Cyprus Credit Union Salt Lake City UT | Best Auto Loans & ATM Access

Introduction

Welcome to Cyprus, your trusted partner in financial growth and community support since 1935! Located at 5750 S Redwood Rd, Salt Lake City, UT 84123, our branch is dedicated to helping you achieve your financial goals. With a strong membership base of over 139,902 members, we pride ourselves on being more than just a credit union; we're a part of your community. At Cyprus, we believe in empowering our members through personalized service and competitive financial products. Our total assets amount to an impressive $1,816,997,678, enabling us to offer a wide range of services, including auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking for assistance with financing your dream car or managing your day-to-day banking needs, we are here for you. Our CEO, Todd Adamson, along with Board President Richard Stapler, leads a committed team of 460 employees who are always ready to assist you. We value transparency and trust; our net worth stands at $212,432,286, reflecting our stability and commitment to our members' financial well-being. While members can visit us at our branch for all their banking needs, we also provide the convenience of online and mobile banking services. With total deposits reaching $63,239,360, we ensure that your money is safe and working hard for you. We invite you to explore the many ways Cyprus can support your financial journey. Feel free to reach out at (801) 968-9286 or visit us online at cypruscu.com for more information about our services and membership options. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

To better serve you, we embrace technological advancements that make banking easier and more convenient. From online banking and mobile payments to electronic signatures and e-statements, we ensure that your banking experience is not only modern but also secure. We also pride ourselves on being ADA compliant so that everyone can access our services without barriers.

Community Engagement

Cyprus believes in giving back to the community that supports us. We engage in partnerships with local organizations and participate in various outreach programs aimed at promoting financial literacy and providing assistance where it's needed most. Together with our members, we are making a positive impact on the lives of many. We invite you to join Cyprus today! Experience firsthand how we can help you navigate your financial journey with confidence and care. Visit us or call us at 801-968-9286 during our operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:30 PM to learn more about becoming a member. Your journey towards financial empowerment starts here!

Our Journey

Since opening our doors, Cyprus has been dedicated to empowering our members through financial education and support. Over the years, we've evolved significantly, expanding our services to meet the changing needs of our community. We now offer a full range of personal banking solutions including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment to helping you achieve your financial goals is unwavering.

Our Mission

At Cyprus, our mission is clear: we strive to provide exceptional financial services while fostering a sense of belonging within our community. We believe in putting people before profits and ensuring that every member feels valued and supported. Our focus extends beyond just banking; we are actively involved in community outreach initiatives aimed at enhancing the quality of life for all residents in Salt Lake City. While members can visit us at 5750 S Redwood Rd, official correspondence should be sent to the same address as there is no separate mailing address.

Branch Location & Accessibility

Accessible Banking Services

At Cyprus Credit Union, we prioritize accessibility. Our branch is designed to accommodate everyone with features like ADA-compliant entrances and ramps. Whether you prefer visiting us in person or need assistance with specific banking needs, our friendly staff is always ready to help.

Conveniently Located

Situated near popular landmarks, our branch is just a short drive from the bustling South Towne Center and close to several residential neighborhoods. This prime location makes it easy for you to pop in while running errands or after work. We offer ample parking space, ensuring that you can find a spot without hassle.

Let’s Connect!

We invite you to visit us at the Midvalley branch or give us a call at 801-968-9286 if you have any questions about our services. At Cyprus Credit Union, we're dedicated to helping you achieve your financial goals with personalized care and support. Come see how we can assist you today!

Operating Hours That Suit Your Schedule

We understand that life can get busy. That's why we're open Monday through Friday from 8:30 AM to 6:00 PM and on Saturday from 9:00 AM to 1:30 PM. These hours are tailored to fit your schedule, making it easier than ever to manage your finances.

Services You Can Count On

In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, enjoy the convenience of ATM access and drive-thru banking for quick deposits and withdrawals. If you're a member of a partner credit union, take advantage of our shared service center for basic transactions.

Member Eligibility

Becoming a member of Cyprus is like joining a warm, welcoming family that truly cares about your financial well-being. To qualify for membership, you simply need to meet a few friendly criteria, which can include living, working, or attending school in the areas we serve. It's all about connecting with our community and helping each other thrive! For detailed information on eligibility requirements, feel free to explore our dedicated page at http://www.cypruscu.com/about/membership . Once you're ready to join us at our branch located at 5750 S Redwood Rd Salt Lake City Ut 84123, opening an account is quick and straightforward. Just give us a call at (801) 968-9286, and our team will guide you through the process. You can also find everything you need to get started online by visiting https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . We look forward to welcoming you into the Cyprus community where your financial goals become our mission!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly with reliable payment solutions. Our merchant services offer easy payment processing, enabling you to focus on what matters most growing your business. From accepting card payments to managing transactions, we have you covered so you can serve your customers better. Located at 5750 S Redwood Rd Salt Lake City Ut 84123, Salt Lake City, UT, we're here to partner with you on your journey. For more information, give us a call at (801) 968-9286 or visit us online at Cyprus Credit Union. Let's work together to achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services are available 24/7 for withdrawals and balance checks. Plus, our drive-thru banking allows you to conduct simple transactions like deposits and withdrawals without leaving your vehicle a perfect solution when you're short on time!

Business Banking

If you're a business owner, you'll be pleased to know that we also cater to your needs with our business banking services, including merchant services and business loans. We aim to help local businesses thrive by providing tailored financial solutions.

Credit Options

When it comes to credit, we offer credit cards with rewards that allow you to earn points for everyday purchases. It's an excellent way to make your spending work for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money through person-to-person payment options all from the comfort of your home or on the go.

Personal Banking

We understand that everyone has unique financial goals. That's why we offer personal banking solutions like checking and savings accounts, which help you manage your day-to-day expenses while saving for the future. If you're considering buying a car, our auto loans and vehicle financing options make it easier to drive away in the vehicle you want without breaking the bank. For those dreaming of home ownership or looking to refinance an existing mortgage, our mortgage loans and refinancing services provide competitive rates and personalized support. Additionally, if you find yourself in need of extra cash for unexpected expenses or planning a big purchase, our personal loans and debt consolidation options can simplify your financial situation.

Shared Branch Transactions

As part of our commitment to accessibility, we offer basic shared branch transactions for members of partner credit unions. This means you can deposit or withdraw funds conveniently no matter where you are. With all these offerings under one roof, Cyprus is dedicated to making your banking experience smooth and efficient. Whether you're visiting us in person or accessing services online, we're here to support your financial journey. Ready to explore what Cyprus can do for you? Give us a call at 801-968-9286, visit us online at cypruscu.com, or stop by our branch today! Your financial well-being is just a conversation away.

Digital & Online Banking

Convenient Services at Your Fingertips

Our online banking service is available 24/7, allowing you to check your account balances, transfer funds, and pay bills anytime. You can easily manage your accounts without the hassle of waiting in line or rushing to the branch before closing time. Plus, with features like person-to-person transfers, sending money to friends or family is just a few taps away.

Go Mobile with Ease

Take your banking on the go with our mobile application. Whether you're making payments, checking statements, or accessing e-statements, everything is conveniently accessible from your smartphone. Plus, if you prefer using mobile payments, we've got you covered there too! With just a quick scan or tap, you can make purchases securely without needing cash or cards. In today's fast-paced world, managing your finances shouldn't slow you down. At Cyprus, we're committed to providing tools that make banking as easy as possible. Experience all these benefits by visiting us at https://www.cypruscu.com/ today!

Security You Can Trust

Your security is our priority. We offer electronic signature authorization for transactions, ensuring that your sensitive information stays protected. You can feel confident knowing that your personal data is safe while you bank online.

Financial Strength

Growing Member Base

We also boast a strong community trust with a total of 286,171 accounts held by our members. This shows not only the growing base of satisfied customers but also reflects the confidence placed in us as your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 5750 S Redwood Rd Salt Lake City Ut 84123 or call (801) 968-9286 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $10,255,266, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 380 full-time employees and 80 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvesting in Your Future

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have provided $29,322 in used auto loans and manage a total of $1,620,908,956 in loans and leases. This broad lending capacity supports members' financial goals across various sectors.

Strong Financial Position

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We offer competitive terms on both new and used vehicle financing to make your purchase easier.

Credit Lines and Personal Financing

In addition to auto and mortgage loans, we provide $366,090,151 in total credit lines that give you flexibility in managing your finances. Whether it's for unexpected expenses or planned purchases, our credit lines can be a reliable resource.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We provide flexible eligibility options to ensure you have access to the funding you need for your new home.

Refinancing Options

If you're interested in refinancing any of these loans or exploring eligibility options tailored just for you, we are here to help. Our dedicated team is ready to assist you through every step of the process. For more information about our loan products or how we can assist you further, please feel free to contact us at 801-968-9286. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how Cyprus can support your journey towards financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. These cards come with great benefits designed to meet your everyday spending needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers presented are fair and transparent. Users can trust that they are viewing legitimate offers that reflect current market conditions.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans