Cyprus Credit Union Salt Lake City UT | Top Checking & Quick Personal Loans

Introduction

Welcome to Cyprus, your trusted partner in financial growth and community well-being. Located at 1375 S Foothill Dr, Salt Lake City, UT 84108, our branch has been serving the needs of our members since 1935. With a commitment to providing exceptional service, we have grown to support over 139,902 members, ensuring that each individual feels valued and empowered. At Cyprus, we take pride in our robust financial standing. With total assets reaching an impressive $1,816,997,678, we are well-equipped to offer a variety of services tailored to your needs. Our total deposits amount to $63,239,360, reflecting the trust our members place in us. Additionally, we manage a diverse portfolio with 81,430 loans and leases available to help you achieve your financial goals. Our leadership team is dedicated to fostering a supportive environment for all our members. Under the guidance of CEO Todd Adamson and Board President Richard Stapler, we strive to enhance your banking experience while maintaining a strong community focus. You can count on our friendly staff of 460 employees to assist you with everything from personal banking needs to business services. We understand the importance of accessibility; that's why we're here for you not just in person but also through online and mobile banking options. Whether you need assistance with checking and savings accounts or are looking for auto loans and mortgage refinancing, Cyprus is here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1375 S Foothill Dr, Salt Lake City, UT 84108-2320. Join us at Cyprus today! For more information about our services or to get started on your financial journey with us, feel free to give us a call at 801-260-7600 or visit our website at cypruscu.com. We look forward to welcoming you into our community!

Branch History & Mission

At Cyprus Credit Union, we take pride in our rich history and unwavering commitment to serving our community. Established in 1935, our branch has grown alongside the vibrant city of Salt Lake City, Utah. Located at 1375 S Foothill Dr, we are proud to provide a welcoming space for our members to access essential financial services and support. Over the years, we have seen remarkable growth. Today, Cyprus Credit Union serves over 139,902 members and boasts total assets of approximately $1,816,997,678. Our journey has been marked by key milestones that reflect our dedication to providing quality service and fostering strong relationships with our members. We understand that each member's needs are unique, and we strive to offer personalized solutions that empower them to achieve their financial goals. Our mission is simple yet impactful: to enrich the lives of our members by offering affordable financial products and exceptional service while also giving back to the communities we serve. We believe in supporting local initiatives and partnerships that uplift those around us. Whether it's through educational programs or community events, we are dedicated to making a positive difference in people's lives. While you can visit us at our branch location on Foothill Drive, please note that official correspondence should be sent to our mailing address: 1375 S Foothill Dr, Salt Lake City, UT 84108-2320. Our operating hours are designed with convenience in mind; we offer drive-thru banking services and ATM availability to ensure you can access your funds when you need them. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and personal loans, we have embraced technology to enhance your banking experience. With mobile payments and online banking options available, managing your finances has never been easier or more accessible. We invite you to join Cyprus Credit Union today! Experience the benefits of being part of a member-focused credit union where your financial well-being is our priority. Together, let's build a brighter future for ourselves and our community! If you have any questions or need assistance, feel free to reach out at 801-260-7600.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at the Foothill branch! Our knowledgeable team is eager to help with all your banking needs. If you have any questions or want to learn more about our services, don't hesitate to call us at 801-260-7600. Experience the Cyprus Credit Union difference today!

Nearby Landmarks and Accessibility

Our location is not just about convenience; it's also about being part of the community. Situated near popular landmarks, you can find us close to local parks and shops that make your visit even more enjoyable. We have ample parking available for your ease, ensuring that you can get in and out without hassle. Our branch is ADA compliant, featuring ramps and other accessibility features to serve all members of our community.

Operating Hours and Services

At Cyprus Credit Union Foothill, we understand that your time is valuable. That's why we offer flexible operating hours designed to accommodate your busy schedule. Our friendly staff is ready to assist you during our open hours, which you can check here. In addition to traditional banking services like checking and savings accounts, we offer a variety of loan options including auto loans and mortgages. Need cash quickly? Utilize our ATM services or visit our drive-thru for deposits and withdrawals. Plus, if you're a member of a partner credit union, you can take advantage of shared services right here!

Member Eligibility

At Cyprus, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares about your financial journey. To become a member, you simply need to meet a few friendly eligibility criteria. Typically, individuals who live, work, or worship in the area are welcome to join us. We also extend membership to immediate family members of existing members, making it easy for your loved ones to benefit from our services too. For complete details on eligibility requirements, feel free to visit our website at http://www.cypruscu.com/about/membership . Getting started is simple! You can open your account online with just a few clicks by visiting https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (801) 260-7600. We're here to help you every step of the way as you take this exciting step toward better banking with Cyprus, located at 1375 S Foothill Dr Salt Lake City Ut 84108. Welcome aboard!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services allow you to accept payments seamlessly, whether online or in-store. This means you can focus on what truly matters growing your business while ensuring your customers enjoy a smooth shopping experience. Visit us at 1375 S Foothill Dr Salt Lake City Ut 84108 in Salt Lake City, UT, or call us at (801) 260-7600 to learn how our business banking services can support your success!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

For added convenience, we have ATM services available for quick cash withdrawals and balance checks. If you prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. Plus, we participate in shared branching which means you can conduct transactions at partner credit unions as well!

Business Banking Services

We also cater to small businesses with our comprehensive business banking solutions. From merchant services that simplify payment processing to business loans that support growth and expansion, we're here to help entrepreneurs thrive.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points that you can redeem for cash back, travel, or other exciting perks. It's a great way to get more from your spending while building your credit history.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts from anywhere with our user-friendly app or website. You can make deposits, transfer funds, pay bills, and even send money to friends through our person-to-person payment service.

Join Us Today!

At Cyprus, we're dedicated to making banking simple and accessible for everyone in Salt Lake City and beyond. With friendly staff ready to assist you at any time, don't hesitate to reach out! Call us today at 801-260-7600 or visit us online at cypruscu.com to learn more about how we can support your financial journey. We look forward to welcoming you as part of our community!

Personal Banking Solutions

Our personal banking services are designed to make everyday banking easy and accessible. With checking and savings accounts, you can manage your money effortlessly while earning interest on your deposits. Need a car? Our auto loans and vehicle financing options help you drive away in the vehicle of your choice without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans offer competitive rates and flexible terms. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer money, and pay bills with just a few clicks. If you're on the go, our mobile application makes it even simpler to manage your finances right from your smartphone. Plus, with our electronic signature authorization feature, signing important documents is quick and secure. For those who prefer going paperless, we provide e-statements, ensuring you can easily keep track of your transactions without cluttering your mailbox. And if you need to send money to friends or family, our person-to-person transfer option is a fast and convenient way to do so.

Security and Accessibility

Your security is our top priority. Our online and mobile banking platforms use advanced encryption technology to protect your information. You can feel confident knowing that your financial data is safe while you manage your accounts. With features like mobile payments, making purchases has never been easier. Whether you're at the store or ordering online, simply tap your phone to pay securely without needing cash or cards. At Cyprus, we strive to provide accessible and user-friendly banking solutions that fit seamlessly into your lifestyle. Explore all these features and more by visiting https://www.cypruscu.com/ today!

Financial Strength

Dedicated Team

We also take pride in having 380 full-time employees and 80 part-time employees ready to serve you with knowledge and commitment. Our team is here to help navigate your banking needs with personalized care.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to enhance your banking experience.

Growing Member Base

Total Share and Deposit Accounts: 286,171, showing a strong and growing member base that trusts us with their finances. Your trust fuels our mission to provide exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 1375 S Foothill Dr Salt Lake City Ut 84108 or call (801) 260-7600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $10,255,266 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive to keep costs low so that you can reap the benefits through higher returns and lower borrowing costs.

Reinvestment for Innovation

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide cutting-edge solutions while maintaining a focus on personal service.

Secured Savings Opportunities

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs, ensuring that your savings work harder for you.

Solid Capital Foundation

Our net worth ratio of $1,166 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can have peace of mind knowing that your money is in capable hands.

Strong Net Worth

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This level of net worth reflects our commitment to safeguarding your assets while helping you achieve your financial goals.

Supporting Your Financial Goals

We support our members' ambitions with $29,322 in used auto loans and $1,620,908,956 in total loans and leases. Our lending capacity enables us to assist you across various sectors, whether you're buying a car or investing in a new opportunity.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options are tailored to fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand your business operations. Whether you need funds for equipment purchases or working capital, we're here to support your entrepreneurial dreams.

Credit Lines and Personal Loans

For those seeking flexibility, we provide credit lines with a total of $366,090,151 available for use. This can be an excellent choice for managing larger expenses or unexpected costs. Additionally, our unsecured credit card loans, amounting to $63,491,600, help members manage their finances effectively while enjoying the convenience of credit when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the home-buying process with ease.

Refinancing Options

If you're considering refinancing any existing loans, we have several options available that could lower your monthly payments or reduce your interest rate. It's worth exploring how refinancing could benefit your overall financial situation. At Cyprus, we're committed to providing personalized service and expert guidance throughout the loan process. If you have any questions or would like assistance with finding the right loan product for you, please don't hesitate to reach out at (801) 260-7600 or visit us at our branch located at 1375 S Foothill Dr Salt Lake City Ut 84108 in Salt Lake City, UT. We look forward to helping you achieve your financial goals!

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CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans