No Sponsored Listings

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Real-Time Rate Comparisons

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Verified Data

One of the key benefits of using LendMesh is its reliance on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive accurate and trustworthy information. This transparency helps borrowers make informed decisions without the confusion often associated with loan hunting.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans