Cyprus Credit Union Salt Lake City UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cyprus, where our commitment to serving you is at the heart of everything we do. Located at 4500 S 785 E, Salt Lake City, UT 84107, we have been a trusted financial partner in our community since 1935. With a robust membership of 139,902 individuals, we are proud to manage total assets of $1,816,997,678 and provide loans and leases amounting to 81,430. At Cyprus Credit Union, we understand that each member's needs are unique. That's why we offer a variety of services tailored just for you whether it's personal banking, auto loans, mortgage options, or business banking solutions. Our total deposits stand at an impressive $63,239,360, reflecting the trust our members place in us. We are also proud of our net worth of $212,432,286, ensuring your savings are secure with us. While you can always visit us at our branch for personalized service from our friendly team of 460 employees, official correspondence can be directed to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at 801-260-7600 or via fax at 801-260-7788. Under the leadership of CEO Todd Adamson and Board President Richard Stapler, we remain dedicated to making a positive impact in the lives of our members and the broader community. Our goal is not just to be a credit union but a cornerstone for financial growth and stability. Explore what Cyprus can do for you today! Visit our website at cypruscu.com to learn more about our services and how we can help you achieve your financial goals. Whether you're looking for a new loan or want to open an account with us online, we're here to support you every step of the way.

Branch History & Mission

At Cyprus, located at 4500 S 785 E in Salt Lake City, UT, our journey began in 1935. From our humble beginnings, we have grown into a trusted financial institution serving over 139,902 members and managing assets totaling $1,816,997,678. Our branch has become a cornerstone of the community, providing essential services and support to individuals and families across the region. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a spirit of community. We offer a wide range of services including personal banking, auto loans, mortgage financing, business banking solutions, and innovative online and mobile banking options. Our commitment to accessibility is evident with features like ATM availability and drive-thru banking, ensuring that we are here for you when you need us. While members can visit us at our branch address of 4500 S 785 E, official correspondence should be sent to the same location. We aim to create an inviting atmosphere where everyone feels welcomed and valued. Our dedicated team is always ready to assist you with your financial needs. Over the years, Cyprus has embraced advancements in technology while remaining focused on customer service. We understand that convenience is key; hence we provide services such as electronic signatures, e-statements, mobile payments, and online banking. Our shared service center allows members from partner credit unions to access basic transactions seamlessly. Community outreach is at the heart of what we do. We believe in giving back to the neighborhoods that support us. Through various partnerships and local initiatives, we strive to make a positive impact beyond just financial services. Join us at Cyprus Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Whether you're looking for loans or want to open a new account, our team is excited to welcome you! For more information or assistance, feel free to call us at 801-260-7600 or visit our website at cypruscu.com.

Branch Location & Accessibility

ATM Access

Need cash on the go? We've got you covered! Our branch offers ATM availability, making it easy for you to access your funds anytime. Additionally, as part of our shared service center program, members can also perform basic transactions at partner credit unions. If you're sending mail or official correspondence, please note that while you can visit us at 4500 S 785 E Salt Lake City Ut 84107, all mailing should be directed to the same address for consistency. We're excited to serve you! For any questions or if you'd like more information about our services, feel free to call us at (801) 260-7600. Come visit us at Cyprus where your financial goals become reality!

Accessibility Features

At Cyprus, we understand the importance of accessibility for all our members. The branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring everyone can access our services comfortably. If you're driving by, you'll find ample parking available right outside the entrance.

Operating Hours & Services

We invite you to visit us during our operating hours: 6-Sep. Whether you're looking to open a checking account, apply for an auto loan, or simply need assistance, our friendly staff is here to help! With services ranging from personal banking to business loans, we have something for everyone. Plus, enjoy the convenience of drive-thru banking for quick transactions without leaving your vehicle.

Member Eligibility

At Cyprus, we believe that joining our community should feel welcoming and inclusive. If you're looking to become a member, you're in the right place! Our eligibility is designed to ensure that anyone can find a home with us. Generally, individuals who live, work, worship, or attend school in our local community are eligible for membership. This means that as long as you have ties to the area around 4500 S 785 E Salt Lake City Ut 84107, you can enjoy all the benefits we offer. We pride ourselves on being more than just a financial institution; we are your partner in achieving your financial goals. Becoming a member is simple! You can start the process by visiting our website for detailed eligibility criteria at http://www.cypruscu.com/about/membership . When you're ready to open an account, just follow the easy steps outlined at https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . If you have any questions or need assistance, don't hesitate to reach out to us at (801) 260-7600. We're excited to welcome you into our family at Cyprus!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly without worrying about payment processing. Our merchant services make it easy for you to accept payments anywhere, whether at a brick-and-mortar store or online. This means you can focus on what matters most serving your customers and growing your brand. Located conveniently at 4500 S 785 E Salt Lake City Ut 84107 in Salt Lake City, UT, our team is ready to help you navigate your business banking needs. Call us at (801) 260-7600 or visit us today to discover how we can support your business ambitions!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we understand that managing finances can be challenging. That's why we provide specialized business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're dedicated to helping your business thrive.

Convenient Access

At Cyprus, convenience is key. We have ATM and cash withdrawal services available, along with basic drive-thru banking for deposits and withdrawals perfect for those busy days when you're on the go. Additionally, members can take advantage of shared branch transactions if they need to conduct banking at partner credit unions. Whether you're using our digital tools like mobile payments or enjoying face-to-face service at our branch located at 4500 S 785 E Salt Lake City Ut 84107, we strive to ensure your banking experience is seamless and enjoyable.

Get in Touch

We invite you to explore all that Cyprus has to offer. If you have any questions or need assistance with any of our services, don't hesitate to reach out! Call us at (801) 260-7600 or visit us in person. Your financial well-being is our priority! For more information about becoming a member or opening an account today, visit us online at 4500 South 780 E. We look forward to serving you!

Loans and Financing

When it comes to financing, Cyprus has you covered with various loan products. Our auto loans and vehicle financing options make it simple to get behind the wheel of a new car without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our competitive mortgage loans can help make that process straightforward and affordable. For those unexpected expenses or debt consolidation needs, our personal loans offer quick access to cash with flexible terms. Plus, if you're looking to earn rewards while spending, check out our credit cards that provide benefits tailored just for you.

Personal Banking

We offer robust personal banking options that include checking and savings accounts designed for everyday use. Imagine having easy access to your funds whenever you need them, whether it's for paying bills or saving for a family vacation. With our user-friendly online and mobile banking platforms, you can check balances, transfer money, and pay bills from anywhere making banking as convenient as possible.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides everything you need right at your fingertips. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface makes it simple. With features like person-to-person transfers, you can send money to friends and family with just a few clicks. Security is a top priority for us. Our electronic signature authorization allows you to complete transactions safely without the need for physical paperwork. Plus, you can opt for e-statements that let you receive account statements electronically, reducing clutter while keeping your information secure.

Stay Connected with Mobile Banking

For those on the go, our mobile application offers robust features that mirror our online services. You can easily make mobile payments or manage your accounts directly from your smartphone. This flexibility means you never have to worry about being tied down to a desk when handling your banking needs. At Cyprus, we believe in making banking accessible and straightforward. With our digital services, managing your finances has never been easier or more secure. Join us today and experience the benefits of modern banking!

Financial Strength

Growing Membership

Total Share and Deposit Accounts: 286,171, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $41,190,904. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 4500 S 785 E Salt Lake City Ut 84107 or call (801) 260-7600 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and $1,620,908,956 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $10,255,266 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With 380 full-time employees and 80 part-time employees, we ensure our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible repayment terms to ensure that your experience is as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand your business. We understand that running a business comes with its challenges, and we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We are committed to guiding you through every step of the mortgage process so you can focus on creating memories in your new home.

Refinancing Options

If you're considering refinancing your existing loans, we have options available that could lower your monthly payments or reduce your overall interest costs. Our team will work with you to assess your situation and find the best solution tailored to your needs. At Cyprus, we pride ourselves on our commitment to providing personalized service and financial education. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial goals with Cyprus!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making them an excellent choice for everyday purchases and unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures fair and transparent offers for all users. Every loan comparison reflects genuine, up-to-date information, allowing you to make well-informed decisions without the guesswork.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans