Cyprus Credit Union West Jordan UT | Low Mortgage Rates & Business Banking

Introduction

Welcome to Cyprus Credit Union at Jordan Landing, where we prioritize your financial well-being and community connection. Located conveniently at 3876 W Center View Way, West Jordan, UT 84084, our branch has been serving the needs of our members since 1935. With a strong commitment to our community, we proudly support over 139,902 members, providing personalized services that help you reach your financial goals. At Cyprus Credit Union, we understand that trust is essential in banking. That's why we've built a solid foundation of reliability, reflected in our impressive total assets of $1,816,997,678 and total deposits reaching $63,239,360. Our resources enable us to offer a diverse range of services from personal banking solutions like checking accounts and auto loans to business banking options tailored for entrepreneurs. Led by our dedicated CEO, Todd Adamson, and Board President Richard Stapler, our team of 460 employees is here to provide exceptional service every day. We invite you to take advantage of our various services including online banking and mobile payments for easy access to your accounts. While members can visit us at our branch location, official correspondence should be sent to PO Box 9002, West Jordan, UT 84084. Whether you're looking to open an account or inquire about loans like the 81,430 loans we've facilitated our friendly staff is ready to assist you. Join us today as we continue to foster a culture of trust and community support. Feel free to call us at 801-260-7600 or visit our website at www.cypruscu.com for more information. We look forward to being part of your financial journey!

Branch History & Mission

At Cyprus Credit Union, we take pride in our rich history and unwavering commitment to serving the community. Founded in 1935, our branch at 3876 W Center View Way in West Jordan, UT, has grown from humble beginnings into a vital financial institution with a mission to empower our members through personalized financial services. Over the years, we have built a legacy of trust and integrity, growing our membership to over 139,900 individuals who rely on us for their banking needs. Today, with total assets exceeding $1.8 billion, we remain dedicated to supporting our members' dreams and aspirations, whether that's purchasing a home or financing a new vehicle. Our mission is simple yet profound: to provide accessible financial solutions while fostering a sense of community. We strive to offer services that meet the diverse needs of our members, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. At Cyprus, we believe that financial education is key; therefore, we actively engage with our community through workshops and outreach programs. While members can visit us at our branch location for face-to-face interactions and assistance, official correspondence should be sent to PO Box 9002, West Jordan, UT 84084. Our convenient operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM ensure that you can always reach us when needed. With features like ATM availability and drive-thru banking services, we prioritize convenience for all our members. We are also proud of our shared service center partnerships which allow you to conduct transactions at various locations across the state. As we continue to grow and adapt in an ever-changing world, we are committed to advancing our digital capabilities while ensuring ADA compliance. This means offering online and mobile banking options that are user-friendly and secure. Join us at Cyprus Credit Union today and experience firsthand how we can help you achieve your financial goals while being part of a caring community-focused organization. Together, let's create a brighter financial future!

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 801-260-7600. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 9002, West Jordan, UT 84084 if different from the branch address. We invite you to come by and experience the friendly service that Cyprus Credit Union is known for! Your financial wellness is our top priority.

Nearby Landmarks and Accessibility Features

Nestled near prominent landmarks, our location is easy to find and reach. Whether you're heading to the nearby shopping centers or just passing through the area, we're here to serve you. Our facility is fully ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us comfortably.

Operating Hours and Services

We're open Monday through Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:30 PM, giving you plenty of opportunities to stop by at your convenience. Whether you need personal banking services like checking and savings accounts or are looking for auto loans and credit cards with rewards, we have something for everyone. Plus, our drive-thru service makes it even easier to manage your banking needs without leaving your car.

Member Eligibility

At Cyprus, we believe that everyone deserves access to financial support and community. Becoming a member is easy and welcoming. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We embrace individuals from various backgrounds, so whether you're looking for personal banking services or community involvement, there's a place for you here. To check all the specific eligibility details and see if you qualify, please visit our website at http://www.cypruscu.com/about/membership . Joining us opens the door to a range of benefits, including competitive loan rates, personalized service, and access to financial education resources. Once you know you're eligible, getting started is straightforward! You can open your account online through this link: https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e , or feel free to call us at (801) 260-7600 if you have any questions or need assistance. We're excited to welcome you into our Cyprus family located at 3876 W Center View Way West Jordan Ut 84084!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments seamlessly, whether online or in-person. Our tools help you manage cash flow effectively while you focus on what matters most growing your business. Visit us at 3876 W Center View Way West Jordan Ut 84084 in West Jordan, UT, or call us at (801) 260-7600 to explore how we can partner with you on your business journey. Let's unlock new possibilities together!

Comprehensive List Of Services

Business Banking

For our members who own businesses, we provide comprehensive business banking solutions including merchant services and business loans tailored to support your growth. You can trust us to be your partner in success, helping you navigate the financial aspects of running a business.

Drive-Thru and Shared Branch Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking offers quick access to essential transactions without leaving your car. We also participate in shared branch transactions, allowing members of partner credit unions to access their accounts easily. We invite you to visit us at Cyprus a place where members come first. For any questions or assistance, feel free to reach out at (801) 260-7600 during our operating hours: M-F 8:30 AM - 6:00 PM and Sat 9:00 AM - 1:30 PM. Join us today and experience the difference that personalized service can make in managing your finances!

Loans and Credit Options

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation options are here for you. These services can help ease financial burdens and provide peace of mind. Additionally, explore our credit cards with rewards that make every purchase more rewarding.

Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Check balances, transfer funds, and pay bills from anywhere at any time with our user-friendly mobile app. Plus, our ATM services allow for easy cash withdrawals whenever you need them.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday needs. Imagine having a place to manage your funds efficiently while earning interest on your savings. We also offer auto loans and vehicle financing, making it easier for you to drive away in the car of your dreams. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process with competitive rates.

Digital & Online Banking

Accessibility and Ease-of-Use

Navigating our online tools is easy, making banking accessible for everyone. You don't need to be tech-savvy; just log in to your account and find everything you need in a user-friendly interface. Whether you're checking your balance or setting up new payments, it's all just a few clicks away. At Cyprus, we believe that managing your money should empower you rather than complicate things. With our digital and online banking solutions, you're always in control right at your fingertips!

Key Features

One of the standout features is our mobile application, which allows you to take care of your banking needs right from your smartphone. Whether you're looking to make person-to-person transfers or set up mobile payments, our app makes transactions quick and hassle-free. Plus, with e-statements available, you can view your account statements anytime without the clutter of paper. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and verified. You can feel confident knowing that your personal information is protected while enjoying the convenience of modern banking.

Financial Strength

Member Savings and Investments

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. This ensures your savings grow while remaining safe with us. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $10,255,266. This success enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 380 full-time employees and 80 part-time employees who are dedicated to serving you with knowledge and care. Our team is always ready to assist you with your banking needs. With net shares (funds available for lending and investments) totaling $41,190,904, along with 286,171 strong member accounts, it's clear that more individuals trust us with their finances every day.

Our Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to building a stable foundation for our members' financial futures. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategic reinvestment allows us to enhance our offerings continually. We also have significant lending capacity, with $29,322 in used auto loans and $1,620,908,956 in total loans and leases supporting members' financial goals across various sectors.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 3876 W Center View Way West Jordan Ut 84084 or call (801) 260-7600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Additionally, if you're considering refinancing your current auto loan, we have options available that may save you money.

Business Financing

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our team is here to assist you in finding the right loan solutions. At Cyprus, we believe in making borrowing straightforward and accessible. If you're interested in learning more about eligibility or how our refinancing options can benefit you, don't hesitate to reach out. Contact us at (801) 260-7600, or visit us at our branch located at 3876 W Center View Way West Jordan Ut 84084 in West Jordan, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the path to owning your home.

Unsecured Credit Card Loans

For those looking for more flexibility in managing their finances, we also offer unsecured credit card loans totaling $63,491,600. These cards come with various benefits that can suit your lifestyle while helping you keep track of your spending.

Loan Aggregator

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CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans